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Capitalize on the Growth of Real-Time Payments

New schemes are launching worldwide and existing real-time payments transactions continue to grow. ACI Low Value Real-Time Payments enables banks and processors to connect to all global schemes and deliver value-added services to their customers.

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UP eCommerce Modernization

Modernize Payments in Record Time

With many pending changes in the North American payments landscape, BMO modernized its payment systems to meet the evolving demands of customers and create a platform for future innovation.

BMO's award-winning approach to payments modernization >

BMO modernizing payments record time

Launch Value-Added Services

Rapidly launch value-added services with built-in open banking capabilities

  • Offer contactless and secure QR code payments, including merchant-initiated payments using dynamic QR codes
  • Integrate end-to-end bill payments globally with self-service portals and onboarding processes
  • Simplify integration for merchant mobile applications, including support for Request for Pay (RfP)
  • Provide added security with flexible person-to-person (P2P) payment services based on proxy/alias
  • Enable digital payment overlay services for liquidity management, ERP integration, invoice and accounts payable management, P2P payments, account-to-account payments, PoS, ePoS and more

Launch solutions that meet the demands of real-time payments >

Real Time Logos Layout Transparent
Build Real Time Business

Build a Real-Time Business

Gain additional business functionality to support your organization’s high-volume, data-rich digital payments ecosystem.

  • Support Request for Pay RfP, Person-to-Person P2P and recurring payments
  • Feature stand-in authorization, liquidity management, batch processing, transaction warehouse, transaction reconciliation and case management
  • Leverage complete capabilities for real-time payments, including real-time balance, fraud management for real-time fraud prevention and front-end digital overlay capabilities
  • Integrate into any other banking system and data to create a single customer view across the institution

Westpac New Zealand prepares for real-time payments >

Trust a Proven Solution

ACI currently supports 18 real-time domestic schemes around the world, including Zelle and TCH in the U.S., and FedNow as it moves toward production.  

Start planning for the future of real-time payments >

Trusted Solution
Flexible Deployment

Benefit from Flexible Deployment Options

Meet your specific business needs with on-premise, public cloud, hybrid deployment and SaaS offerings.

  • Offer real-time Payments as a Service in ACI data centers for customers in the U.K., U.S. and Europe
  • Lower operational costs via economies of scale and a shared access approach
  • Configure your solution as a managed service offering also available via the public cloud

ACI Worldwide and STET drive immediate payments adoption >

Leading the Future of Real-Time Payments

ACI Selected for Inaugural Board Advisory Group

U.S. Faster Payments Council (FPC) has selected ACI’s Bridget Hall, leader, Real-Time Payments, to be part of its inaugural FPC Board Advisory Group.

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ACI Worldwide Recognized as a Leader in the IDC MarketScape

Download the IDC MarketScape excerpt to see why ACI was named as a Leader for Worldwide Integrated Payment Platforms.

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Real-Time Payments: Value Realization Is Here

Real-time payments reach over half the planet. As the reach of real-time payments expands, the possibilities for value realization multiply. 

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