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Capitalize on the Growth of Real-Time Payments

New schemes are launching worldwide and existing real-time payments transactions continue to grow. ACI Low Value Real-Time Payments enables banks and processors to connect to all global schemes and deliver value-added services to their customers.

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UP eCommerce Modernization

Prepare for Real-Time and Digital Payments Growth

Leverage a complete, end-to-end solution for real-time and digital payments to prepare for growth in transactions and revenues.

  • Combine origination, processing, orchestration, clearing and settlement, fraud detection and connectivity capabilities—all on a single platform
  • Trust in a highly scalable, fault-tolerant, proven solution

BMO wins Celent Model Bank Award for payment services hub implementation >

BMO modernizing payments record time

Launch Value-Added Services

Rapidly launch value-added services with built-in open banking capabilities

  • Offer contactless and secure QR code payments, including merchant-initiated payments using dynamic QR codes
  • Integrate end-to-end bill payments globally with self-service portals and onboarding processes
  • Simplify integration for merchant mobile applications, including support for Request for Pay (RfP)
  • Provide added security with flexible person-to-person (P2P) payment services based on proxy/alias
  • Enable digital payment overlay services for liquidity management, ERP integration, invoice and accounts payable management, P2P payments, account-to-account payments, PoS, ePoS and more

Launch solutions that meet the demands of real-time payments >

Real Time Logos Layout Transparent
Build Real Time Business

Build a Real-Time Business

Gain additional business functionality to support your organization’s high-volume, data-rich digital payments ecosystem.

  • Support Request for Pay RfP, Person-to-Person P2P and recurring payments
  • Feature stand-in authorization, liquidity management, batch processing, transaction warehouse, transaction reconciliation and case management
  • Leverage complete capabilities for real-time payments, including real-time balance, fraud management for real-time fraud prevention and front-end digital overlay capabilities
  • Integrate into any other banking system and data to create a single customer view across the institution

Westpac New Zealand prepares for real-time payments >

Trust a Proven Solution

ACI currently supports 18 real-time domestic schemes around the world, including Zelle and TCH in the U.S., and FedNow as it moves toward production.  

Start planning for the future of real-time payments >

Trusted Solution
Flexible Deployment

Benefit from Flexible Deployment Options

Meet your specific business needs with on-premise, public cloud, hybrid deployment and SaaS offerings.

  • Offer real-time Payments as a Service in ACI data centers for customers in the U.K., U.S. and Europe
  • Lower operational costs via economies of scale and a shared access approach
  • Configure your solution as a managed service offering also available via the public cloud

ACI Worldwide and STET drive immediate payments adoption >

Leading the Future of Real-Time Payments

ACI Selected for Inaugural Board Advisory Group

U.S. Faster Payments Council (FPC) has selected ACI’s Bridget Hall, leader, Real-Time Payments, to be part of its inaugural FPC Board Advisory Group.

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ACI Worldwide Recognized as a Leader in the IDC MarketScape

Download the IDC MarketScape excerpt to see why ACI was named as a Leader for Worldwide Integrated Payment Platforms.

Download The Report

Real-Time Payments: Value Realization Is Here

Real-time payments reach over half the planet. As the reach of real-time payments expands, the possibilities for value realization multiply. 

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