Fraud Prevention
Enjoy the highest levels of security and resilience with data centers built specifically for payments, managed by payment experts.
Freedom to Choose
Select the acquirer to suit your needs via connectivity to a large and growing global network of acquirers.
Ongoing Enhancements
Receive card-scheme mandates and platform and security updates while your data remains private and segregated.
Modernize your payments experience
Deliver Payment Methods and Checkout Experiences Customers Love
Drive conversions and loyalty by empowering your customers to pay when and how they choose.
Support popular alternative and emerging payment methods, including PayPal, Alipay, WeChat Pay, installment payments and QR-based products
Accept non-scheme-branded cards, including gift cards, private label or loyalty cards with PEDs, and pass them to external systems for processing
Enable the growing number of omni-channel interactions that begin online and are completed in-store
The Co-op Launches a New Pay in Aisle App
Work with Acquirers and Hardware Vendors Best Suited to Your Business
Maintain flexibility to build and adapt your payments infrastructure and add new payment capabilities.
- Choose the hardware best suited to your needs from a range of PED manufacturers and POS vendors
- Support countertop and mobile POS, as well as self-checkout and endless aisle terminals
- Integrate your POS and digital channels quickly and simply with our powerful and well documented APIs
Offload POS Payment Processing Functions
Preserve investments, support the latest POS systems capabilities and limit your PCI-DSS scope.
Future proof your POS and support legacy and emerging payment solutions
Reduce implementation, maintenance, operation and compliance costs
Implement a comprehensive message set including purchase, refund/reversal, dynamic currency conversion, pre-pay top-up and more
Enable secure authentication with support for P2PE, SSL and manual authentication
Gain added resiliency with support for connections to redundant data centers and automatic software upgrades
RELATED SOLUTIONS
Expand Your Payment Capabilities
Explore related ACI Worldwide solutions to ensure your ongoing business success.
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers.
ACI Omni-Commerce
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments.
Multi-Acquiring
Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings.
ACI Secure eCommerce
A powerful payments gateway with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods.
Related Resources
Trends
Banking
FinTech India: a Rising Economic Force Expects a Dynamic Commerce Experience
Upwardly mobile Indian software technology workers use multiple payment channels and expect their merchants and payment providers to support their evolving payment needs. According to an ACI Worldwide survey of more than 370 FinTech workers in India, almost all shop online with a rapid shift toward alternative payments taking place. Much like their older peers, millennials conduct commerce across multiple channels — mobile, online desktop and in store. Millennials use their mobile device as a key shopping channel, whether it is shopping via their phone or making person-to-person (P2P) payments. Millennials rely on their phone to conduct commerce. All FinTech workers, a key demographic for merchants, face new fraud threats with card-not-present fraud being prevalent, as well as the new emerging threat of social engineering.
Solution Info Sheet
Merchants
ACI Secure eCommerce Solution for Payment Intermediaries
Payment intermediaries, such as payment service providers (PSPs), payment gateways and merchant acquirers, need an eCommerce solution that enables them to accept and cost-effectively process their merchants’ payments — all while also lowering their merchants’ exposure to fraud.
Trends
Merchants
EMV Level 3 Certification Checklist
Utilize this EMV checklist to review ACI's in-store options for EMV level 3 payment application requirements. Learn more about how ACI's omni-channel in-store merchant payments can deliver EMV and enhance your current POS solution.
