In-Store Merchant Payments
Dynamic, Digital In-Store Payments
Create brand confidence, promote loyalty and drive repeat in-store visits by giving customers safe, convenient digital payment options
Modernize your payments experience
Deliver Payment Methods and Checkout Experiences Customers Love
Drive conversions and brand loyalty by empowering your customers with the payment options they want to use.
Support popular alternative and emerging payment methods, including PayPal, Alipay, WeChat Pay, installment payments and QR-based products
Accept non-scheme-branded cards, including gift cards, private label or loyalty cards with PEDs, and pass them to external systems for processing
Enable the growing number of omni-channel interactions that begin online and are completed in-store
Work with Acquirers and Hardware Vendors Best Suited to Your Business
Build and adapt your payments infrastructure to add new payment capabilities in real time to increase speed-to-market.
- Choose the hardware best suited to your needs from a range of PED manufacturers and POS vendors
- Support countertop and mobile POS, as well as self-checkout and endless aisle terminals
- Integrate your POS and digital channels quickly and simply with our powerful and well documented APIs
Offload POS Payment Processing Functions
Preserve investments, support the latest POS systems capabilities and limit your PCI-DSS scope.
Future-proof your POS to support emerging payment solutions
Reduce implementation, maintenance, operation and compliance costs
Implement a comprehensive message set including purchase, refund/reversal, dynamic currency conversion, pre-pay top-up and more
Enable secure authentication with support for P2PE, SSL and manual authentication
Gain added resiliency with support for connections to redundant data centers and automatic software upgrades
Explore More Solutions
ACI Worldwide offers a wide variety of industry-leading, award-winning solutions to support all types of in-store payments
ACI Payments Orchestration Platform
Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform
ACI Secure eCommerce
A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
ACI Fraud Management for Merchants
Reduce chargebacks, fraud and false positives while increasing conversion with ACI’s machine-learning driven merchant fraud management.
Increase conversions with BNPL: credit acceptance rates of up to 85%, access to larger credit lines and a 0-40% greater spend with BNPL versus credit cards
ACI Smart Engage
Drive revenue from ads and other media with interactive shopping experiences and seamless mCommerce triggered by images, audio and geotags.
ACI Pay by Link
ACI Pay by Link provides you with secure payment links so you can maximize all of your channels — providing a seamless customer experience
ACI Instant Pay
Adapt to the modern payments landscape with ACI Worldwide’s digital and mobile wallet solutions
Zero Fee Crypto
Accept cryptocurrency payments from around the world and get next-day settlement with ACI Zero-Fee Crypto.
Chargeback Protection and Management
Don’t allow chargebacks to impact your revenue — safeguard your business with ACI’s chargeback protection service