In-Store Merchant Payments

Dynamic, Digital In-Store Payments

Create brand confidence, promote loyalty and drive repeat in-store visits by giving customers safe, convenient digital payment options

Modernize Your In-Store Checkout Experience

Keep up with changing consumer demands for faster, secure checkout experiences by updating legacy point-of-sale (POS) and portable electronic device (PED) systems

  • Leverage existing hardware without purchasing new devices
  • Software support across PAX, Android, Apple and other leading payment terminal providers
  • Offer popular alternative and emerging payment methods, including digital wallets, Venmo, Apple Pay, Alipay, WeChat Pay, Buy Now Pay Later and QR code payments
  • Accept gift cards, private label or loyalty cards with PEDs
  • Enable omnichannel interactions that begin online and are completed in-store
Reduce interchange fees by working with multiple, local acquirers and ensure seamless technical integration for your payments.

Gain a Business Advantage Using Multi-Acquiring

Build an ideal network with the ability to freely move between acquirers to control operational costs, improve conversion rates and enhance customer experiences

  • Eliminate vendor lock-in and service disruptions
  • Optimize rates and fees by combining local and global acquirers
  • Avoid transaction dropoffs and costly price changes
  • Achieve higher conversions using smart transaction routing

Protecting Payments and Merchant Reputations

ACI provides P2PE and PCI-certified validated point-to-point encryption (V2PE) capabilities that prevent payment data from being exposed, even when the data is intercepted or your system has been compromised

  • Securely encrypt payment card data at the point of interaction
  • Safeguard card data throughout the transaction process
  • Reduce the risk of usable cardholder data being stolen during transmission
  • Protect against the reputational damage of a breach

Related Solutions

Explore More Solutions

ACI Worldwide offers a wide variety of industry-leading, award-winning solutions to support all types of in-store payments