Modernize Your In-Store Checkout Experience
Keep up with changing consumer demands for faster, secure checkout experiences by updating legacy point-of-sale (POS) and portable electronic device (PED) systems
- Leverage existing hardware without purchasing new devices
- Software support across PAX, Android, Apple and other leading payment terminal providers
- Offer popular alternative and emerging payment methods, including digital wallets, Venmo, Apple Pay, Alipay, WeChat Pay, Buy Now Pay Later and QR code payments
- Accept gift cards, private label or loyalty cards with PEDs
- Enable omnichannel interactions that begin online and are completed in-store
Gain a Business Advantage Using Multi-Acquiring
Build an ideal network with the ability to freely move between acquirers to control operational costs, improve conversion rates and enhance customer experiences
- Eliminate vendor lock-in and service disruptions
- Optimize rates and fees by combining local and global acquirers
- Avoid transaction dropoffs and costly price changes
- Achieve higher conversions using smart transaction routing
Protecting Payments and Merchant Reputations
ACI provides P2PE and PCI-certified validated point-to-point encryption (V2PE) capabilities that prevent payment data from being exposed, even when the data is intercepted or your system has been compromised
- Securely encrypt payment card data at the point of interaction
- Safeguard card data throughout the transaction process
- Reduce the risk of usable cardholder data being stolen during transmission
- Protect against the reputational damage of a breach
Related Solutions
Explore More Solutions
ACI Worldwide offers a wide variety of industry-leading, award-winning solutions to support all types of in-store payments
ACI Payments Orchestration Platform
Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform
ACI Secure eCommerce
A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
Multi-Acquiring
Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings
ACI Fraud Management for Merchants
Reduce chargebacks, fraud and false positives while increasing conversion with ACI’s machine-learning driven merchant fraud management
ACI PayAfter
Increase conversions with BNPL: credit acceptance rates of up to 85%, access to larger credit lines and a 0-40% greater spend with BNPL versus credit cards
ACI Smart Engage
Drive revenue from ads and other media with interactive shopping experiences and seamless mCommerce triggered by images, audio and geotags
ACI Pay by Link
ACI Pay by Link provides you with secure payment links so you can maximize all of your channels — providing a seamless customer experience
ACI Instant Pay
Adapt to the modern payments landscape with ACI Worldwide’s digital and mobile wallet solutions
Zero Fee Crypto
Accept cryptocurrency payments from around the world and get next-day settlement with ACI Zero-Fee Crypto.
Related Resources
Resources
Merchants
New Customer Journeys and Merchant Payments Innovation — Q&A with IKEA Retail and VW Payments
In the past 12-18 months, there has been monumental change in the way that customers interact with merchants, with no sector or vertical left untouched.
Resources
Merchants
Protecting Payments With Point-to-Point Encryption (P2PE) and Tokenization
The superheroes of PCI compliance – Point-to-Point Encryption (P2PE) and Tokenization – serve to protect sensitive payments data in flight, or at rest in merchants’ databases. But tokenization has some additional superpowers, beyond protecting payments, which all omni-channel merchants should know about.
Resources
Merchants
Making Your Mobile App More Engaging
The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.
