In-Store Merchant Payments

Dynamic, Digital In-Store Payments

An in-store experience that mirrors the easy, safe and convenient payments experience your customers benefit from online. With high levels of service and security you can create confidence, promote loyalty and drive repeat visits from satisfied customers.

A woman uses her smartwatch to pay for her transaction with a tap to pay point of sale system.

Fraud Prevention
Enjoy the highest levels of security and resilience with data centers built specifically for payments, managed by payment experts.

Freedom to Choose
Select the acquirer to suit your needs via connectivity to a large and growing global network of acquirers.

Ongoing Enhancements
Receive card-scheme mandates and platform and security updates while your data remains private and segregated.

Modernize your payments experience

Deliver Payment Methods and Checkout Experiences Customers Love

Drive conversions and loyalty by empowering your customers to pay when and how they choose.

Support popular alternative and emerging payment methods, including PayPal, Alipay, WeChat Pay, installment payments and QR-based products

Accept non-scheme-branded cards, including gift cards, private label or loyalty cards with PEDs, and pass them to external systems for processing

Enable the growing number of omni-channel interactions that begin online and are completed in-store

A cashier scans a coupon or membership card on a customers smartphone screen.
A man scans a QR code on some produce on their mobile phone

The Co-op Launches a New Pay in Aisle App

A man hands his credit card to a woman so that she can finish his transaction at a hotel.

Work with Acquirers and Hardware Vendors Best Suited to Your Business

Maintain flexibility to build and adapt your payments infrastructure and add new payment capabilities.

  • Choose the hardware best suited to your needs from a range of PED manufacturers and POS vendors
  • Support countertop and mobile POS, as well as self-checkout and endless aisle terminals
  • Integrate your POS and digital channels quickly and simply with our powerful and well documented APIs

Offload POS Payment Processing Functions

Preserve investments, support the latest POS systems capabilities and limit your PCI-DSS scope.

Future proof your POS and support legacy and emerging payment solutions

Reduce implementation, maintenance, operation and compliance costs

Implement a comprehensive message set including purchase, refund/reversal, dynamic currency conversion, pre-pay top-up and more

Enable secure authentication with support for P2PE, SSL and manual authentication

Gain added resiliency with support for connections to redundant data centers and automatic software upgrades

A person uses their credit card to finish up payment at a point of sale system being held by the cashier.

RELATED SOLUTIONS

Expand Your Payment Capabilities

Explore related ACI Worldwide solutions to ensure your ongoing business success.

ACI Fraud Management for Merchants

Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers.

ACI Omni-Commerce

A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments.

Multi-Acquiring

Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings.

ACI Secure eCommerce

A powerful payments gateway with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods.

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