In-Store Merchant Payments

Dynamic, Digital In-Store Payments

Create brand confidence, promote loyalty and drive repeat in-store visits by giving customers safe, convenient digital payment options

A woman uses her smartwatch to pay for her transaction with a tap to pay point of sale system.

Modernize your payments experience

Deliver Payment Methods and Checkout Experiences Customers Love

Drive conversions and brand loyalty by empowering your customers with the payment options they want to use.

Support popular alternative and emerging payment methods, including PayPal, Alipay, WeChat Pay, installment payments and QR-based products

Accept non-scheme-branded cards, including gift cards, private label or loyalty cards with PEDs, and pass them to external systems for processing

Enable the growing number of omni-channel interactions that begin online and are completed in-store

A man hands his credit card to a woman so that she can finish his transaction at a hotel.

Work with Acquirers and Hardware Vendors Best Suited to Your Business

Build and adapt your payments infrastructure to add new payment capabilities in real time to increase speed-to-market.

  • Choose the hardware best suited to your needs from a range of PED manufacturers and POS vendors
  • Support countertop and mobile POS, as well as self-checkout and endless aisle terminals
  • Integrate your POS and digital channels quickly and simply with our powerful and well documented APIs

Offload POS Payment Processing Functions

Preserve investments, support the latest POS systems capabilities and limit your PCI-DSS scope.

Future-proof your POS to support emerging payment solutions

Reduce implementation, maintenance, operation and compliance costs

Implement a comprehensive message set including purchase, refund/reversal, dynamic currency conversion, pre-pay top-up and more

Enable secure authentication with support for P2PE, SSL and manual authentication

Gain added resiliency with support for connections to redundant data centers and automatic software upgrades

A person uses their credit card to finish up payment at a point of sale system being held by the cashier.

Related Solutions

Explore More Solutions

ACI Worldwide offers a wide variety of industry-leading, award-winning solutions to support all types of in-store payments