Any Payment, Every Possibility
With ACI's Universal Payments — UP — portfolio of solutions, we make fast, simple and secure payments possible around the world by connecting more ways to pay with more payment capabilities than any other provider.
UP solutions deliver the performance, security and scalability you need to succeed today – and tomorrow. With UP, your payment possibilities are unlimited.Download ACI fact sheet Contact Us
- Founded: 1975
- Headquarters: Naples, FL
- Offices: 39 countries
- Employees: 3,800+
- 2018 Revenue: $1+ billion
- NASDAQ Ticker: ACIW
We have more than 40 years of payments expertise and customers in 90+ countries including:
- 18 of the top 20 banks worldwide
- Thousands of merchants directly and through PSPs
- 3,700+ organizations utilizing our electronic bill payment solutions
- 1,500+ banks, intermediaries and merchants preventing fraud with our solutions.
Our broad and integrated suite of electronic payment software solutions enables payment processing for:
- $14+ trillion in payments and securities transactions each day
- 200+ billion consumer transactions each year
- $94 billion in dollar volume for UP Bill Payment™
RETAIL PAYMENTS – A comprehensive consumer payment solution ranging from core payment engines to back-office support that enables banks and intermediaries to leverage the opportunities found in today’s open, real-time payments environment.
REAL-TIME PAYMENTS – Supports low- and high-value, real-time payment processing for banks and financial intermediaries globally, ensuring multi-bank, multi-currency and 24x7 payment processing capabilities.
MERCHANT PAYMENTS – A vendor-agnostic, flexible and secure omni-channel payments environment through an integration of Postilion, ACI ReD Shield and ACI PAY.ON Payments Gateway.
BILL PAYMENT – Enables corporate customers to electronically present bills and collect payments from consumers through a single, integrated platform that powers the entire bill payments operation.
PAYMENTS INTELLIGENCE – Deliver robust fraud prevention and detection capabilities to bank, financial intermediary, merchant, and corporate customers.
DIGITAL CHANNELS – Offers banks advanced cash management capabilities in a multi-tenant, cloud-based platform.
We use a simple set of numbers, 6-4-2-1, to summarize ACI's approach to executing our strategy.
- Frost & Sullivan 2019 Global Product Leadership Award — UP Real-Time Payments™ solution
- MEFTECH Innovation Awards — Best Use of Emerging or Innovative Technology — UP Real-Time Payments solution
- 2019 Merchant Payments Ecosystem Awards — Best International/Cross-Border Payments Solution
- 2018 Global Banking & Finance Awards — Best Payments Solutions Provider Europe
- Finance Monthly — Fraud Innovation Firm of the Year — ACI Worldwide
- Forrester Research, Inc. — The Forrester Wave™: Global Merchant Payment Providers, Q4 2018 names ACI’s UP Merchant Payments™ solution a Leader in global merchant payments
- Aite Group — AIM Evaluation: The Leading Providers of U.S. Cash Management, 2018, ACI Universal Online Banker™ receives “Best-in-Class” status
- National Technology Awards — Security Innovation of the Year — UP Payments Risk Management™ solution
- Corporate & Americas: 3520 Kraft Road, Naples, FL 34105, Suite 300
- Europe, Middle East, Africa: Kilmurry Business Centre, National Technology Park, Castletroy, Limerick V94 RX49, Ireland
- Asia Pacific: 300 Beach Road, #21-03/06 The Concourse, Singapore 199555
- Located in 39 countries | View all locations