ATM Driving, Acquiring and Processing

Payments Modernization for the Original Digital Banking Channel

Give customers a richer digital experience while meeting the challenges of reduced cash transaction volumes and regulatory mandates around surcharges.

A woman is in front of an ATM machine, she is going to put her gold debit card into the machine to make a deposit or withdrawal from her bank account

Improve Customer Experience
Quickly roll out new added-value features, including video banking, contactless withdrawals, government disbursements and automated deposits.

Grow Revenues
Accelerate time to market with new services for your ATM network as a bank, processor or ISO to increase transaction volumes, revenue opportunities and cross-sell opportunities at the ATM.

Drive Modernization
End-to-end ATM handling, driving, acquiring and processing help drive ATM modernization.

Reduce Cost to Operate
Gain greater control of your ATM environment through on-premise or cloud deployment options to deliver new functionality cost-efficiently, reduce the cost of compliance and effectively manage the cost of cash reserves with a next-gen ATM platform.

Exceed Customer Expectations

The end-to-end ATM handling, driving, acquiring and processing capabilities delivered by ACI’s Enterprise Payments Platform drive ATM modernization — helping you improve the customer experience, combat margin pressure and grow market share.

  • Cardless account access and funds distribution
  • Government disbursements
  • Video banking for guided access
  • Automated deposits for checks, cash and benefits
  • Alignment to branch transformation
  • Emergency funds and remittances
  • Cash recycling
  • Dynamic currency conversion
  • Non-currency dispensing
  • Bill payments at ATM
An ATM keypad.
A woman uses her phone at an ATM for wireless processing
using smart phone open door

Integrated into Omni-Channel Banking

Meet customer expectations of visibility, transparency and cross-channel interactions by seamlessly integrating into the omni-channel banking environment.

Integrate with mobile and digital banking channels

Real-time visibility of balances and transactions

Stand-in authorization

Choose Your Ideal Deployment

For processors and ISOs, reduce operating costs, create growth opportunities and deliver a scalable solution to ATM owners and operators without sacrificing services, reliability or speed to market by deploying on-premise, in the cloud or a hybrid.

Low-cost enablement of new features

Easy integration with other digital channels

Fraud and risk mitigation

API connected to networks, customers and partners

Centralized reporting and management

A chip card reader on a gas pump at a gas station.

related solutions

Expand Your Capabilities

ACI Worldwide delivers payments software that enables banks, merchants and billers to send and receive money in real time.

ACI Acquiring

Enhance your acquiring business with a highly customizable solution that will transform your merchant experience

ACI Issuing

Single issuing platform for all cards, contactless, mobile and alternative payments and tokens, with global connectivity.

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