Digital identification plays a critical role in safer real-time payments. The data is captured, identified and utilized in fraud strategies to reassure merchants that purchases are legitimate. Merchants need this scalable fraud orchestration solution that turns digital identities into a more trustworthy and secure shopper experience.
Establish the Accuracy of Consumers’ Digital Identity
ACI’s network intelligence is the largest data network that combines market intelligence, vertical market databases and predictive, behavioral analytics to fit smart decisioning on a global scale.
Leverage a fraud orchestration platform via a single API connection offering digital identity services that help you turn fraud prevention into revenue generation.
Enter new markets, add payment types and accommodate demand surges without additional resources
Automate and streamline processes to lower the total cost of ownership
Gain payment optimization experts to help minimize risk and prevent data privacy regulation penalties
Lower chargebacks and improve accuracy rates using an intelligent decision engine backed with advanced AI machine learning
Trusted Identity Decisions Powered by the Most Advanced Fraud Orchestration Engine
ACI’s advanced AI uses incremental learning algorithms to outperform traditional machine learning. In addition, our expertise in feature engineering ensures fraud models provide digital identity data in an easily digestible format for high performance, rapid detection and efficiency.
Drive accurate identity authentication decisions that respond to real time threats
Deliver frictionless customer journeys across all geographies and payment types
Detect and protect against account takeover and synthetic identity fraud
Reduce fraud opportunities and costs before they impact your business
Fully scale automated, autonomous models across verticals and merchant types
Confirming Digital Identities With Behavioral Analytics
ACI’s digital identity service is designed to maximize business growth by reducing the threat of ATO and synthetic ID fraud. AI technology helps detect, orchestrate and deliver smart decisioning strategies through user analytics.
of all credit card losses are due to synthetic identity fraud1
60%+
of ATO attacks target eCommerce accounts2
$4.24
spent for every dollar lost to limited fraud verification capabilities3
Part of the ACI Fraud Management Solution, leverage real-time fraud prevention technology designed to increase conversion and block savvy fraudsters.
RELATED SOLUTIONS
Safe and Secure
ACI Worldwide has a wide range of fraud prevention capabilities that enable merchants to achieve industry-leading performance.
ACI Payments Orchestration Platform
Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform
A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
Dedicated support from a global team of experienced fraud and risk analysts, working closely with merchants to develop and manage tailored, real-time risk strategies
