Tokenization that puts you in control of cardholder data security
Secure your customers, reduce your compliance burden and retain the flexibility and independence to effectively manage your business with single- and multi-use tokens from ACI.
Provide Seamless Omni-Channel Data Security
ACI’s omni-tokens can be used across channels and with card and alternative payment methods. Our omni-tokens link the customer to their tokenized payment method with ease, while ensuring their highly-sensitive personal data remains secure.
Use omni-token across online, mobile, in-store and MOTO payments
Power the seamless omnichannel experience your customers demand
Offer secure “buy online, pick up in-store” and subscription services
Simplify and speed up the returns process
Gain Control, Flexibility and Independence
Our merchant omni-tokens give complete ownership of tokenization capability. And when it comes to external payment processes including authorization, settlement and reconciliation, we convert the tokens back to PANs within our safe harbor and handle the processes out to issuers, acquirers and schemes.
Flex which acquirers and providers you work with, with no impact on stored tokens
Connect to external partners such as loyalty program providers
Leverage omni-tokens for internal functions like reporting
Belt and Braces — The Security Duo for Credit Card Data
Tokenization is one piece of the puzzle when it comes to data security — and its perfect teammate is point-to-point encryption (P2PE), which encrypts sensitive card and customer information at the terminal.
Hackers target customer payments data from merchants’ back-office systems and as it travels from the payments terminal to the processor. Combine tokenization and P2PE capabilities to give you peace of mind that customer data is protected at every touchpoint.
Explore More Solutions
Learn about our additional solution capabilities.
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments.
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Multi-layered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers.