Enhanced Risk Management
Securely encrypts payment card data at the point of interaction (POI)
State of the Art
Highly flexible, industry-leading solution, fully integrated with ACI’s estate management capabilities
Simplified Security
Reduces the number of security controls required to validate cardholder data
Modernize your payments experience
Point-to-Point Encryption
Point-to-Point Encryption (P2PE) protects payments data during the transaction process by instantly encrypting the sensitive card and customer information at the terminal — and keeping it encrypted until it reaches the payments switch.
Ensure customers’ payments information is not exposed, even in the event of a data breach
Reduce the scope of your PCI compliance
Minimize the amount of sensitive payments data in your environment
Validated P2PE with Asset Management
Meet the gold standard for secure encryption. Building on our standard P2PE offering, ACI’s validated P2PE (VP2PE), combined with asset management capabilities, puts additional discipline around P2PE operations and devices, gives you greater confidence, visibility and control of in-store payments.
- Cover the entire lifecycle of your POI devices and any connected software and processes,
- Ensure sensitive payments data is protected throughout the chain of transmission.
- Eliminate the risk of usable cardholder data being stolen
- Reduce or even de-scope store POS systems from PCI audit and compliance
- Achieve complete control over device compliance through our hardware estate management facility
- Gain additional PCI compliance burden relief and cost savings, beyond P2PE alone
RELATED SOLUTIONS
Safe and Secure
ACI Worldwide delivers payments software that enables banks, merchants and billers to securely send and receive money in real time.
ACI Omni-Commerce
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments
ACI Secure eCommerce
A powerful payments gateway with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
Tokenization
Protect your customer data and reduce PCI-compliance obligations with single- and multi-use tokens
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers
Related Resources
Info Sheet
Merchants
ACI Validated P2P Encryption with Asset Manager
ACI’s validated point-to-point encryption (VP2PE) offering is designed to instill a discipline around the process of protecting payments data “in flight” during the transaction process.
Resources
Banking
Why Make the Move to Real-Time Payments?
Increasingly, real-time payments — also referred to as immediate payments, instant payments, faster payments and rapid payments — are gaining traction in markets around the world. With more than 50 national real-time payment schemes in use globally, the time is now for companies to plan how they can capture the opportunities underpinned by real-time payments.
Resources
Merchants
Alternative Payment Methods
From digital wallets to digital currencies, alternative payment methods are rapidly changing the payments landscape.
