ACI Issuing

Modernize the Issuing and Accounts Experience

Accelerate your innovation and give your customers exciting new payment offerings and self-service banking with ACI Issuing. From physical and virtual cards to emerging alternative payments, deliver the ultimate customer experience with cutting-edge security, flexible cloud-ready technology and multi-language, multi-currency, multi-institution capabilities.

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The Modern Issuing Advantage

Front of Wallet
Remain relevant and grow market share across all payment and digital channels including debit, credit, prepaid, corporate, virtual and tokenized cards, mobile and alternative payments.

Cloud-Ready Platform
Take advantage of microservices and containerization technologies now or in line with your payments modernization strategy.

Speed to Market
Highly configurable and API-enabled for rapid deployment and connectivity to all global card networks.

Compliant by Design
Stay ahead with guaranteed updates and continuous compliance to all scheme mandates.

Real-Time Ready
Capable of real-time data orchestration and management to meet customer demands for visibility and control.

Customer Satisfaction

Quickly deploy revenue-generating payment methods to meet customer demand, with the ability to tailor products.

Support issuing of EMV cards, contactless, virtual, tokenized and mobile payments
Enable local payments throughout the world
Grow your platform with alternative payments, including digital wallets and QR codes
Deliver next-generation self-service banking at ATMs and branches
Offer end-to-end support throughout the customer payments lifecycle
Deliver greater customer control with self-service options on limits and locations

Turn a digital disruption into a competitive differentiator >

Cutting-Edge Security

Continually respond to new threats to retain the trust of your customers.

Provide industry-leading machine-learning protection
Create and manage tokens to protect your customers' payments data
Maintain compliance with global payment card industry mandates

ACI Recognized as a Leader in the IDC MarketScape >

RaboBank Uses Prognosis to Monitor 24/7 Transactions

Rabobank, a global leader in the banking industry, authorizes 1.3 billion card transactions a year. To provide 24/7 operations and support, they had to move to an entirely different software infrastructure that utilized ACI's Consumer Payment Processing solution. Rabobank decided to begin a project to migrate their card payments system from the HPE NonStop platform to IBM z/OS.

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Optimized Operations

Streamline innovation and drive operational efficiencies.

Personalize your customers’ experience across products, pricing and billing
Streamline and automate end-to-end management of disputes
Give customers always-on reliability with a scalable, resilient front-end switch
Build your ideal partner network through APIs
Enhance decision making with data-rich dashboards and reporting

See how ING adapts to customer needs by banking at web scale >