Single Issuing Platform for All Payment Types

From physical and virtual cards to emerging alternative payments and tokens, deliver the ultimate customer experience with cutting-edge security, flexible cloud-ready technology and multi-language, multi-currency, multi-institution capabilities.

Front of Wallet
Grow market share across all payment and digital channels including debit, credit, prepaid, corporate, virtual and tokenized cards, mobile and alternative payments.

Cloud-Ready Platform
Take advantage of microservices and containerization technologies now or in line with your payments modernization strategy.

Speed to Market
Highly configurable and API-enabled for rapid deployment and connectivity to all global card networks.

Real-Time Ready
Capable of real-time data orchestration and management to meet customer demands for visibility and control.

Compliant by Design
Stay ahead with guaranteed updates and continuous compliance to all scheme mandates.

Customer Satisfaction

Quickly deploy revenue-generating payment methods to meet customer demand, with the ability to tailor products.

  • Support issuing of EMV cards, contactless, virtual, tokenized and mobile payments
  • Enable local payments throughout the world
  • Grow your platform with alternative payments, including digital wallets and QR codes
  • Deliver next-generation self-service banking at ATMs and branches
  • Offer end-to-end support throughout the customer payments lifecycle
  • Deliver greater customer control with self-service options on limits and locations
A person holding up a gold credit card with a dark background
Silver ATM keypad

Cutting-Edge Security

Continually respond to new threats to retain the trust of your customers.

Optimized Operations

Streamline innovation and drive operational efficiencies.

  • Personalize your customers’ experience across products, pricing and billing
  • Streamline and automate end-to-end management of disputes
  • Give customers always-on reliability with a scalable, resilient front-end switch
  • Build your ideal partner network through APIs
  • Enhance decision making with data-rich dashboards and reporting

Flexible Service Offerings

Grow your business efficiently utilizing one solution.

  • Provide unique offerings to your entire customer base
  • Service individuals, small business and large corporations
  • Deliver an optimal product experience for all customers


The Modern Issuing Advantage

Extend your payments capabilities with ACI Worldwide’s superior suite of payments software solutions.

Automated Dispute Manager

Advanced solution for automated case management to simplify and streamline your dispute and adjustment process across all payment schemes.

Token Manager

Supporting cloud-based payments using Host Card Emulation (HCE), EMVCo tokenization, trusted services management (TSM) for SIM-based projects and for embedded secure element solutions.

ACI Low Value Real-Time Payments

Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity.

Consumer Payment Processing

Single solution for end-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types.