Front of Wallet
Grow market share across all payment and digital channels
Cloud-Ready Platform
Take advantage of microservices and containerization technologies
Speed to Market
Highly configurable and API-enabled for rapid deployment and connectivity
Customer Satisfaction
Quickly deploy revenue-generating payment methods to meet customer demand, with the ability to tailor products.
- Support issuing of EMV cards, contactless, virtual, tokenized and mobile payments
- Enable local payments throughout the world
- Grow your platform with alternative payments, including digital wallets and QR codes
- Deliver next-generation self-service banking at ATMs and branches
- Offer end-to-end support throughout the customer payments lifecycle
- Deliver greater customer control with self-service options on limits and locations
Cutting-Edge Security
Continually respond to new threats to retain the trust of your customers.
- Provide industry-leading machine-learning protection
- Create and manage tokens to protect your customers’ payments data
- Maintain compliance with global payment card industry mandates with guaranteed updates and continuous compliance
Optimized Operations
Streamline innovation and drive operational efficiencies with real-time data orchestration and management.
- Personalize your customers’ experience across products, pricing and billing
- Streamline and automate end-to-end management of disputes
- Give customers always-on reliability with a scalable, resilient front-end switch
- Build your ideal partner network through APIs
- Enhance decision making with data-rich dashboards and reporting
Flexible Service Offerings
Grow your business efficiently utilizing one solution.
- Provide unique offerings to your entire customer base
- Service individuals, small business and large corporations
- Deliver an optimal product experience for all customers
GET MORE FROM YOUR PLATFORM
The Modern Issuing Advantage
Extend your payments capabilities with ACI Worldwide’s superior suite of payments software solutions.
Automated Dispute Manager
Advanced solution for automated case management to simplify and streamline your dispute and adjustment process across all payment schemes
Token Manager
Supporting cloud-based payments using Host Card Emulation (HCE), EMVCo tokenization, trusted services management (TSM) for SIM-based projects and embedded secure element solutions
ACI Low Value Real-Time Payments
Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity
Consumer Payment Processing
End-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types
Related Resources
Trends
Banking
PSD2 and Strong Customer Authentication (SCA) – An Issuer Guide
Achieve PSD2 SCA success with this guide for issuers including what the new technical standards mean for issuers, fraud liability, when an SCA check is required and the exemptions, the role of EMV 3D Secure 2.1/2.2 and best practices to consider.
Resources
Banking
Issuing and Acquiring in a Real-Time and Open Payments Ecosystem – The Global Picture
Dr Leo Lipis and Craig Ramsey, Head of Real-Time Payments for ACI Worldwide, continue their discussion on real-time payments, stemming from the findings of the new white paper, Get More from Real-Time. See part one.
Resources
Banking
Confronting Disruptive Pressures in Issuing [Customer Q&A]
We are at the dawn of an industry overhaul. The banking industry is facing disruptive pressures on multiple fronts, but particularly in payments. More competition, increasing regulation, and growing consumer expectations, payment types and channels. Plus, for issuers, there is the additional challenge of remaining relevant and at the center of the customer relationship, which has never been more complex.