Fraud Scoring Services
Reduce Fraud Losses With Effortless AI
Effortlessly stay ahead of real-time fraud with fully managed, automated fraud scoring services — driven by ACI’s patented incremental learning capabilities deployed in the Microsoft Azure public cloud
Up to 35%
increase in fraud detection rates
false positive rates
Up to 75%
reduction in fraud losses
Today’s Fraud Challenge for Banks
Rising digital payment volumes and increased speed make machine learning an essential part of any fraud strategy — but it’s not without its limits. New payment types, channels and behaviors naturally degrade models, necessitating ongoing retraining and monitoring to keep pace with fraud trends.
ACI Worldwide’s fraud scoring services, part of ACI Fraud Management, remove the effort of retraining models by combining our patented, award-winning incremental learning technology with fully managed model monitoring and maintenance.
Protection on a Global Scale
ACI Fraud Management for Banking currently protects 1 billion customers from financial crime risk.
Reduce Fraud Losses Up to 75%
Take advantage of global consortium data and incremental learning to build faster, smarter and longer-lasting fraud management models, fully managed by our expert team of data scientists.
- Automatically adapt to new payment behaviors
- Gain revenue by reducing fraud and false positives
- Accelerate your ability to stay ahead of rising card-not-present and eCommerce transaction volumes
Improve Operational Efficiency
ACI’s unique fraud scoring service leverage incremental learning technology to give banks an automated tool to respond to new fraud threats and payment behaviors.
- Reduce the need to retrain models on new data with up to 5x longer scoring model performance
- Mitigate degradation to optimize ongoing performance
- Deploy in the Microsoft Azure public cloud to reduce latency requirements
Mitigate Model Bias With Smarter Scoring
Incremental learning technology leverages global consortium data to ensure more legitimate transactions are approved, offering a smoother, more satisfying experience for consumers. Increase fraud detection accuracy, benefit from fully managed model governance and ensure an optimal customer experience through the use of responsible AI.
Safe and Secure
ACI Worldwide has a wide range of fraud prevention capabilities that enable financial institutions to achieve industry-leading performance.
ACI Fraud Management for Banking
Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks
Proprietary technology that enables banks, processors, acquirers and networks to securely share and consume industry-wide fraud signals to feed their machine learning models
Advanced technology specifically designed for rapid deployment and ease of use by business users to accelerate the benefits of machine learning
Real-Time Payments Fraud Prevention
End-to-end, real-time enterprise fraud management featuring multilayered fraud prevention
*Metrics and percentages based on ACI internal customer data