Authoring the next chapter of intelligent payments orchestration
Transformative payments software that empowers you with the flexibility, intelligence, and scalability to deliver a seamless experience.
Consumer transactions processed annually:
Estimated transactions based on ACI internal data
Banking
Stay ahead, today and tomorrow, with ACI Connetic
ACI Connetic
Innovate while you operate with a unified, future-proof, cloud-first platform for all payment types, plus fraud protection.
Explore ACI ConneticMerchant Payments
Get a competitive advantage with a single platform that streamlines complexity
ACI Payments Orchestration Platform
Optimize and grow your business with everything you need in one place, on our cloud-native merchant payments platform.
Explore ACI Payments Orchestration PlatformBilling and bill payments
Never miss a payment
ACI Speedpay
Make bill pay fast, easy, and secure for you and your customers with one resilient, modern platform.
Explore ACI Speedpay- Auto Finance
- Utility
- Insurance
- Telecommunications
- Digital Entertainment
- Mortgage Servicers
- Financial Institutions
Fraud management
Outpace, outsmart, and outperform fraud
Precisely predict and prevent fraud with AI-powered journeys built on one of the largest intelligence networks.
Explore Payments IntelligenceFind solutions that scale for every industry
The world’s most impressive companies have one thing in common—they all rely on ACI to power their payments.
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Fueling and convenience
Go the extra mile for your customers.
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Auto finance
Collect more for less.
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Healthcare payers
Keep members happy with easier ways to bill and pay.
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Grocery
Meet shopper expectations in-store and online.
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Accounts receivable management
Drive collections and improve engagement.
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Government
Simplify and modernize citizens’ payments.
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Retailer
Provide the payment options your customers want.
Trusted by clients in 94 countries… and counting
See intelligent payments orchestration in action
Here are some real-life stories from the world’s best banks, merchants, and others who power their payments with ACI.
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Unlocking €5M in annualized revenue through payments optimization
One‑month revenue uplift totaled
€417K
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Tier 1 Dutch bank modernizes payments with ACI and IBM
99.999% resilience and uptime over
5 years
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Rabobank optimizes chargeback processing and financial recovery
Rabobank now streamlines disputes and boosts efficiency for
full automation potential
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How KTC leveraged AI for precise fraud management
Cash-out scam initial detection rate increase from 33% to
50%
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Modernizing payments for a global fuel retailer
Centralized all site‑level transactions across fuel pumps, stores, and mobile into a
single system of record
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Moneris reduces operating costs and improves service
Average loss per merchant incident file has gone down by
25%
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Oklahoma Wesleyan University transforms its payments experience
ACI Speedpay fully deployed in
60 days
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Tesco Mobile dials up digital growth
During high-volume events, the system maintained uninterrupted performance, supporting critical sales periods with
zero downtime
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Mango increases acceptance, reduces risk and expands eCommerce reach
ACI fraud management solution boosted acceptance rates to
97%
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Octane drives seamless, self-service mobile wallet experiences
Increase in NPS score
83%
Powering the world’s payments ecosystem
ACI is working towards a world where everyone can access and exchange money quickly, easily, and securely.
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777.5B
estimated annual consumer transactions
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25
billion cloud transactions processed annually
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America’s Most Innovative Companies 2026
Named to Fortune’s America’s Most Innovative Companies in 2026
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Award for Financial Market Infrastructure Services – Retail
Central Banking Awards 2026 Financial Market Infrastructure Services – Retail Award, recognizing the standout success of the Bre-B implementation in Colombia — Central Banking
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Best Payment Technology Initiative
The Asian Banker 2026 — Best Payment Technology Initiative in Asia Pacific together with Security Bank Corporation, Philippines
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Most Innovative Payment Solutions Provider
MEA Finance Banking Technology Summit & Awards 2026 — Most Innovative Payment Solutions Provider — ACI Worldwide
Let’s get to work
Learn more about payments—browse ACI’s library for tips, trends, and insights from the experts
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ACI Blog
When seconds cost millions: Building true payments resilience for enterprise merchants
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ACI Blog
The women behind Bre-B How collaboration, consensus, and leadership helped transform payments in Colombia
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ACI Blog
Payments optimization in 2026: 6 stats every retailer should know
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ACI Blog
Standing still is the real risk in cards. Q&A with cards & payments expert, Dean Wallace
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ACI Blog
Top five tips for implementing local payment methods
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ACI Blog
Visa’s service-fee update for utilities: What changes and what doesn’t
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ACI Blog
Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight
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ACI Blog
Debit is having a moment: Why consumers prefer it and why billers win when they support it
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ACI Blog
The demographic shift powering debit: Why younger, digital‑first customers are choosing it over ACH
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ACI Blog
Why Age of Information (AoI) is no longer a reliable indicator of trust
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ACI Blog
AI in action: The reality of AI adoption in fraud and financial crime
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ACI Blog
Navigating the payments maze: A retailer’s guide to global expansion
