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Authoring the next chapter of intelligent payments orchestration

Transformative payments software that empowers you with the flexibility, intelligence, and scalability to deliver a seamless experience.

Consumer transactions processed annually:

777,521,989,072

Estimated transactions based on ACI internal data

Banking

Stay ahead, today and tomorrow, with ACI Connetic

ACI Connetic

Innovate while you operate with a unified, future-proof, cloud-first platform for all payment types, plus fraud protection.

Explore ACI Connetic

Merchant Payments

Get a competitive advantage with a single platform that streamlines complexity

ACI Payments Orchestration Platform

Optimize and grow your business with everything you need in one place, on our cloud-native merchant payments platform.

Explore ACI Payments Orchestration Platform

Billing and bill payments

Never miss a payment

ACI Speedpay

Make bill pay fast, easy, and secure for you and your customers with one resilient, modern platform.

Explore ACI Speedpay

Fraud management

Outpace, outsmart, and outperform fraud

Precisely predict and prevent fraud with AI-powered journeys built on one of the largest intelligence networks.

Explore Payments Intelligence

Trusted by clients in 94 countries… and counting

  • Logo ABSA
  • Logo BNZ
  • Logo Moneris
  • RS2 logo
  • Logo Westpac
  • Logo bcu
  • Logo BlueCross BlueShield
  • Logo Miami-Dade County
  • Logo Octane
  • Logo Oklahoma Wesleyan University
  • Logo Riverty
  • Logo Aegan
  • Logo Amadeus
  • Logo Auchan Retail
  • Logo Belk
  • Logo Burlington
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ACI Worldwide payment technology network connections

Built to lead for speed to scale for security for you

  • We’ve been redefining the payments landscape for 50 years, staying ahead of payment trends and bringing visionary leadership to payments orchestration, so you can excel in the market.

  • Our cutting-edge, cloud-based technology makes it easier for you to keep up with the accelerating rate of payments modernization by onboarding new solutions faster and accelerating speed to market.

  • Our software solutions handle billions of transactions that move trillions of dollars every day—with rock-solid reliability so you can sleep at night.

  • Our AI-powered payments intelligence and data security solutions serve peace of mind to thousands of banks, intermediaries, and merchants and deliver compliance and security you can count on.

  • Our flexible, compliant solutions support the new payment experiences that fuel your growth and drive innovation, today and tomorrow.

Powering the world’s payments ecosystem

ACI is working towards a world where everyone can access and exchange money quickly, easily, and securely.

  • 777.5B

    estimated annual consumer transactions

  • 25

    billion cloud transactions processed annually

  • America’s Most Innovative Companies 2026

    Named to Fortune’s America’s Most Innovative Companies in 2026

  • Award for Financial Market Infrastructure Services – Retail

    Central Banking Awards 2026 Financial Market Infrastructure Services – Retail Award, recognizing the standout success of the Bre-B implementation in Colombia — Central Banking

  • Best Payment Technology Initiative

    The Asian Banker 2026 — Best Payment Technology Initiative in Asia Pacific together with Security Bank Corporation, Philippines

  • Most Innovative Payment Solutions Provider

    MEA Finance Banking Technology Summit & Awards 2026 — Most Innovative Payment Solutions Provider — ACI Worldwide

ACI Worldwide global payment processing solutions