Retailer

Consumers want a streamlined, no-hassle purchase

Globally connected consumers expect a high-quality, personalized purchasing experience, no matter where they shop for goods and services. They want to have the same experience in-store and online, use their mobile phones as wallets, and have it all go smoothly and securely.

Great for customers, a challenge for retailers

While consumers look for a glitch-free transaction, there’s much required behind the scenes to provide that level of service. Retailers are challenged by the growing number of alternative payment options, and payment security issues are greater than ever due to a rise in data breaches. In addition, they must remain compliant with multiple regulations designed to protect payment card data.

Meeting multiple demands in a single solution

For consumers to remain satisfied, you need to offer payment options across all channels, keep customer data secure, and ensure systems are up and running fast all the time. That means you need a system that streamlines payments and expands payment channels, which for your business, leads to increased revenue. ACI’s UP Merchant Payments solution for retailers does all that – and more.

ACI: All you want in one merchant payment processing solution

Can a payment processing platform encourage customers to shop longer and come back for more? You bet. You gain and retain consumer loyalty with secure mobile, in-store and online payment innovations, real-time rewards redemption and fraud-proof purchasing. That’s not all. You also get:

1. Process payments end-to-end
   ACI’s integrated suite of products acquire, authenticate, route, switch and authorize traditional or alternative payment transactions across multiple channels.
2. Support omni-channel options
   ACI gives you the widest possible range of payment options, regardless of what purchase channel your customer uses. ACI modules also reduce the cost of PCI compliance and the risk of data breaches.
3. Enable eCommerce payments technology
   ACI’s leading global payment gateways solutions, enable eCommerce, mCommerce, and in-app payments technology.
4. Maximize security and fraud prevention
   ACI’s payment security and fraud management capabilities keep customer data secure, transactions safe, and your environment risk averse. ACI secures the POS and all payment data from a possible breach, reducing operating costs and eliminating payment technology siloes, all while promoting a consistent customer experience.
5. Enjoy freedom of choice
   With ACI’s hosting solution, you choose and control the partners you work with. You have complete flexibility to choose different point-of-sale (POS) and pin entry device (PED) vendors, acquirers and card processors.
6. Gain uptime, speed and scale
   ACI’s single hosted environment safely scales and increases ordering volume across various channels. Our data centers have never lost transaction speed or volume even during peak event hours.