Deliver a Seamless, Brand-Building Retail Shopping Experience
Digital transformation is changing the face of payments—online, in-store and on mobile. ACI’s mission-critical merchant payment solutions power omni-commerce payments, preventing fraud and risk. We help retailers meet the real-time payment needs of their customers, regardless of channel.
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Deliver New Payment Options, Online and In-Store
Delight your customers with innovative and popular payment options that increase conversions and drive loyalty.
- Expand your platform with in-app payments, mPOS, self-serve kiosks, endless aisle and queue-busting payment technologies
- Meet growing demand for contactless and deferred payments, click & collect and curbside collection
- Enable customers to pay anytime, anywhere with alternative payment options
Providing Customer Value On and Off the Road Through Mobile Payment Experiences
Pilot Flying J delivers a persona-based mobile payments experience to 1 million customers across North America.
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Protect Your Customer Data
Enhance your brand reputation by delivering end-to-end payments security.
- Take control with merchant omni-tokens to protect data across channels
- Gain increased flexibility in management and reporting
- Add powerful point-to-point encryption capabilities to protect customer data in flight and throughout the payment process
Stay Flexible and in Control Through Multi-Acquiring
Achieve acquirer independence to increase conversions and add flexibility, resilience and cost savings.
- Access local and cross-border acquirers through a simple integration to an independent eCommerce gateway
- Route transactions to the acquirers best suited to your business, location and transaction type
- Retry declined transactions without making further demands on your customers
Research: Benefit from acquirer independence with a multi-acquiring strategy >

Mango and ACI Worldwide Increase Acceptance, Reduce Risk and Expand eCommerce Reach
Driven by increased eCommerce competition, rising fraud rates and an aggressive expansion plan, fashion retailer Mango partnered with ACI Worldwide to protect its customers and enter new markets.
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Manage the Cost of Fraud
Combat rising eCommerce fraud to satisfy customers and reduce the impact of fraud on your bottom line.
- Deploy multi-layered fraud prevention capabilities designed to enable business growth while reducing fraud and chargebacks
- Stay ahead of COVID-19-related eCommerce fraud
Understand and defeat new patterns of online retail payments fraud >