ACI Fraud Management for Banking

AI-powered financial crime management

Reduce risk, enhance predictability, lower costs, and ensure anti-money laundering (AML) and Know-your-customer (KYC) compliance

Prevent trillions of dollars of losses in financial crimes and regulatory fines

Money launderers, fraudsters, scammers, and bad actors are becoming bolder, utilizing advanced technology to commit financial crimes faster and on a grander scale. The rise of global real-time payments gives criminals a larger opportunity to take advantage of the system, making it harder for banks to prevent these attacks before they happen. This increases the risk of regulatory fines, reduced revenue, and loss of consumer trust.

$3,100,000,000,000

Source: 2024 Nasdaq Fin Crime Report

Built for security

With more than half a century of experience in payments protection, ACI continues to provide sophisticated fraud prevention tools and techniques that tackle today’s toughest challenges while keeping up with complex regulatory requirements. Our regional teams understand your need for fast response times and streamlined operational management without sacrificing security, services, reliability, or speed to market.

Financial institutions using ACI solutions experience:

> 85%

Detection rates

1.5x

Effective cash-out scam detection

3:1

False positive rate

Take control of your fraud management strategy with the platform that does it all

Financial fraud is a pervasive issue in the banking sector and can take many forms, including:

Defeat fraud with AI-powered technology

Reduce risk and fraud management costs while enhancing predictability on-premises, in the cloud, or within a hybrid environment.

Gain real-time anomaly detection

Analyze intelligence across a vast footprint, pinpointing anomalies and ensuring business continuity while minimizing disruptions with patented self-learning algorithms.

Achieve AML/KYC compliance without risking fines

Leverage advanced AI technology to automate model refreshes under-regulated parameters, ensuring robust transaction monitoring, timely reporting of suspicious activities (SARs), and maintaining sufficient resources for compliance

Fight back against modern scammers

According to the ACI Scamscope Report, fraudsters bank on victims staying silent due to stigma, and many customers will choose to leave their institutions once they have been scammed. You are your customers’ first line of defense against financial crime.

Media

Transform Banking Fraud Management

Fight Real-Time Payments Fraud in Three Simple Steps

The world has gone digital and operates in real-time —payments fraud is no different. When fighting fraud, speed is of the essence. 

Fraud Trends in Real-Time Payments

Where payments move freely, fraud moves fast. As banks launch new products for more payments to be made at ease in real time, they must be ready to fight fraud from day one.

Fight Payments Fraud in a World Where Change Is Permanent

Increase fraud detection with fully managed fraud scoring services. Learn everything you need to know about the new, effortless AI driving 75% reductions in fraud losses.

Fraud Detection

See how network intelligence is driving unprecedented collaboration in the fight against payments fraud

The Globally Recognized Leader in Banking Fraud Management

Best risk management solutions provider

In recognition of our enterprise fraud prevention capabilities, ACI Worldwide was awarded “Best Risk Management Solution Provider 2024” by MEA Finance.

A comprehensive center of excellence

Datos Insights states, “ACI’s payments intelligence framework is a comprehensive analytics center of excellence that leverages the company’s position across the payments ecosystem.”

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Safe and Secure

ACI Worldwide has a wide range of fraud prevention capabilities that enable banks to achieve industry-leading performance.