Real-Time Payments Fraud Prevention

Enterprise Fraud Management for Real-Time Payments

As the world shifts to instant payments ecosystems, banks and processors must adapt their payments and modernize their fraud solutions. ACI Fraud Management enables banks and processors to meet real-time needs and compliance

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Prepare for Real-Time Payments
Protect customers from the first day of new instant payment services.

Respond in Real-Time
Leverage real-time machine learning and rules technologies to prevent fraud.

Provide a Real-Time Customer Experience
Communicate with customers in real-time to confirm fraud and update rules, models and strategies.

Meet New Real-Time Requirements

Real-time payments are the new normal, but they bring new fraud prevention requirements. ACI Fraud Management protects new real-time payments from launch.

Perform real-time payments fraud screening

Apply expertly defined, proven, real-time rules as part of a multi-layered fraud strategy

Leverage adaptive machine learning, including support for third-party or customer models

Apply global lessons and insights from real-time countries in ACI’s Global Fraud Intelligence Network and network intelligence consortium data

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Create a Real-Time Environment

Real-time payments often come hand in hand with open banking and must be managed in line with all payments and banking fraud management challenges. ACI Fraud Management supports enterprise views across all payment types and digital channels.

Leverage vectors and insights from online banking, mobile devices and third-party inputs such as behavioral biometrics

Make decisions in real-time based on an enterprise view of micro and macro threats and trends

Integrate network intelligence from the fraud ecosystem including real-time schemes to better combat real-time payments fraud

Rapidly Launch Real-Time Fraud Prevention

Real-time payment schemes are launching quickly around the world. ACI Fraud Management can be quickly deployed to protect customers at the speed of market changes.

Proven rapid deployments across on-premise and cloud environments

Management available as a fully certified private offering via the Microsoft Azure Marketplace for automated deployment


Maximize Your Benefits

Explore related ACI Worldwide solutions to ensure your ongoing business success.

Cross-Border Payments

Achieve speed to market and global, multi-currency, high-value payment processing and management for SWIFT gpi and Visa B2B

Network Intelligence

Proprietary technology that enables banks, processors, acquirers and networks to securely share and consume industry-wide fraud signals to feed their machine learning models

Machine Learning

Advanced technology specifically designed for rapid deployment and ease of use by business users to accelerate the benefits of machine learning

Anti-Money Laundering

Strong, advanced AML compliance framework to maintain compliance with international and domestic regulations

Robotic Process Automation

Advanced solution that allows businesses to improve operational efficiency and automatically respond to data, events and interactions

Case Manager

End-to-end case management for fraud investigations and resolutions.