Digital Overlay Services
Integrated Value-Add Services for Real-Time Payments
Drive new revenues and rapidly bring innovative payment offerings and services to market with digital overlay services from ACI Enterprise Payments Platform. Powerful orchestration and processing allows banks and financial intermediaries to take full advantage of emerging alternative payments and real-time payments growth in an open banking ecosystem.
Add Real-Time Payments Value
Create ROI for real-time payments with improved cash management and new services integrated into ACI Low Value Real-Time Payments solution.
Transform services across your entire business
Support for recurring payments and billing
Offer emerging and alternative payment methods (RfP, P2P payments, account-to-account, etc.)
Optimize liquidity management and invoice and accounts payable management
Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
Secure Alternative Payments
Take advantage of multi-layered fraud management — driven by machine learning — that delivers omni-channel visibility backed by risk experts and advanced analytics, from ACI Fraud Management solution.
Leverage new secure payment innovations including QR codes and Request to Pay
Improve your real-time payment fraud prevention
Combat authorized push payment and new account fraud
Gain a 360-degree approach to enterprise fraud management
Achieve End-to-End Digital Experiences
Integrate seamlessly with popular and emerging banking and payment channels within your business and the ecosystem, with ACI Enterprise Payments Platform.
Integrate third-party offerings and support API exposure for open banking
Connect to corporate banking channels, including ACI Digital Business Banking
Enable internet and mobile banking with highly-functional plug-ins, white-labeled applications and off-the-shelf APIs
Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
ACI Worldwide delivers payments software that enables banks, merchants and billers to send and receive money in real time.
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.
Consumer Payment Processing
Single solution for end-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types.
Payment Testing (ASSET)
Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems.
Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments.
Payment Service Management
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure.
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments.
Advanced technology specifically designed for rapid deployment and ease of use by business users to accelerate the benefits of machine learning.
ACI Digital Business Banking
Cloud-based digital banking platform with a vast API library and market-leading payments functionality that enables banks to reduce expenses and increase market share.