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Get Full Value from Your Digital Payments Solution

Drive new revenues and rapidly bring innovative payment offerings and value-added services to market with digital overlay services from ACI Enterprise Payments Platform. Through powerful orchestration and processing, banks and financial intermediaries can go above and beyond core processing to take full advantage of emerging alternmacative payments and real-time payments growth in an open banking ecosystem. 

It is the ideal solution for banks, payment processors, PSPs, fintechs and central infrastructures looking to create new digital customer propositions that generate new revenues.

open banking value serives

Add Real-Time Payments Value

Create ROI for real-time payments with improved cash management and new services. 

  • Transform services across your entire business
  • Support for recurring payments and billing
  • Offer emerging and alternative payment methods (RfP, P2P payments, account-to-account, etc.)
  • Optimize liquidity management and invoice and accounts payable management
  • Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs

Meet the demands of real-time payments with future-proof solutions >

add real time value
ACI Proactive Risk Manager Payments Intelligence

Secure Alternative Payments

Take advantage of multi-layered fraud management — driven by machine learning — that delivers omni-channel visibility backed by risk experts and advanced analytics.

  • Leverage new secure payment innovations including QR codes and Request to Pay
  • Improve your real-time payment fraud prevention
  • Combat authorized push payment and new account fraud
  • Gain a 360-degree approach to enterprise fraud management

Protect your organization with secure and authorized services >

Achieve End-to-End Digital Experiences

Integrate seamlessly with popular and emerging banking and payment channels within your business and the ecosystem.

  • Integrate third-party offerings and support API exposure for open banking
  • Connect to corporate banking channels, including ACI Digital Business Banking
  • Enable internet and mobile banking with highly-functional plug-ins, white-labeled applications and off-the-shelf APIs
  • Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps

Bring always-on capabilities to your legacy systems >

End to End Transparency

The Evolving Landscape of Digital Overlay Payments

Prime Time for Real-Time Global Payments Report

Create a comprehensive understanding of current immediate payments landscapes and discover some common indicators of immediate payments success in this global market report.

Explore the Report

What Are Digital Payment Overlay Services?

Everything you need to know about Request for Pay, instant payments, mobile payments and more.


How Digital Payment Overlay Services Will Power Up P27

Social, mobile and instant payments. Varying states of real-time readiness and P27 preparedness is why overlay services are going to be vitally important over the coming years.

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