Capture Market Share
Enable new customer experiences and payment methods including Requests for Payment (RfP), QR code payments, mobile payments, P2P and more
Improve Security
Combat authorized push payments and new account fraud
Accelerate Innovation
Integrate your open banking and digital channels directly with your ACI payments engine to quickly bring innovative payment offerings to market
Add Real-Time Payments Value
Create ROI for real-time payments with improved cash management and new services integrated into ACI Low Value Real-Time Payments solution.
Transform services across your entire business
Support for recurring payments and billing
Offer emerging and alternative payment methods (RfP, P2P payments, account-to-account, etc.)
Optimize liquidity management and invoice and accounts payable management
Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
Secure Alternative Payments
Take advantage of multi-layered fraud management — driven by machine learning — that delivers omni-channel visibility backed by risk experts and advanced analytics, from ACI Fraud Management solution.
Leverage new secure payment innovations including QR codes and Request to Pay
Improve your real-time payment fraud prevention
Combat authorized push payment and new account fraud
Gain a 360-degree approach to enterprise fraud management
Achieve End-to-End Digital Experiences
Integrate seamlessly with popular and emerging banking and payment channels within your business and the ecosystem, with ACI Enterprise Payments Platform.
Integrate third-party offerings and support API exposure for open banking
Connect to corporate banking channels, including ACI Digital Business Banking
Enable internet and mobile banking with highly-functional plug-ins, white-labeled applications and off-the-shelf APIs
Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
related solutions
Real-Time Ready
ACI Worldwide delivers payments software that enables banks, merchants and billers to send and receive money in real time.
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.
Consumer Payment Processing
Single solution for end-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types.
Payment Testing (ASSET)
Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems.
ISO 20022
Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments.
Payment Service Management
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure.
ACI Omni-Commerce
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments.
Machine Learning
Advanced technology specifically designed for rapid deployment and ease of use by business users to accelerate the benefits of machine learning.
ACI Digital Business Banking
Cloud-based digital banking platform with a vast API library and market-leading payments functionality that enables banks to reduce expenses and increase market share.
Related Resources
What Are Digital Payments Overlay Services?
Digital overlay services have appeared in global markets, particularly where we see high levels of real-time payments adoption. These ancillary services often ride the real-time payment rails, and are flexible, nimble drivers of innovation. They enable many kinds of alternative payment methods.
Banking
Digital Payments Overlay Services: Accelerating Real-Time Payments Growth
The global real-time payments landscape is transforming every day, as the world moves toward payments that offer a multitude of digital payment overlay services that drive consumer experience and adoption. But what are digital payment overlay services? They are ancillary services that often ride the real-time payments rails, and can be flexible, nimble drivers of innovation. These digital services – piggy-backing on the standard real-time payments rails – not only add value to core payments, but also bring about convenience and ease of use for all participants in the payments ecosystem.
Banking
How to Leverage #NewPayments Transformation in Transaction Banking
Market pressures including new regulation, evolving customer demand, and competitive threats are transforming the payments ecosystem. New kinds of competitors are emerging, from start-up backgrounds, but also well established businesses are entering from non-payment industries. These new competitors are leveraging new technologies to offer new experiences to traditional banking customers. And not just in the consumer payments or retail banking space. It’s just as important for banks servicing corporate customers to adapt to survive and thrive in this New Payments Ecosystem. The hierarchy of payment needs teaches us why we need to build a path to transformation that rests upon a strong foundation of #sleepatnightability. A successful evolution means fast and open payments that don’t break the bank. To guide your journey to the New Payments Ecosystem, here are 10 ways transaction banks can follow the hierarchy of payment needs to jumpstart their digital transformation projects today.
