financial Institutions

Digital Transformation for Financial Institutions

Tap into your bank’s revenue growth potential with modern payments infrastructure for the digital world

Solutions for Payments Modernization

The payments ecosystem is rapidly changing. Financial institutions need to enable new payment services and types, as well as modernize existing infrastructure to meet the demands of real-time.

Support the convergence of payments

Reduced time to market for new products

Processing for all digital payment instruments

Reduce the cost of offering payment services

Flexibility to respond to consumer and market demands, such as instant issuing, virtual credit, repayment options (installments/deferred, etc.)

Driving Real-Time Digital Transformation

A person is using a calculator on their desk filled with papers, there is a smartphone in their other hand.

Real-Time Native

Broadest real-time experience of any payments provider

Customer-Centric Solutions

Deliver innovative, market-leading and future-ready payment services

Built for Innovation

APIs and digital overlay services enable you to innovate on top of our solutions

Enterprise Payment Processing

Complete payment management and processing for all digital payments

Payments Modernization Expertise

Battle-tested expertise to deliver large-scale modernization projects

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Primed for the Real-Time Opportunity

Real-time requirements are the biggest challenge for financial institutions. Legacy technologies are not real-time-ready and inhibit the ability to launch new services, connect to new networks and partners, or reduce the burden of compliance.

  • Real-time native, proven solutions for transaction banking (high value), consumer payments acquiring and processing (low value, cards and alternative payment methods) and fraud management
  • Meet all real-time requirements, including real-time responses, authorizations, fraud prevention, balance inquiries, etc.
  • Built on real-time standards with real-time capabilities that underpin new value-added services
  • Pre-integrate with digital overlay services across alternative and real-time payments and digital channels
  • Deploy quickly and with speed to market for new services

“We are in growth mode and partnering with ACI — a world-class payments provider with a deep understanding of both the acquiring market and the region — as part of our expansion strategy, enabling us to meet the processing needs of this market, in an agile, flexible, robust and cost-effective manner,”

Antonio Soares
CEO, Dock

Working with ACI

Dedicated to Your Success

ACI Worldwide offers a host of services to ensure you get the most from your solution. Our dedicated, expert teams are designed to help speed your implementation, get you the latest product news and updates, and provide 24×7 technical support.

Peace of Mind

Gain fast, reliable answers based upon deep knowledge of your solution

Flexibility

Choose the right level of support for your organization’s needs

Comprehensive Support

Benefit from an always-on help desk and proactive account team

Peer Learning

Collaborate, network and share ideas with fellow customers and ACI advisors with ACI’s user group program

Notable Awards

Merchant Payments Ecosystem Awards 2022 – Most Innovative Fraud Prevention Solution – ACI Fraud Management for Merchants

Retail Systems Awards 2022 — Omnichannel Solution of the Year — ACI Omni-Commerce

Retail Systems Awards 2022 — Alternative Payments Solution — ACI PayAfter

Analytics Institute of Ireland — Analytics & AI Awards 2022 — Emerging Tech Award — ACI Fraud Management

Banking Tech Awards USA — Best Payments Solution Provider: Highly Commended — ACI Enterprise Payments Platform with Sherpa Technologies

Australian Fraud Awards 2022 — Most Innovative Online Retail Risk Management Solution — ACI Fraud Management for Merchants

Australian Fraud Awards 2022 — Retail Risk Vendor of the Year — ACI Worldwide

Fintech Finance Awards — Best WOW Insight from Data — ACI Fraud Management

Fintech Finance Awards — Pillar of Payments — ACI Acquiring

Payments Awards — Best Online Payments Solution (Merchant) — ACI Secure eCommerce

FinTech Innovation Awards — Best Payment Hub/Wholesale Payments Implementation — ACI Enterprise Payment Platform

FinTech Innovation Awards — Most Innovative Cloud Deployment — ACI Acquiring

AI Awards Ireland — Best Application of AI in a Large Enterprise — ACI Fraud Management with Incremental Learning

Celent 2021 Model Bank and Model Risk Manager Awards

Retail Systems Awards 2021 — Artificial Intelligence Project of the Year

ACI Worldwide Recognized by Central Banking Magazine with its 2021 Central Banking Award for Payments Services