financial Institutions

Digital Transformation for Financial Institutions

Tap into your bank’s revenue growth potential with modern payments infrastructure for the digital world

Solutions for Payments Modernization

The payments ecosystem is rapidly changing. Financial institutions need to enable new payment services and types, as well as modernize existing infrastructure to meet the demands of real-time.

Support the convergence of payments

Reduced time to market for new products

Processing for all digital payment instruments

Reduce the cost of offering payment services

Flexibility to respond to consumer and market demands, such as instant issuing, virtual credit, repayment options (installments/deferred, etc.)

Driving Real-Time Digital Transformation

A person is using a calculator on their desk filled with papers, there is a smartphone in their other hand.

Real-Time Native

Broadest real-time experience of any payments provider

Customer-Centric Solutions

Deliver innovative, market-leading and future-ready payment services

Built for Innovation

APIs and digital overlay services enable you to innovate on top of our solutions

Enterprise Payment Processing

Complete payment management and processing for all digital payments

Payments Modernization Expertise

Battle-tested expertise to deliver large-scale modernization projects

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Primed for the Real-Time Opportunity

Real-time requirements are the biggest challenge for financial institutions. Legacy technologies are not real-time-ready and inhibit the ability to launch new services, connect to new networks and partners, or reduce the burden of compliance.

“We are in growth mode and partnering with ACI — a world-class payments provider with a deep understanding of both the acquiring market and the region — as part of our expansion strategy, enabling us to meet the processing needs of this market, in an agile, flexible, robust and cost-effective manner,”

Antonio Soares
CEO, Dock

Working with ACI

Dedicated to Your Success

ACI Worldwide offers a host of services to ensure you get the most from your solution. Our dedicated, expert teams are designed to help speed your implementation, get you the latest product news and updates, and provide 24×7 technical support.

Peace of Mind

Gain fast, reliable answers based upon deep knowledge of your solution


Choose the right level of support for your organization’s needs

Comprehensive Support

Benefit from an always-on help desk and proactive account team

Peer Learning

Collaborate, network and share ideas with fellow customers and ACI advisors with ACI’s user group program

Notable Awards

MEA Finance Banking Technology Summit & Awards 2024 — Best Risk Management Solution Provider Award — ACI Fraud Management

Juniper Research Future Digital Awards 2023 — Instant Payment Innovation Platinum Award — ACI Instant Pay

Juniper Research Future Digital Awards 2023 — Payment Innovation of the Year — ACI Payments Orchestration Platform

CFO Tech Outlook — Top Financial Fraud Detection Solution Providers — ACI Fraud Management

Merchant Payment Ecosystem Awards 2023 — Best Payment Orchestration Platform — ACI Payments Orchestration Platform

Paytech Awards US — Best Consumer Payments Solution — ACI Payments Orchestration Platform

Global Payments Innovation Awards 2023 — Highly Acclaimed: Best Payments led Financial Inclusion Initiative by a Vendor

Fintech Finance Awards — Best WOW Insight from Data — ACI Fraud Management

CFO Tech Outlook — Top Financial Fraud Detection Solution Providers — ACI Fraud Management

Retail Risk Awards 2022 — Most Innovative Online Retail Risk Management Solution — ACI Fraud Management

Payments Awards 2022 — Security Innovation of the Year — ACI Fraud Management

Juniper Future Digital Awards 2022 Fintech & Payments — Retail Innovation of the Year — ACI Smart Engage

Celent 2022 Model Bank Awards

Merchant Payments Ecosystem Awards 2022 — Most Innovative Fraud Prevention Solution — ACI Fraud Management for Merchants

Retail Systems Awards 2022 — Omnichannel Solution of the Year — ACI Omni-Commerce