Retain Control
Enable outsourced bill payment processing while you retain control of the customer experience
Reduce PCI Scope
Implement tokenization of debit and credit card numbers, removing that data from PCI compliance considerations
Enhance Payments Insight
Access real-time, on-demand reporting, tracking and management via ACI’s web-based client console
Improve Control, Security and Implementation
You can use APIs to accept payments, manage user enrollment, send reimbursements, search for data and more. Explore how you can accept card and ACH payments made one at a time or on a recurring schedule with ACI’s proven APIs.
Provide pre-configured integrations including IBM Watson Chatbot, mobile app, text message, website, interactive voice response and call center
Maintain control with date restrictions, cancellations, modifications and future-dated payments
Enable flexible payment options with payment scheduling and configurable cut-off dates
Provide a stronger, repeatable consumer touchpoint
Maintain Control While Outsourcing Processing
Outsource your bill pay processing while maintaining control of the user interface with ACI’s bill payments API. Fully integrated real-time or batch payments processing minimizes costs and risks while maintaining a consistent, branded consumer experience.
Payment
Make payment using funding token
Cancel payment
Real-time notification
Reimburse payment
Funding
Add/edit funding SSO (Funding Portal)
Delete funding
Generate funding token
Change funding wallet ID
Recurring Scope
Create/cancel enrollment
Modify consumer profile enrollment
Add/modify auto debit payment
Retrieve enrollment profile details
Cancel payment schedule
Add/modify/delete billing account
Reduce PCI Scope
Single Sign-On (One-Time Pay)
Single sign-on (Recurring)
Search
Search funding tokens
Retrieve enrollment profile details
Search for enrollment profile ID
Search payments by billing account number
MAM data retrieval
Text message opt in/out
Text message payments opt in/out
Manage proactive notifications
GET MORE FROM YOUR Billing Platform
Expand Your Bill Payment Capabilities
Send and receive money in real time with ACI Worldwide’s bill payment software solutions.
ACI Speedpay
Integrated suite of digital billing, payment, disbursement and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security
Mobile Wallet Bill Presentment and Payments Platform
Award-winning bill presentment capabilities for your customers’ native digital wallets
Bill Payment API: Payments Authorization, Processing and Remittance
ACI’s bill payment engine API enables outsourced bill payment processing while you maintain control of the user interface
Mortgage and Loan Payment Processing
Provide your customers with a fast, simple and secure way to pay bills online using their preferred payment methods
Integrated Treasury Management
Get paid faster and simplify reconciliation.
PCI Compliance Software
Minimize your organization’s PCI scope and help maintain compliance with the right PCI compliance software solutions
Virtual Collection Agent
An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process
Real-Time Disbursements
Send money in real time to one or multiple parties through the latest payment options, including consumers’ debit cards
Related Resources
Resources
Banking
API Stairway: The Five Steps to Open Payments
In my pre-EBAday rantings, I discussed Open APIs in the context of one of the greatest rock songs of all time (Stairway to Heaven, for the uninitiated). Waxing poetic about a topic is one thing, but marrying it to concrete steps is another. So, while our Stairway to Open API utopia was a nice background, it’s time to talk about the flights of stairs we’ll have to take to arrive at those pearly entry gates.
Resources
Billers
Monroe County Water Authority Gives 200,000 Customers Easy Pay Option
Monroe County Water Authority was able to expand mobile payment options and reduce the need for additional internal resources with pre-built integrations.
Resources
Merchants
Large Telecom Merchant Increases Revenue Visibility, Reduces Leakage
Learn how ACI evaluated the challenges presented by the customer and introduced revenue optimizer, part of the ACI Payments Orchestration Platform, to best fit their payments strategy.
