Retain Control
Enable outsourced bill payment processing while you retain control of the customer experience
Reduce PCI Scope
Implement tokenization of debit and credit card numbers, removing that data from PCI compliance considerations
Enhance Payments Insight
Access real-time, on-demand reporting, tracking and management via ACI’s web-based client console
Improve Control, Security and Implementation
You can use APIs to accept payments, manage user enrollment, send reimbursements, search for data and more. Explore how you can accept card and ACH payments made one at a time or on a recurring schedule with ACI’s proven APIs.
Provide pre-configured integrations including IBM Watson Chatbot, mobile app, text message, website, interactive voice response and call center
Maintain control with date restrictions, cancellations, modifications and future-dated payments
Enable flexible payment options with payment scheduling and configurable cut-off dates
Provide a stronger, repeatable consumer touchpoint
Maintain Control While Outsourcing Processing
Outsource your bill pay processing while maintaining control of the user interface with ACI’s bill payments API. Fully integrated real-time or batch payments processing minimizes costs and risks while maintaining a consistent, branded consumer experience.
Payment
Make payment using funding token
Cancel payment
Real-time notification
Reimburse payment
Funding
Add/edit funding SSO (Funding Portal)
Delete funding
Generate funding token
Change funding wallet ID
Recurring Scope
Create/cancel enrollment
Modify consumer profile enrollment
Add/modify auto debit payment
Retrieve enrollment profile details
Cancel payment schedule
Add/modify/delete billing account
Reduce PCI Scope
Single Sign-On (One-Time Pay)
Single sign-on (Recurring)
Search
Search funding tokens
Retrieve enrollment profile details
Search for enrollment profile ID
Search payments by billing account number
MAM data retrieval
Text message opt in/out
Text message payments opt in/out
Manage proactive notifications
related solutions
Explore More Solutions
Learn about our additional solution capabilities.
ACI Speedpay
Integrated suite of digital billing, payment, disbursement and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security
Virtual Collection Agent
An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process
Electronic Bill Presentment and Payment Services (EBPP)
Deliver a better, integrated billing and payments experience for every generation and situation
Mobile Wallet Bill Presentment and Payments Platform
Award-winning bill presentment capabilities for your customers’ native digital wallets
Related Resources
Resources
Banking
API Stairway: The Five Steps to Open Payments
In my pre-EBAday rantings, I discussed Open APIs in the context of one of the greatest rock songs of all time (Stairway to Heaven, for the uninitiated). Waxing poetic about a topic is one thing, but marrying it to concrete steps is another. So, while our Stairway to Open API utopia was a nice background, it’s time to talk about the flights of stairs we’ll have to take to arrive at those pearly entry gates.
Resources
Billers
BCU Collects More Than $1 Million in Past-Due Payments
The credit union was able to successfully and efficiently manage the rapid growth in members and collections of past-due loans.
Resources
Billers
ACI Speedpay Pulse Auto Finance Report
Our latest auto financing payment trend report reveals today’s consumer preferences and clear opportunities for lenders to capitalize on the shifting landscape
