ACI Acquiring

Digital Payment Acceptance for Acquirers

Meet the challenge of increasing acquiring complexity with ACI Acquiring — a modern, secure, reliable solution that delivers digital innovation and effortless expansion to handle new payments

Global Acquiring
Multi-currency, multi-product, multi-scheme, multi-country capabilities in a single solution

All Payment Types
Support for alternative payment methods (APMs), real-time payments, mobile payments, tokenization, virtual cards and accounts

Compliance and Mandates
Support included for reduced TCO: strong customer authentication (SCA), PA-DSS, scheme mandates (global, regional, domestic) and PCI

Achieve Rapid Growth

Easily expand with the ability to rapidly accept alternative payment methods.

  • Offer merchants new eCommerce services with a cloud-based gateway
  • Avoid being locked into any one terminal provider or type: traditional POS and ePOS/mobile payments acceptance
  • Grow internationally by accepting any local and regional payment types, card or non-card
  • Leverage APIs to gain greater network flexibility and connectivity
A person uses their apple watch to pay
A person uses their smartphone to pay

Optimize Revenue

Gain efficiencies and protect your cash flow to boost your bottom line.

  • Utilize the same platform to process small business and large corporate customers
  • Ensure compliance with the latest regulations and mandates
  • Create high-value POS revenues with dynamic currency conversion
  • Guard against chargeback risks
  • Balance when and what you pay merchants based on profiles
  • Enhance decision making with data-rich dashboards and reporting

Manage Risk in Interchange Fees

Remove cost from interchange fees and improve merchant services without increasing risk.

  • Accurately pre-qualify transactions during a clearing
  • Integrate merchant calculation mechanism with interchange insights
  • Leverage Interchange++ calculations to grow margins
  • Take advantage of rich calculations, including for blended rates
A person holding both their smartphone and credit card in their hands with a laptop on a wooden table in the background

Transform Your Customer Experience

Tailor your customers’ experience with easy configuration and simplified billing.

  • Deliver always-on capabilities with a proven, resilient and scalable front-end authorization switch
  • Personalize merchant management across billing, pricing and services
  • Streamline and automate end-to-end management of disputes

Modernize Your Payments Experience

Centrally monitor and control your entire IT-based payments infrastructure.

  • Gain real-time visibility, monitoring and analytics of transaction flows and systems
  • Deliver a flawless payments experience with reduced downtime
  • Turn data into intelligence with flexible reporting and deep insights

Merchant Services

Grow margins and revenue with flexible merchant fees (including Interchange++) and services billing options

Customer Management

Disputes management and rejection processing, with options for automation

APIs and Web Services

Extensive catalog of APIs and web services to connect PSPs, merchants and value-added partners.

RELATED SOLUTIONS

Maximize Your Benefits

ACI Worldwide delivers a range of related payments software that supports your ongoing business success.