Achieve Rapid Growth
Easily expand with the ability to rapidly accept alternative payment methods.
- Offer merchants new eCommerce services with a cloud-based gateway
- Avoid being locked into any one terminal provider or type: traditional POS and ePOS/mobile payments acceptance
- Grow internationally by accepting any local and regional payment types, card or non-card
- Leverage APIs to gain greater network flexibility and connectivity


Optimize Revenue
Gain efficiencies and protect your cash flow to boost your bottom line.
- Utilize the same platform to process small business and large corporate customers
- Ensure compliance with the latest regulations and mandates
- Create high-value POS revenues with dynamic currency conversion
- Guard against chargeback risks
- Balance when and what you pay merchants based on profiles
- Enhance decision making with data-rich dashboards and reporting
Manage Risk in Interchange Fees
Remove cost from interchange fees and improve merchant services without increasing risk.
- Accurately pre-qualify transactions during a clearing
- Integrate merchant calculation mechanism with interchange insights
- Leverage Interchange++ calculations to grow margins
- Take advantage of rich calculations, including for blended rates

Transform Your Customer Experience
Tailor your customers’ experience with easy configuration and simplified billing.
- Deliver always-on capabilities with a proven, resilient and scalable front-end authorization switch
- Personalize merchant management across billing, pricing and services
- Streamline and automate end-to-end management of disputes
Modernize Your Payments Experience
Centrally monitor and control your entire IT-based payments infrastructure.
- Gain real-time visibility, monitoring and analytics of transaction flows and systems
- Deliver a flawless payments experience with reduced downtime
- Turn data into intelligence with flexible reporting and deep insights

Merchant Services
Grow margins and revenue with flexible merchant fees (including Interchange++) and services billing options
Customer Management
Disputes management and rejection processing, with options for automation
APIs and Web Services
Extensive catalog of APIs and web services to connect PSPs, merchants and value-added partners.
RELATED SOLUTIONS
Maximize Your Benefits
ACI Worldwide delivers a range of related payments software that supports your ongoing business success.
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, mandates and new competition across all lines of business and payment types
ACI Secure eCommerce
A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
Fast Start Acquiring
Achieve acquirer and sub-acquirer technical certification 100 days from contract to quickly enable new revenue streams and reduce ongoing implementation costs
Automated Dispute Manager
Streamline your dispute and adjustment process across all payment schemes with this advanced solution
ACI Omni-Commerce
A secure, scalable, omnichannel payment processing platform with the flexibility to support in-store, online and mobile payments