ACI Enterprise Payments Platform
Meet the Challenge of Modern Payments
Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payment platform that can be deployed on premise or in the cloud.
Accelerate Speed to Market
Quickly and easily bring innovative payment offerings to market through highly configurable, service-oriented architecture, pre-integrated to the global card and payment networks.
Capture Market Share
Enable new customer experiences and payment methods, including instant payments, Request for Payment (RfP), QR code payments, social media and mobile payments, P2P and more.
Create Value-Add Services
Realize your digital transformation strategy through digital overlays, partnerships and platform offerings – with API-enabled integrations into all networks, back-office systems, digital channels and third parties.
Modernize your payments experience
Quickly Launch New Payment Types
Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.
Rapidly enable for emerging and alternative payment methods, including instant payments, QR codes and social media payments
Connect to the widest number of card networks, payment schemes and value-added services in the industry
Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers
Speed your connections to new schemes and networks as they launch, or to enter new markets
Create a Banking or Payments Platform
Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.
Connect to corporate banking channels, including ACI Digital Business Banking
Enable internet and mobile banking
Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
Optimize Services to Market Demands
Rapidly configure, test and launch changes to services against market trends and customer demands.
Manage rules and limits across payment types and accounts
Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes
Offer granular controls to customer accounts with real-time implementation of requests
Deliver next-generation self-service banking at ATMs and branches
Enhance decision making with data-rich dashboards and reporting
Gain Full SWIFT Enablement
Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.
ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.
Achieve Payments Modernization and Compliance
Leverage continuous compliance to reinvest in innovation and improve the customer experience.
Remain compliant with all scheme mandates delivered automatically
Leverage an ISO 20022-native solution for rich data and value-added services
Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration
GET MORE FROM YOUR PLATFORM
End-to-End Payments
ACI Worldwide delivers payments software that enables banks and financial intermediaries to manage the full lifecycle of payments.
ACI Acquiring
Enhance your acquiring business with a highly customizable solution that will transform your merchant experience.
ACI Issuing
Single issuing platform for all cards, contactless, mobile and alternative payments and tokens, with global connectivity.
ACI High Value Real-Time Payments
Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms.
ACI Low Value Real-Time Payments
Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity.
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Related Resources
Resources
Learn How the Payments Gateway Drives eCommerce and Mobile Commerce
Merchant Payment Fundamentals: The Payments Gateway Payments is a complex area for merchants with technology and consumer trends constantly changing. eCommerce and mobile commerce are booming and the lines between physical and digital shopping experiences are increasingly blurred as consumers shop across channels.
Resources
What Is Request to Pay?
Interested in Request to Pay? Request to Pay, referred to as RTP in the U.K., Request 2 Pay (R2P) in Europe, Request for Payment in the U.S. and “Collect” UPI payments in India, is an emerging real-time payments channel that promises benefits for merchants, banks, acquirers and billers.
Resources
Banking
The Co-op U.K.: In with the New Does Not Mean Out with the Old
I had the pleasure on May 19 to discuss The Co-operative Group’s consumer payments strategy with Paul Fletcher, Co-op’s Head of Payments. The Co-operative Group is a compelling case study within the U.K.’s convenience grocery sector; steeped in history and tradition, with a culture that demonstrates a real heartfelt pride in its mutual ownership origins. A nod to the past now seems to be a trend among big businesses, as they remind customers of their (usually) long-ago establishments and “origin stories.” But in the case of Co-op, it really does mean something, and it influences everything they do — payments included.
