Quickly Meet the Challenges of Modern Payments
Speed to market is today’s top payments competitive differentiator. Take advantage with ACI Enterprise Payments Platform, a modern solution enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.
The solution is delivered as a service in the deployment model that best fits your strategy.
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Experience Payments Modernization

Quickly Launch New Payment Types
Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.
- Rapidly enable for emerging and alternative payment methods, including instant payments, QR codes and social media payments
- Connect to the widest number of card networks, payment schemes and value-added services in the industry
- Speed your connections to new schemes and networks as they launch, or to enter new markets
- Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers
Optimize Services to Market Demands
Rapidly configure, test and launch changes to services against market trends and customer demands.
- Manage rules and limits across payment types and accounts
- Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes
- Offer granular controls to customer accounts with real-time implementation of requests
- Deliver next-generation self-service banking at ATMs and branches
- Enhance decision making with data-rich dashboards and reporting


Achieve Payments Modernization and Compliance
Leverage continuous compliance to reinvest in innovation and improve the customer experience.
- Remain compliant with all scheme mandates delivered automatically
- Leverage an ISO 20022-native solution for rich data and value-added services
- Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration
Create a Banking or Payments Platform
Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.
- Connect to corporate banking channels, including ACI Digital Business Banking
- Enable internet and mobile banking through technical innovation
- Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
- Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
