Accelerate Speed to Market
Bring innovative payment offerings to market through highly configurable, service-oriented architecture
Capture Market Share
Enable new customer experiences and payment methods including instant payments, P2P and more
Create Value-Add Services
Realize your digital transformation strategy through digital overlays, partnerships and platform offerings
Modernize your payments experience
Quickly Launch New Payment Types
Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.
Rapidly enable emerging and alternative payment methods, including instant payments, Request for Payment (RfP), QR codes and social media payments
Connect to the widest number of card networks, payment schemes and value-added services in the industry
Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers
Speed your connections to new schemes and networks as they launch, or to enter new markets
Create a Banking or Payments Platform
Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.
Connect to corporate banking channels
Enable internet and mobile banking
Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
Optimize Services to Market Demands
Rapidly configure, test and launch changes to services against market trends and customer demands.
Manage rules and limits across payment types and accounts
Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes
Offer granular controls to customer accounts with real-time implementation of requests
Deliver next-generation self-service banking at ATMs and branches
Enhance decision making with data-rich dashboards and reporting
Gain Full SWIFT Enablement
Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.
ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.
Achieve Payments Modernization and Compliance
Leverage continuous compliance to reinvest in innovation and improve the customer experience.
Remain compliant with all scheme mandates delivered automatically
Leverage an ISO 20022-native solution for rich data and value-added services
Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration
GET MORE FROM YOUR PLATFORM
End-to-End Payments
ACI Worldwide delivers payments software that enables banks and financial intermediaries to manage the full lifecycle of payments.
ACI Acquiring
Enhance your acquiring business with a highly customizable solution that will transform your merchant experience
ACI Fraud Management for Banking
Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks
ACI Issuing
Single issuing platform for all cards, contactless, mobile and alternative payments and tokens, with global connectivity
Consumer Payment Processing
End-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types
ACI Low Value Real-Time Payments
Global real-time payment processing, origination, orchestration, fraud detection, connectivity, clearing and settlement in one pre-packaged solution
ACI Payments Monitoring
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure
ACI High Value Real-Time Payments
Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms
Related Resources
Resources
Banking
Modernizing Payment Capabilities for Bank of Abyssinia
The payments modernization project took only nine months from start to go-live, and provided the bank with a scalable platform that reduces risk and helps ensure innovation and revenue growth well into the future.
Resources
Banking
EU Instant Payments Legislation – Redrawing the Payments Landscape in Europe
In this exclusive on-demand webinar, our panel of industry experts will discuss key points of the legislative proposal and what it means for your bank, the business and economic case of real-time payments, implications, challenges and opportunities for banks and financial institutions and real-time payments in India — what are the lessons Europe can learn?
Trends
Banking
The Rise of Real-Time Payments in Europe
In this report, you will get a consumer-driven case for continued payments modernization in Europe, including insights from the 2021 European consumer payments landscape, why real-time payments are quickly becoming the most popular payment method in the region and how the demand for real-time will impact cross-border, eCommerce purchases.
