ACI Enterprise Payments Platform

Meet the Challenge of Modern Payments

Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payments platform that can be deployed on premise or in the cloud

Acquiring for All Channels and Interfaces

Build and scale end-to-end payments from instant onboarding to global payouts. ACI Acquiring allows you to increase transaction volume and optimize margins with one simple, secure solution.

  • Increase revenue by offering billing services, accepting new payment types and reducing cost per transaction
  • Manage risk by reducing false positives and staying compliant with PCI-SSF, strong customer authentication (SCA)
  • Reduce operational costs with efficient authorization processing through a scalable transaction engine
  • Centrally monitor and control your entire IT-based payments infrastructure

One Issuing Solution for Multiple Payment Types

A single issuing platform for all payment types, backed by cutting-edge security, flexible cloud-ready technology and multi-language, multi-currency, multi-institution capabilities

  • Enable change quickly with scripted logic tools
  • Reduce payments costs by replacing legacy systems with a modern, agile solution
  • Eliminate operational risks to regain control, availability and time to market
  • Consolidate systems to move authorization, switching, settlement and card management back under your control

Complete Real-Time Payment Processing

Connect to all global schemes and deliver real-time payment processing to customers to increase revenue, market share and reduce operational costs

Simplify integration for merchant applications, including support for Request to Pay (RtP), Person-to-Person (P2P) and recurring payments

Launch value-added services rapidly with built-in open banking capabilities

Customize payment processing with multi-bank, multi-currency and 24×7 processing capabilities

Connect directly into the SWIFT central database to monitor inbound and outbound gpi transactions

Driving ATM and Self-Service Banking

Deliver customers a richer self-service, omnichannel digital experience while meeting the challenges of fewer cash transactions, reduced branch access and increased regulatory mandates

  • Reduce treasury costs through effective cash forecasting
  • Increase transaction volumes, revenue opportunities and cross-sell opportunities at the ATM
  • Migrate branch activities to self-service
  • Achieve true hardware independence by selecting from multiple hardware vendors

Fraud Management Driven by Machine Learning

Turn banking fraud detection and prevention into a competitive differentiator with a secure and seamless enterprise-wide fraud analytics solution.

  • Detect community fraud signals faster using data science, machine learning, network intelligence and fraud consultancy experts
  • Prevent all types of payments fraud including real-time, card, check, ACH, digital and online fraud, internal and anti-money laundering (AML)
  • Deploy new bank fraud detection and prevention strategies rapidly using the Microsoft Azure marketplace
  • Comply with changing fraud regulations and exemptions while providing a differentiated customer experience using transaction risk analysis (TRA)