ACI Enterprise Payments Platform

Meet the Challenge of Modern Payments

Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payments platform that can be deployed on premise or in the cloud

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Accelerate Speed to Market

Bring innovative payment offerings to market through highly configurable, service-oriented architecture

Capture Market Share

Enable new customer experiences and payment methods including instant payments, P2P and more

Create Value-Add Services

Realize your payments modernization strategy using digital overlays, partnerships and unique offerings

Acquiring for All Channels and Interfaces

Build and scale end-to-end payments from instant onboarding to global payouts. ACI Acquiring allows you to increase transaction volume and optimize margins with one simple, secure solution.

  • Increase revenue by offering billing services, accepting new payment types and reducing cost per transaction
  • Manage risk by reducing false positives and staying compliant with PCI-SSF, strong customer authentication (SCA)
  • Reduce operational costs with efficient authorization processing through a scalable transaction engine
  • Centrally monitor and control your entire IT-based payments infrastructure
ACI Acquiring

One Issuing Solution for Multiple Payment Types

A single issuing platform for all payment types, backed by cutting-edge security, flexible cloud-ready technology and multi-language, multi-currency, multi-institution capabilities

  • Enable change quickly with scripted logic tools
  • Reduce payments costs by replacing legacy systems with a modern, agile solution
  • Eliminate operational risks to regain control, availability and time to market
  • Consolidate systems to move authorization, switching, settlement and card management back under your control
ACI Issuing

Complete Real-Time Payment Processing

Connect to all global schemes and deliver real-time payment processing to customers to increase revenue, market share and reduce operational costs

Simplify integration for merchant applications, including support for Request to Pay (RtP), Person-to-Person (P2P) and recurring payments

Launch value-added services rapidly with built-in open banking capabilities

ACI Low Value Real-Time Payments

Customize payment processing with multi-bank, multi-currency and 24×7 processing capabilities

Connect directly into the SWIFT central database to monitor inbound and outbound gpi transactions

ACI High Value Real-Time Payments

Driving ATM and Self-Service Banking

Deliver customers a richer self-service, omnichannel digital experience while meeting the challenges of fewer cash transactions, reduced branch access and increased regulatory mandates

  • Reduce treasury costs through effective cash forecasting
  • Increase transaction volumes, revenue opportunities and cross-sell opportunities at the ATM
  • Migrate branch activities to self-service
  • Achieve true hardware independence by selecting from multiple hardware vendors
ATM and Self-Service Banking

Fraud Management Driven by Machine Learning

Turn banking fraud detection and prevention into a competitive differentiator with a secure and seamless enterprise-wide fraud analytics solution.

  • Detect community fraud signals faster using data science, machine learning, network intelligence and fraud consultancy experts
  • Prevent all types of payments fraud including real-time, card, check, ACH, digital and online fraud, internal and anti-money laundering (AML)
  • Deploy new bank fraud detection and prevention strategies rapidly using the Microsoft Azure marketplace
  • Comply with changing fraud regulations and exemptions while providing a differentiated customer experience using transaction risk analysis (TRA)
ACI Fraud Management for Banking

Customize Your Deployment

Let’s Talk Payments

Our payment experts are ready to help you tackle your payment challenges. Set some time to speak today!

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