ACI Enterprise Payments Platform
Meet the Challenge of Modern Payments
Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payments platform that can be deployed on premise or in the cloud
Accelerate Speed to Market
Bring innovative payment offerings to market through highly configurable, service-oriented architecture
Capture Market Share
Enable new customer experiences and payment methods including instant payments, P2P and more
Create Value-Add Services
Realize your digital transformation strategy through digital overlays, partnerships and platform offerings
Modernize your payments experience
Quickly Launch New Payment Types
Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.
Rapidly enable emerging and alternative payment methods, including instant payments, Request for Payment (RfP), QR codes and social media payments
Connect to the widest number of card networks, payment schemes and value-added services in the industry
Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers
Speed your connections to new schemes and networks as they launch, or to enter new markets
Create a Banking or Payments Platform
Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.
Connect to corporate banking channels, including ACI Digital Business Banking
Enable internet and mobile banking
Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps
Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs
Optimize Services to Market Demands
Rapidly configure, test and launch changes to services against market trends and customer demands.
Manage rules and limits across payment types and accounts
Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes
Offer granular controls to customer accounts with real-time implementation of requests
Deliver next-generation self-service banking at ATMs and branches
Enhance decision making with data-rich dashboards and reporting
Gain Full SWIFT Enablement
Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.
ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.
Achieve Payments Modernization and Compliance
Leverage continuous compliance to reinvest in innovation and improve the customer experience.
Remain compliant with all scheme mandates delivered automatically
Leverage an ISO 20022-native solution for rich data and value-added services
Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration
GET MORE FROM YOUR PLATFORM
End-to-End Payments
ACI Worldwide delivers payments software that enables banks and financial intermediaries to manage the full lifecycle of payments.
ACI Acquiring
Enhance your acquiring business with a highly customizable solution that will transform your merchant experience
ACI Issuing
Single issuing platform for all cards, contactless, mobile and alternative payments and tokens, with global connectivity
ACI High Value Real-Time Payments
Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms
ACI Low Value Real-Time Payments
Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity
Related Resources
Trends
Banking
Payments Hub Market and Vendor Solutions Overview: Technology Advances Offer a New Perspective
The migration to ISO 20022 and emergence of new payment rails and payment types necessitates a payments hub geared for today’s dynamic payments environment. Gain an in-depth look at the role a modern payments hub plays in achieving market adaptability and lowering the cost of ownership.
Trends
Banking
Payments Modernization in the United States
The impending launch of FedNow in the U.S. has created a new dawn for a new generation of payment hubs. Download this new report to explore the factors and requirements influencing payments hub adoption and modernization in the U.S., global considerations financial institutions can take into account when planning their modernization journey, the role of cloud and PaaS in enabling the next generation of payments.
Video
Banking
Meeting the Challenges of High-Value Payments Modernization
Meet the challenge of payments modernization with ACI Enterprise Payments Platform, a real-time, ISO-native platform for high and low value payments. Available in the cloud.
