ACI Enterprise Payments Platform

Meet the Challenge of Modern Payments

Rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types with a modern payment platform that can be deployed on premise or in the cloud.

Accelerate Speed to Market
Quickly and easily bring innovative payment offerings to market through highly configurable, service-oriented architecture, pre-integrated to the global card and payment networks.

Capture Market Share
Enable new customer experiences and payment methods, including instant payments, Request for Payment (RfP), QR code payments, social media and mobile payments, P2P and more.

Create Value-Add Services
Realize your digital transformation strategy through digital overlays, partnerships and platform offerings – with API-enabled integrations into all networks, back-office systems, digital channels and third parties.

Modernize your payments experience

Quickly Launch New Payment Types

Meet ongoing customer demands for emerging and new payment types across consumer, merchant and corporate payments.

Rapidly enable for emerging and alternative payment methods, including instant payments, QR codes and social media payments

Connect to the widest number of card networks, payment schemes and value-added services in the industry

Manage the convergence of high-value and low-value payments, while bringing new real-time payments to both consumer and corporate customers

Speed your connections to new schemes and networks as they launch, or to enter new markets

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Create a Banking or Payments Platform

Integrate seamlessly with popular and emerging banking and payment channels to match your strategy for platformization.

Connect to corporate banking channels, including ACI Digital Business Banking

Enable internet and mobile banking

Integrate with mobile wallets, eCommerce portals, mCommerce apps, bill pay apps and social media apps

Deliver white-label mobile apps, portals, plug-ins, APIs and SDKs

Optimize Services to Market Demands

Rapidly configure, test and launch changes to services against market trends and customer demands.

Manage rules and limits across payment types and accounts

Leverage new digital overlay services for new payment initiation methods, authentication and authorization processes

Offer granular controls to customer accounts with real-time implementation of requests

Deliver next-generation self-service banking at ATMs and branches

Enhance decision making with data-rich dashboards and reporting

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Gain Full SWIFT Enablement

Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.

ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.

Compatible Application Payments
Compatible Application SWIFT gpi
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Achieve Payments Modernization and Compliance

Leverage continuous compliance to reinvest in innovation and improve the customer experience.

Remain compliant with all scheme mandates delivered automatically

Leverage an ISO 20022-native solution for rich data and value-added services

Utilize modern technologies built into solutions, including machine learning and artificial intelligence, microservices and containerization, rich-data translation and orchestration

GET MORE FROM YOUR PLATFORM

End-to-End Payments

ACI Worldwide delivers payments software that enables banks and financial intermediaries to manage the full lifecycle of payments.

ACI Acquiring

Enhance your acquiring business with a highly customizable solution that will transform your merchant experience

ACI Issuing

Single issuing platform for all cards, contactless, mobile and alternative payments and tokens, with global connectivity.

ACI High Value Real-Time Payments

Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms.

ACI Low Value Real-Time Payments

Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity.

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