Complete, Integrated Payments Systems for Your Unique Needs

ACH Payment Solutions

ACH Payment Solutions Inc. (ACHPS) offers online and paper check processing, bill pay, and associated collection solutions to companies of all sizes from full enterprise interfaces to simple online gateways. ACHPS, via its Prepaid Energy Solutions and CashPayToday.com divisions, have over 40,000 real-time cash accepting locations throughout the United States. They offer our biller clients the unique advantage of strategically establishing new pay stations targeted to the specific location, convenience and demographic of its customer base.

AltaPay A/S

AltaPay is a Danish Payment Management Company that provides eCommerce businesses with global payment processing solutions. They implement optimal payment solutions for clients by connecting them to a wide array of global and local financial institutions through the AltaPay platform. Regardless of where your business is located, AltaPay combines IT and payment excellence with full end-to-end support services. AltaPay has created a platform that gives you the best and most secure payment process so you can focus on growth and global expansion.

Amadeus

As a travel technology company Amadeus builds the critical solutions that help airlines and airports, hotels and railways, search engines, travel agencies, tour operators and other travel players to run their operations and improve the travel experience, billions of times a year, all over the world. Innovating. Moving fast. Working with customers and partners to power better, more rewarding journeys. Leading the industry forward to shape a better future of travel.

Anthology

Campus Labs, Campus Management and iModules have joined together to form Anthology. We exist to help higher education advance and thrive. Through a connected data experience that offers a holistic view, creates efficiencies, and provides intelligence, Anthology inspires constituents to reach their full potential using technology insights in admission and enrollment management; student success and retention; institutional and learning effectiveness; alumni and advancement; and enterprise applications and infrastructure. Anthology partners with more than 2,100 colleges and institutions in over 30 countries to address the needs of all constituents in higher education.

Black Knight Technologies

Black Knight is a leading provider of integrated software, data and analytics solutions that facilitate and automate many of the business processes across the homeownership life cycle. Black Knight is committed to being a premier business partner that clients rely on to achieve their strategic goals, realize greater success and better serve their customers by delivering best-in-class software, services and insights with a relentless commitment to excellence, innovation, integrity and leadership.

Clearsale

ClearSale is a fraud management and chargeback protection services company that was founded in Brazil in 2001. ClearSale partners with ACI for eCommerce opportunities in the Latin America market with a potential to drive global growth.

Cognizant TriZetto

Cognizant’s TriZetto Healthcare Products are software solutions that can help grow revenue, drive administrative efficiency, improve cost and quality of care, and boost the member and patient experience.

DataOceans

DataOceans delivers hosted customer communications management solutions to streamline communications and drive increased digital engagement. ACI uses DataOcean’s Customer Communication Management tools in ACI platforms to create and deliver highly personalized and compelling interactive communications across distribution channels. Additionally, ACI uses DataOcean to assist with the development and support of an electronic payment user interface supporting a number of clients directly on the ACI platform.

DataOne Asia

DataOne Asia is ACI Worldwide's distribution partner in Thailand.

Deda Group Business Solutions

Deda Group has been supporting businesses and public organizations with application solutions and IT services for more than forty years. They are a group of companies expert in technology, data and the changes that have shaped the digital society. They are very well introduced in big and complex organizations such as Banca Intesasanpaolo where ACI plays a very strategic role.

Donald R. Frey & Co.

Donald R. Frey & Company, Inc. provides Utility Billing, Customer Information System and accounting software serving governments and non-profits throughout the US and abroad since 1974. Donald R. Frey & Company has been an Exclusive Marketing Partner of ACI/Official Payments Corp. since 2006.

EFT Corporation Limited

EFTCorp is a long-time ACI reseller based in Zimbabwe for the ACI Enterprise Payments Platform solution.

EFTEX PTY LTD

EFTEX, a wholly owned subsidiary of The BANKTECH Group, provides ATM & POS Driving and Transaction Processing Services for many organisations domestically and internationally. In addition, EFTEX provides the capability to support Dynamic Currency Conversion and Foreign Currency dispensing on ATMs.

Elavon

Elavon is one of the nation’s largest healthcare focused processors offering cost effective payment solutions to help securely collect more payments with less effort. Elavon expands payment choices and channels for patients, speeds up cash flow with some of the quickest funding in the industry, mitigates the risk of a card data breach, and reduces time spent on PCI DSS compliance.

Ellucian

Ellucian is the world's leading provider of software and services that power the essential work of colleges and universities. More than 2,500 institutions in nearly 50 countries rely on Ellucian to enhance operations and enrich the student experience for over 18 million students.

Exela Technologies

Exela Technologies, also known as SourceHOV and TransCentra, is a global provider of business process solutions, strategic consulting and data analytics services to a wide variety of industries including healthcare, financial services, legal, government, publishing, manufacturing, retail and other commercial entities. Through a consultative approach, clients achieve high-value business outcomes and experience improved processes, streamlined workflows, reduced cycle times, increased cost efficiencies and enhanced financial performance.

GOLDPoint Systems

GOLDPoint Systems offers an Omnichannel Lending Software for the growing consumer, retail, and specialized lending market. Their products allow lending institutions of all types to grow and increase revenue.

Guidewire

Guidewire delivers the industry platform that Property and Casualty (P&C) insurers rely upon to adapt and succeed in a time of accelerating change. They provide the software, services, and partner ecosystem to enable our customers to run, differentiate, and grow their business. Guidewire serves more than 350 companies in 32 countries.

HP

HP and ACI have partnered since the mid-1970s to deliver high performance and highly available ATM and Point-of-Sale systems to the financial services industry. ACI's BASE24 and BASE24-eps offer retail payments solutions, along with HP's line of NonStop Servers provide world class electronic funds transaction capability around the world. ACI is a member of HP's Developer and Solution Partner Program (DSPP).

InComm

Together with ACI, InComm is enhancing the customer payment experience by providing an easy, safe and convenient payment option for customers looking to use cash. As digital payments proliferate across the bill payment industry, it is important to provide a cash payment option for those who lack the means to make digital payments. ACI's partnership with InComm Payments has made this possible through this innovative barcode payment feature that consumers can use to pay their bills with cash.

Intercom Enterprises

Intercom is is one of the largest system integrator in Egypt and have been in Business for more than 20 years. Intercom joined ACI partnership in early 2020 as an ACI distributor.

InterSwitch East Africa

InterSwitch is a partner reseller, based in Uganda, for the ACI Enterprise Payments Platform.

Korea Computer & Systems, Inc.

Korea Computer & Systems, Inc. or KCS for short (formerly KCI) has been partnering with ACI worldwide since 1986. KCS has been distributing ACI products and delivered technical support to major FIs and Intermediaries in Korea. KCS has gained a good reputation as a trusted and reliable partner and a competent solution provider specially in mission critical payments business industries.

LexisNexis Risk Solutions UK Limited

ACI Fraud Management has 3rd party integrations with 2 LexisNexis companies - ThreatMetrix (for device intelligence) and emailage (for email verification)

Liquid Telecom Zimbabwe

Liquid Telecom is one of ACI resellers for the ACI Enterprise Payments Platform based in Zimbabwe

Mi-Pay

Mi-Pay provides a unique and extensive portfolio of client branded, mobile payment services for mobile operators, financial service providers, utility companies and media owners from offices in the UK, Romania, UAE, and India. With live, client-branded services in the United Kingdom, Europe, Africa and the Middle East, Mi-Pay is working with key partners and clients to build mobile initiated financial services on a global scale in a new model for the 21st Century.

Neustar, Inc.

Neustar helps determine the geographic location of all routable IP addresses assigned, allocated and in use on the Internet. In addition, Quova has researched and recorded the network characteristics of these IP addresses that can provide valuable insight into routing methods, connection types, domains, organizations, whether someone is coming to your site via a mobile gateway as well as Internet Service Providers (ISPs). Our customers and partners are better able to determine the cyber location and context of their customers, allowing them to be confident that the customer is where the IP address is, as well as an electronic signature of that customer’s connection.

Nordis

Nordis Technologies is an innovator and leader in offering technology solutions to improve customer communications and payments. Their patent pending Expresso® application for streamlining and automating communications and payments is a game-changer. What started out as a better way to manage production and printing for clients has grown into an important leap forward for transforming how businesses communicate and work.

Opayo

Opayo is the new name for Sage Pay. They are one of the UK’s most trusted payments providers, helping businesses grow and accept payments from customers. Merchants will be able to accept more payment types from customers; opening up greater opportunities to grow and creating better, more personalised experiences.

P. T. Abhimata Persada

PT Abhimata Persada (PTAP) has been an ACI distributor in Indonesia since 2006. Through partnership with PTAP, ACI has majority of top banks in Indonesia that use the ACI Enterprise Payments Platform solution.

Perseuss B.V., Limited

Persuess offers a leading platform in sharing fraud intelligence predominatly for the airline industry.

Sagent Technologies

Sagent powers banks and lenders to make loans and homeownership simpler and safer for millions of consumers. They bring the modern experience customers now expect from loan originations to loan servicing, where lifetime customer relationships are managed and grown. Sagent platforms let consumers manage their home-owning lives from anywhere while giving servicers lower costs, scale compliance, and higher servicing values through full market cycles.

Scudetto

Scudetto is the reseller partner of ACI Fraud Management in Japan market since 2012. Scudetto mainly resells Red Shield to the merchants in Japan, such as ANA, Coach, GMO, etc.

Shaw Systems

Shaw Systems offers a state-of-the-art loan servicing software solution with over four decades of experience. Their solution manages every aspect of the servicing life cycle through customer service, delinquency management, recovery, and placement. The fully integrated loan servicing system offers seamless support for the needs of the borrower, dealer, internal staff, and management. Shaw supports a myriad of consumer loan servicing software products with integrated features to automate processes and navigate the dynamic credit landscape.

Solutions by Text

Solutions by Text identifies and streamlines communication efficiencies with a vast array of businesses. SBT has advanced their business model to include the installment loan industry, utility companies, the medical billing industry, self-storage industry, PDL and rent-to-own industries.

Stream IT Consulting LTD

Stream IT is a long-time S1 partner in Thailand for ACI Enterprise Payments Platform solution.

Sycurio

Sycurio's solutions help ACI deliver frictionless payment and secure transaction experiences across all customer engagement channels, whilst ensuring organizational regulatory and compliance obligations are met.

Syscom Computer Engineering

Syscom Computer Engineering is a distributor of ACI Enterprise Payments Platform and ACI Fraud Management solutions in China and Taiwan.

The Japan Research Institute LTD

Japan Research Institute (JRI) has been providing software distribution and technical support on BASE24 and XPNET for ACI customers in Japan since 1996.

Trust Payments

Previously known as SecureTrading, Trust Payments offer a reliable and secure fully Level 1 PCI DSS compliant internet payment gateway. Each year we process billions of pounds of transactions, with the leading retail, telecommunications, gaming, education and social companies trusting us to handle their payments every day.

Worldline Sweden AB

Worldline Sweden AB helps online merchants accept payments worldwide, so that they can grow their businesses faster. With 200+ available payment methods in 170+ countries and multiple flexible service options, each merchant can implement a perfectly tai­lored payments strategy. Worldline Sweden AB covers everything from global card schemes to local payment networks and acquiring bank connections.

Afinis

Afinis (formerly known as IFX) is a global non-profit association that helps develop standards for financial data exchange. It has been working to develop a standardized way for credit unions and other financial institutions to provide more open access to their data instead of relying on proprietary APIs from financial institutions and vendors.

ATMIA

ATMIA is the leading non-profit trade association representing the entire global ATM industry. ATMIA serves more than 11,000 members from over 650 companies located in 70 countries spanning the entire ATM ecosphere, including financial institutions, independent ATM deployers, equipment manufacturers, processors and a plethora of ATM service and value-added solution providers.

CEPS/ECRI

The Centre for European Policy Studies (CEPS) is a leading think tank and forum for debate on EU affairs, with an in-house research capacity and an extensive network of partner institutions throughout the world. The European Credit Research Institute (ECRI) is an independent, non‐profit research institute that develops its expertise from an interdisciplinary team and networks of academic cooperation partners.

eCommerce Europe

Through its 20 national e-commerce associations, Ecommerce Europe represents more than 75,000 companies selling goods and services online to consumers in Europe.

Euro Banking Association

The EBA provides guidance on how to evolve and strengthen payment networks to its 170 members from the European Union and across the World. In recent years, the EBA has played a major role in actively supporting banks in their migration to the Single Euro Payments Area (SEPA) and in other bank-driven initiatives requiring hands-on co-operation at a pan-European level.

InfraGard

InfraGard is a partnership between the FBI and members of the private sector. The InfraGard program provides a vehicle for seamless public-private collaboration with government that expedites the timely exchange of information and promotes mutual learning opportunities relevant to the protection of critical infrastructure.

Merchant Advisory Group

The Merchant Advisory Group (MAG) ensures that the merchant voice is a part of the critical and timely dialogue surrounding evolving payments and related matters. MAG represents over 130 of the largest US merchants which account for over $3.3 Trillion in annual sales at over 900,000 locations across the US and online.

Merchant Risk Council

The Merchant Risk Council (MRC) was established in 2000 by a group of eCommerce professionals from leading consumer brands invested in supporting their organizations' risk management efforts. Today, the MRC supports a diverse mix of over 500 member companies representing a wide variety of industries, technologies, services and solutions focused on optimizing payments and reducing eCommerce fraud.

NACHA

NACHA manages the development, administration, and governance of the ACH Network, the backbone for the electronic movement of money and data in the United States. The ACH Network serves as a network for direct consumer, business, and government payments, and annually facilitates billions of payments such as direct deposit and direct payment.

National Retail Federation

NRF is the world’s largest retail trade association, representing discount and department stores, home goods and specialty stores, merchants, grocers, wholesalers, chain restaurants and internet retailers from the United States and more than 45 other countries.

Pay.UK

The New Payment System Operator (NPSO) is responsible for maintaining and developing the UK’s payments infrastructure to facilitate the delivery of better payment systems, ensuring the resilience of the economy and promoting innovation and competition.

PSR

The Payment Systems Regulator (PSR) is a subsidiary of the Financial Conduct Authority and the economic regulator for the payment systems industry in the UK. The mandate of the PSR is to bring change to the payments industry, injecting competition and innovation where it is needed and ensuring that the interests of the people and businesses that use payment systems.

SWIFT

Swift’s messaging platform, products and services connect more than 11,000 banking and securities organizations, market infrastructures and corporate customers in more than 200 countries and territories.

The Clearing House

The Clearing House Payments Company owns and operates core payments system infrastructure in the United States and has just launched a new, ubiquitous, real-time payment system. The Payments Company is the only private-sector ACH and wire operator in the United States, clearing and settling nearly $2 trillion in U.S. dollar payments each day, representing half of all commercial ACH and wire volume.

US Payments Forum

The U.S. Payments Forum is a cross-industry body focused on addressing issues that require broad cooperation and coordination across many constituents in the payments industry. The Forum is an affiliated organization of the Secure Technology Alliance, founded in August 2012 as the EMV Migration Forum, and renamed in the U.S. Payments Forum in 2016 to include other new and emerging payments technologies in the United States.

US Women in Payments

Women in Payments is a growing global network of women working across the payments ecosystem striving for gender parity. The association runs symposiums and networking to provide learning and career development opportunities for a growing community of women working across the payments field - both locally and globally.

Accuity

Accuity provides the ability for ACI clients who use wholesale payment solutions to select from up to 49 watchlists for the purpose of maintaining global regulatory compliance and performing due diligence screening. This information helps ACI's clients to more accurately identify entities that may represent a risk due to any number of government-sponsored sanctions, embargo or “restricted trade” programs.

Auriga SpA

Auriga SpA provides the WWS solution that integrates with ACI's Enterprise Payments Platform to provide a market leading, next generation (NextGen) ATM and Self Service Banking omni-channel solution. This allows banks to merge physical and digital channels in a highly secure, modernized technology platform. It enables banks to define an integrated channel strategy, optimizing and transforming their branch and ATM estates.

Big Data Solucoes em Tecnologia de Informatica LTDA

BigDataCorp has been leading the Big Data market in Brazil and Latin America since its founding in 2013.

BioCatch

BioCatch partners with ACI to enable secure and seamless online experiences, providing AI-driven behavioral biometrics across the digital lifecycle. The use cases that BioCatch supports include - identity proofing, user authentication, preventing account takeover fraud and detecting vishing and other sophisticated social engineering scams. The technology runs passively in the background, detecting behavioral anomalies in real-time without disrupting the user experience.

Broadcom Symantec VeriSign

VeriSign VIP is a platform that allows ACI Digital Business Banking customers to strongly authenticate at multiple sites using a single device. One-time-password options include hardware, software and mobile credentials.

Cardinal Commerce

CardinalCommerce Corporation is the global leader in enabling authenticated payments, secure transactions and alternative payment brands for both eCommerce and mobile commerce. The Cardinal Centinel® software platform enables payment brands, such as Verified by Visa, MasterCard® SecureCode™, Amazon Payments™, Bill2Phone™, and many others , to a network of thousands of merchants and merchant service providers. The Cardinal MAX™ mobile platform provides retailers, financial institutions and processors the ability to extend traditional commerce, marketing and banking into the mobile channel.

DataOceans

DataOceans delivers hosted customer communications management solutions to streamline communications and drive increased digital engagement. ACI uses DataOcean’s Customer Communication Management tools in ACI platforms to create and deliver highly personalized and compelling interactive communications across distribution channels. Additionally, ACI uses DataOcean to assist with the development and support of an electronic payment user interface supporting a number of clients directly on the ACI platform.

Diebold Nixdorf

Diebold and ACI are partners in the financial services industry providing high quality Automated Teller Machine (ATM) solutions to ACI's customers. ACI's BASE24-eps, Postilion and BASE24 products contain support for the Diebold Nixdorf ATM solutions utilizing the Diebold 912, Wincor Shared DDC and Wincor Shared NDC extensions, VCP-Pro (VCP6) NDC and Network Solution 6 protocols.

EDB

EDB Postgres Distributed provides true high availability for Postgres databases used in many demanding industry verticals such as financial services, telecommunications, and more, where downtime is unacceptable. EDB Postgres Distributed provides the underlying Bi-direction Replication technology that enables ACI's applications to support Postgres whilst achieving the non-functional requirements that ACI's customers have grown to expect from ACI solutions.

Ekata

Ekata, a Mastercard company, empowers businesses to enable frictionless transactions and combat fraud worldwide. ACI's identity verification solutions are powered by the Ekata Identity Engine, which combines sophisticated data science and machine learning to help businesses make quick and accurate risk decisions about their customers. ACI solutions empower more than 2,000 businesses and partners to combat cyberfraud and enable an inclusive, frictionless experience for customers in over 230 countries and territories.

Entrust

Entrust keeps the world moving safely by enabling trusted identities, payments, and data. Entrust offers an unmatched breadth of solutions that are critical to enabling trust for multi-cloud deployments, mobile identities, hybrid work, machine identity, electronic signatures, encryption, and more. ACI payment applications utilize Entrust's hardware security modules (HSMs) to provide a root of trust for secure cryptographic functions including message signing.

Faircom

Faircom provides the c-tree® server for use by the BASE24-eps product. This provides a simple, easy to manage, high performant database solution to meet the high demands of an online financial payments application.

HP

HP and ACI have partnered since the mid-1970s to deliver high performance and highly available ATM and Point-of-Sale systems to the financial services industry. ACI's BASE24 and BASE24-eps offer retail payments solutions, along with HP's line of NonStop Servers provide world class electronic funds transaction capability around the world. ACI is a member of HP's Developer and Solution Partner Program (DSPP).

Intuit

Intuit's products provide functionality to ACI Digital Business Banking customers who use ACI On Demand services. Intuit's Quicken and QuickBooks products allow seamless balance and transaction integration.

IR

IR simplifies the complexity of managing modern payments, infrastructure and communications environments. IR’s solutions, including IR Transact, help you find and resolve performance issues in real-time to ensure your business critical systems are working as they should and user experience is seamless.

KyckGlobal

ACI partners with KyckGlobal for disbursement services as part of the ACI Speedpay solution suite and offers a powerful new way to save and increase satisfaction with single and multi-party digital disbursements. ACI's disbursement services provide fast, secure and cost-effective access to a robust array of digital disbursement methods that help put an end to costly paper checks, escheatments nad high-friction payment workflows.

Lean Industries

ACI and Lean Industries have been in partnership since 2014. The resulting ACI Automated Dispute Manager (ADM) solution is fully integrated into ACI Issuing and ACI Acquiring. While many dispute solutions are essentially generic workflow tools, ADM is a purpose-built payment dispute management solution, with connections to all the leading card schemes’ chargebacks systems. ADM handles all aspects of dispute processing for card issuing and merchant acquiring environments. It reduces costs through improved workflow and reduced write-offs. Finally, it delivers improved customer satisfaction through the sensitive and informed means of handling and resolving customer problems.

Limonetik

ACI is enhancing coverage for alternative payment methods through Limonetik being a trusted and reliable partner. Customers benefit from the additional reach of Limonetik´s network and realize a quick time to market.

Mastercard

In 2020, ACI and Mastercard announced a strategic, global partnership to deliver a combined solution designed to help more countries rapidly adopt real-time payments. By working together, ACI and Mastercard can leverage each other’s strengths to fuel payments innovation and drive growth over the next five years as many countries prepare to implement real-time schemes. Together, we’ll be able to stand up more central infrastructures, activate more of the players using those schemes and boost the number of transactions we process.

Mindgate Solutions Private Limited

ACI and Mindgate have launched a joint solution with ACI providing the UPI Switch (RTPS engine) and Mindgate providing the Digital Overlays Services. The end-to-end solution allows Banks and PSPs to provide Real-Time Payment services to their end-customers. With the ACI-Mindgate joint solution, Banks and PSPs are assured of a highly resilient and scalable product with the fast growing performance demand set by the burgeoning UPI transactions.

Monex Financial Services

Monex Financial Services provides dynamic currency conversion for ACI's ATM and POS Acquiring customers to generate additional revenue for banks, merchants and merchant acquirers.

NCR

NCR and ACI are partners in the financial services industry providing high quality Automated Teller Machine (ATM) solutions to ACI's customers. ACI's BASE24-eps, Postilion and BASE24 products contain full support for the NCR ATM solutions utilizing the NDC+, APTRA Advanced NDC, APTRA Proprietary Edge, APTRA Standard Edge NDC, and Activate Enterprise.

Open Text

Open Text products are embedded into ACI Digital Business Banking and provide the underpining for all reporting functions.

Oracle

Oracle provides ACI's retail payments, risk management, and wholesale payments customers with a highly functional database solution option. ACI's membership in the Oracle Partner network (OPN) provides ACI the technical and product support required for a successful implementation at customers who select Oracle as their database of choice. ACI also has a long history as a distributor of Oracle GoldenGate and continues to integrate Oracle GoldenGate software with other ACI products.

RocketFuel Blockchain, Inc.

RocketFuel is a global payments solution company that provides online shoppers with a simple, easy-to-use, one-click checkout process that accepts payments with bank transfers, Bitcoin and 50+ cryptocurrencies. RocketFuel provides a highly secure and efficient shopping cart experience with significantly low fees for merchants, along with the benefits of no chargebacks and no card declines. RocketFuel's solutions focus on enhanced customer privacy protection eliminating the risk of a data breach while improving speed, security, and ease of use.

RSA/EMC2

RSA "Adaptive Authentication" authenticates Universal Online Banker and Enterprise Banker users at login and optionally at payment approval. Users are presented with challenge questions or a phone call if the login activity is deemed risky or suspicious.

Spectrum Message Services

Spectrum provides mobile alerting solutions for ACI’s main platforms. The company provides a complete interactive SMS, email and mobile browser solution for Near Real Time alerting. Not only does Spectrum provide connectivity to the communications gateways, the product also provides cardholder registration tools, billing, reporting, interactive blocking, two factor authentication and other mobile phone based interactions. Spectrum’s products have been working in excess of 10 years with ACI’s products.

Thales

Thales provides hardware security modules for use by the ACI Enterprise Payments Platform. These hardware security modules are used in the secure authentication of financial payment transactions.

TIBCO

TIBCO, formerly Information Builders, Inc., provides ACI with reporting and business intelligence solutions used across a variety of products. Most recently we have integrated the WebFocus solution into our ACI Merchant Fraud Management Solution for Business Intelligence reporting.

TransUnion, formerly iovation

TransUnion Global Fraud & Identity Solutions unite both consumer and device identities to detect threats across markets while ensuring friction-right user experiences. The device risk service ‘FraudForce’, can integrate with ACI Fraud Management in order to enhance device intelligence by fusing traditional data science with machine learning to provide businesses unique insights about consumer transactions, safeguarding tens of millions of transactions each day and account onboarding validation.

Turbosoft

Turbosoft TTerm Connect is an emulator that provides access to a wide range of host systems from any online device with a modern HTML5 capable browser with JavaScript enabled. As part of this partnership, Turbosoft emulator solution complements ACI's communication solutions such as WebGate and ICE-XS.

Visa

ACI has partnered with Visa to extend ACI Issuing’s capabilities to offer a full EMV Data Preparation and Lifecycle Management solution. ACI Token Manager is card vendor, EMV application, and chip personalization format-agnostic, thereby affording customers true supplier independence. ACI Token Manager also allows customers to manage the entire lifecycle of applications and parameters.

Visa Direct Disbursements

ACI partners with Visa Direct to help facilitate disbursements with: 174 countries that can receive cross border payouts via card or account, 167 countries enabled for domestic card payouts, and 160+ supported transaction currencies for sending and receiving funds. With Visa Direct real-time payments, clients can send and receive money efficiently, securely, and seamlessly to billions of endpoints globally.

Zelle

Zelle is a United States–based digital payments network and a great way to send money to friends and family, even if they bank somewhere different than you do. Zelle is already integrated with many banking apps and has partnered with ACI to help facilitate P2P payments with ease.

Alpha Payments LLP

Alpha Payments LLP is a service partner to ACI. Alpha Payments auguments ACI teams by delivering implementation, development, integration and testing for on-pemise environments in MEASA on retail payment and fraud solutions.

Attra

Attra and ACI are partners in the payment services industry providing professional and system integration services to ACI customers. Attra specializes in the payments domain, backed by over two decades of experience. Attra’s offerings include consulting, development, migration, testing, implementation and production support services for ACI’s market-leading payment solutions.

CAPSYS

CAPSYS is an ACI partner in the Payment processing/Banking space, covering primarily the CEE region, offering Solution design, Implementattion, Integration and Support services

Cognizant Technology Solutions

Cognizant and ACI are strategic partners since 2007 in delivering payment solutions to customers around the globe. Cognizant is one of the world's leading global IT Solutions provider, transforming client's business, operating and technology models for the digital era. With extensive Payments domain capabilities and ACI product expertise honed over the last 2 decades, the Cognizant-ACI partnership is uniquely positioned to offer transformative software, consulting and outsourcing solutions globally across the Banking & Financial services industry.

Concerto

Concerto and ACI are strategic partners, since 2008, in delivering implementation, development, integration and testing in both on-premise and cloud-based environments across ACI’s market-leading retail payment and fraud solutions. Concerto brings deep implementation and payments domain experience with expertise in product, consultancy and architecting solutions including professional services that cover a wide range of solutions across complex payment environments.

Firmware S.A.S.

Firmware supports ACI Enterprise Payments Platform clients in Latin America, and is promoting the UPF model of Postilion to improve integration.

Google

ACI is partnering with several key cloud providers in the industry to maximize customer success with ACI cloud-ready solutions. The combined expertise of ACI payments solutions and Google’s cloud reach ensure successful cloud deployment for the customers.

Klarna Inc.

Klarna provides various consumer payment options - buy in full, buy in stages.

Kuvasz Solutions

Kuvasz Solutions and ACI are strategic partners since 2013. Kuvasz helps ACI customers transform their payments strategy by enabling and complementing ACI's solutions. Under efficient methodologies, Kuvasz delivers successful and rapid implementations, upgrades, and migrations, in on-premise and on-cloud modalities, simplifying the client's payments ecosystem and enables new business opportunities.

Microsoft

ACI has a global strategic collaboration with Microsoft via the Microsoft Partner Network to support the payments industry’s rapid adoption of technology deployed in the public cloud. As one of Microsoft’s top 10 global ISV partners in the financial services industry, ACI extends the reach of its market-leading Universal Payments portfolio through Microsoft Azure.

Mphasis

Mphasis is a service partner to ACI. Mphasis auguments ACI teams by delivering implementation, development, integration and testing for on-pemise environments in India for retail payment and fraud solutions.

Ontario Systems

Aravto provides Manual Order Review service consumed by ACI's Fraud Management clients.

Pactera Technology Limited

Pactera is one of ACI's strategic partners in Asia, filling local product gaps and satisfying customer requirements. Pactera also plays an important role in helping ACI be more flexible in resource deployment in meeting customer demands.

Riverty

Riverty provides Manual Order Review service consumed by ACI's Fraud Management clients.

Stanchion Payment Solutions (PTY) LTD.

Stanchion is an ACI Enterprise Payments Platform service provider for ACI and provides support for an agreed upon list of Postilion customers.