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Digital Transformation for High Value Payments

Gain multi-bank, multi-currency, 24x7 payment processing capabilities and seamless integration with multiple clearing and settlement mechanisms, including SWIFT messaging, with ACI High Value Real-Time Payments — ACI’s global payments engine.

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BMO modernizing payments record time

Flexible, Global Payment Processing to Meet Every Need

Delivered as a set of independent business services that can be orchestrated to meet a variety of specific processing requirements.

  • High-value payments to enterprise internal or external global messaging
  • Packaged to service a range of business customers

BMO modernized real-time payments in record time >

Speed Up Cross-Border Payments

Industry-leading SWIFT gpi solution to enable you to quickly offer gpi services through an on-premise or cloud-based deployment. 

  • Fast, cross-border funds transfer with SWIFT gpi and Visa B2B Connect
  • Flexibility, reliability, security and cost-efficiencies
  • Proven solution supports around 9 percent of global SWIFT traffic and approximately 30 percent in the U.S.
  • First certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years

Leverage SWIFT gpi for real-time payments innovation >

Speed Up Cross Border
High Value Protect Systems

Protect Your Existing Systems and Business Flows

Progress toward full real-time operations while supporting your existing systems and processes. 

  • Leverage end-to-end ISO 20022 capabilities including integration into non-ISO systems and canonical orchestration of messages
  • Take full advantage of SWIFT gpi and Universal Confirmations for cross-border, real-time payments with complete SWIFT messaging capabilities
  • Capitalize on open payments with pre-packaged APIs compliant with PSD2, U.K. Open Banking, Monetary Authority of Singapore API Framework and Australia’s Customer Data Right  
  • Ensure sensitive data management and compliance with customer controls via the third-party provider dashboard and management console

Deliver full transparency to customers with Universal Confirmations >

Engage Flexible Deployment Options

With on-premise, public cloud, hybrid deployment and SaaS offerings, ACI can meet the specific needs of your business.

  • Wires and SWIFT Payments as a Service in ACI’s own data centers for customers in the U.K., U.S. and Europe
  • Lowered operational costs via economies of scale and a shared access approach
  • Managed service offering also available via the public cloud

Leverage new payments transformation in transaction banking >

Global Flexible Deployment Options
Realize full gpi value background

Gain Full SWIFT Enablement

Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.

ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.

SWIFT gpi Compatible Application    swift payments compatible


Info Sheet

Transforming Real-Time Payments

Prepare for ISO 20022 

Insights from global payment experts highlight how to prepare for ISO 20022 and maximize the opportunity for growth. 

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Envisioning a Pan-Regional, Real-Time Payments Ecosystem in SE Asia

Southeast Asia is emerging as a focal point for real-time payments growth. Discover how payments innovation will serve as a key enabler for the region.

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Benefiting from Payments Modernization

Over the years, payment systems have become disparate and far from agile. Explore the journey of how to make your payment systems real-time-ready.

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