ACI High Value Real-Time Payments

Transaction Routing for Wires, SWIFT and RTGS

Enable least-cost, SLA-driven routing, multi-bank, multi-currency, 24×7 payment processing capabilities and seamless integration with multiple clearing and settlement mechanisms, with ACI’s global payments engine.

Seamlessly Integrate
Leverage multi-bank, multi-currency and 24×7 payment processing capabilities in addition to multiple high-value payment clearing and settlement mechanisms, including RTGS, ACH/SEPA and deferred net settlement systems.

Achieve Real-Time Payments Modernization
Benefit from embedded business services including transaction enrichment, liquidity management, batch processing, transaction inquiry, settlement and reconciliation, fraud and risk management, and exceptions and case management.

Flexible, Global Payment Processing to Meet Every Need

Delivered as a set of independent business services that can be orchestrated to meet a variety of specific processing requirements.

High-value payments to enterprise internal or external global messaging

Packaged to service a range of business customers

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Multi lane highway with motion blur of vehicle lights

Speed Up Cross-Border Payments

Industry-leading SWIFT gpi solution to enable you to quickly offer gpi services through an on-premise or cloud-based deployment.

Fast, cross-border funds transfer with SWIFT gpi and Visa B2B Connect

Flexibility, reliability, security and cost-efficiencies

The proven solution supports around 9 percent of global SWIFT traffic and approximately 30 percent in the U.S.

First certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years

Protect Your Existing Systems and Business Flows

Progress toward full real-time operations while supporting your existing systems and processes.

Leverage end-to-end ISO 20022 capabilities including integration into non-ISO systems and canonical orchestration of messages

Take full advantage of SWIFT gpi and Universal Confirmations for cross-border, real-time payments with complete SWIFT messaging capabilities

Capitalize on open payments with pre-packaged APIs compliant with PSD2, U.K. Open Banking, Monetary Authority of Singapore API Framework and Australia’s Customer Data Right

Ensure sensitive data management and compliance with customer controls via the third-party provider dashboard and management console

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Engage Flexible Deployment Options

Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs.

SaaS offering for Wires and SWIFT payments in ACI’s own data centers for customers in the U.K., U.S. and Europe

Utilize a licensed option to run and manage ACI software on your premises, in your private cloud or in the public cloud

Leverage the SaaS model in the public cloud for quicker implementation

Gain Full SWIFT Enablement

Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.

ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.

Compatible Application Payments
Compatible Application SWIFT gpi


Maximize Your Benefits

Explore related ACI Worldwide solutions to ensure your ongoing business success.

Cross-Border Payments

Achieve speed to market and global, multi-currency, high-value payment processing and management for SWIFT gpi and Visa B2B.

ISO 20022

Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments.

ACI Fraud Management for Banking

Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks.

ACI Enterprise Payments Platform

Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.

Transforming Real-Time Payments