Benefit from ISO 20022

Easily Meet Migration Deadlines and Open Up New Revenue Streams

Meet ISO 20022 compliance challenges and improve the customer experience for high-value and real-time payments.

Ground level from roadway looking up at skyscrapers with red, white and yellow light reflective circles

Leverage Legacy Technology
Comply with ISO 20022 requirements without having to “rip and replace” payment engines

Future-Proof
Create a flexible, adaptable infrastructure that meets initial ISO 20022 requirements while giving the ability to adapt and expand

Deliver Value
Benefit from rich data to create added-value services and enable alternative payment methods

Quickly Meet ISO 20022 Deadlines

Deploying ACI’s High-Value Real-Time Payments solution allows you to leverage legacy payment engines to meet upcoming ISO deadlines while delivering the full benefits of rich data offered by ISO 20022. And the ACI Enterprise Payments Platform is an ISO 20022-native solution for all payment types.

Translate rich ISO data by mandated deadlines

Comply with SWIFT standards for MT and MX/ISO 20022

Deploy quickly using your bank’s existing payments engine

Allow orchestration, re-enrichment and manual repair

Insulate bank back-office applications from the impact of changes

Cloudy night skyline of city with roads in front of it

Avoid “Rip and Replace”

Migrate on your preferred timeline while meeting immediate compliance needs, all with a system that runs in parallel to your bank’s existing environment.

Quickly upgrade your bank’s existing payments ecosystem

Ensure end-to-end granular ISO 20022 data

Gain the required translation and orchestration layer needed to achieve and maintain compliance

Add additional real-time payments capabilities as mandates require

Future-Proof Your Banking Environment

Support your long-term modernization strategy through a flexible and adaptable infrastructure.

Extend your solution and add additional real-time payments capabilities

Seamlessly upgrade to ACI’s real-time-ready Enterprise Payments Platform

Rapidly go-live with ISO 20022 compliant cross-border and domestic wires, and low-value real-time payments from the ACI Enterprise Payments Platform hosted services

View of Earth from outer space

Gain Full SWIFT gpi Enablement

Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.

ACI is the first certified vendor of SWIFT gpi solutions. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.

Enable Enterprise payments

Explore More Solutions

Learn about our additional solution capabilities.

ACI Enterprise Payments Platform

Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.

Consumer Payment Processing

High-Volume Payment Processing Manage all payment types, including alternative and instant payments alongside cards and virtual instruments, from a single solution.

Digital Overlay Services

Gain full value from your digital payments solution, drive new revenues and rapidly bring innovative payment offerings and value-added services to market.

Payment Testing (ASSET)

Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems.

Payment Service Management

Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure.

Real-Time Payments Fraud Prevention

End-to-end, real-time enterprise fraud management featuring multi-layered fraud prevention driven by machine learning, global consortium data and expert risk analysis.