Leverage Legacy Technology
Comply with ISO 20022 requirements without having to “rip and replace” payment engines
Future-Proof
Create a flexible, adaptable infrastructure that meets initial ISO 20022 requirements while giving the ability to adapt and expand
Deliver Value
Benefit from rich data to create added-value services and enable alternative payment methods
Quickly Meet ISO 20022 Deadlines
Deploying ACI’s High-Value Real-Time Payments solution allows you to leverage legacy payment engines to meet upcoming ISO deadlines while delivering the full benefits of rich data offered by ISO 20022. And the ACI Enterprise Payments Platform is an ISO 20022-native solution for all payment types.
Translate rich ISO data by mandated deadlines
Comply with SWIFT standards for MT and MX/ISO 20022
Deploy quickly using your bank’s existing payments engine
Allow orchestration, re-enrichment and manual repair
Insulate bank back-office applications from the impact of changes
Avoid “Rip and Replace”
Migrate on your preferred timeline while meeting immediate compliance needs, all with a system that runs in parallel to your bank’s existing environment.
Quickly upgrade your bank’s existing payments ecosystem
Ensure end-to-end granular ISO 20022 data
Gain the required translation and orchestration layer needed to achieve and maintain compliance
Add additional real-time payments capabilities as mandates require
Future-Proof Your Banking Environment
Support your long-term modernization strategy through a flexible and adaptable infrastructure.
Extend your solution and add additional real-time payments capabilities
Seamlessly upgrade to ACI’s real-time-ready Enterprise Payments Platform
Rapidly go-live with ISO 20022 compliant cross-border and domestic wires, and low-value real-time payments from the ACI Enterprise Payments Platform hosted services
Gain Full SWIFT gpi Enablement
Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.
ACI is the first certified vendor of SWIFT gpi solutions. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.
Enable Enterprise payments
Explore More Solutions
Learn about our additional solution capabilities.
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.
Consumer Payment Processing
Single solution for end-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types.
Digital Overlay Services
Gain full value from your digital payments solution, drive new revenues and rapidly bring innovative payment offerings and value-added services to market.
Payment Testing (ASSET)
Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems.
Payment Service Management
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure.
Real-Time Payments Fraud Prevention
End-to-end, real-time enterprise fraud management featuring multi-layered fraud prevention driven by machine learning, global consortium data and expert risk analysis.
Related Resources
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Banking
Delivering Value Beyond Compliance with ISO 20022
ISO 20022 native solutions are essential, incremental implementations are possible. As the first certified vendor solution for SWIFT gpi, ACI Worldwide has been a key partner in enabling crossborder payments innovation for banks.
Webinar
Banking
Accelerate Payments Modernization for High and Low Value
Payments modernization is the biggest challenge facing today’s banks. And in the high-value payments business, the modernization agenda is being driven by rapidly approaching ISO 20022 migration deadlines for every high-value scheme in the U.S.
Resources
Banking
How to Migrate to ISO 20022
What is the ISO 20022 standard? ISO 20022 is a global financial messaging standard that will standardize the data structure for financial messaging for today’s real-time payments world.
