Mobile Wallet Bill Presentment, Payment, Identification and Communications

Engage with customers using the native digital wallet already on their phone to easily present bills, provide a link to make payments, send valuable alerts, authenticate identity and more

A person is standing at a crosswalk using their smartphone, their are cars in the background and the image has a blue tint.

Pre-installed on most smartphones

Easily Accessible
View and pay bills with just a few taps

Direct links to other products, services and programs

Convenient, Seamless Mobile Billing and Payments

ACI moBills is a mobile payments platform for customers that provides a convenient, seamless bill presentment, notification and payments experience via the native wallet available on most smartphones.

Support cash-preferred consumers with barcode payment tokens for use at participating retail locations

Send ACI moBills directly to customers’ mobile wallets as a personalized card

Offer self-service payment deferral requests based on pre-determined criteria, with the Delay My Payment feature

Drive customer engagement and increase loyalty

Mobile wallet bill presentment, payment, identification and communications.

Digitize Licenses and IDs

Deliver licenses, identifications, permits and parking passes directly to a consumer’s mobile wallet. Consumers can add the wallet item to their mobile phone by scanning a QR code or clicking a link in an email or text message.

higher ed large cap logo

Utilize mobile IDs as student identification

Provide a secure, convenient contactless payments option for students

Provide convenient access for identification

Enable hunters and anglers with easily accessible fish and wildlife licenses

Present actionable links to hunting and fishing regulations and to report harvested game in real time

Offer a simpler license renewal process

The State of Mobile Billing and Payments

Mobile Wallet Trend Report
Explore consumer preferences for mobile wallet billing and payments and how you can drive adoption.

Meet Mobile Bill Payment Demands

One in four consumers currently uses mobile wallet payment methods, and nearly half (47.6%) are using them daily or multiple times per week. Give your customers always-on access to information that allows for better self-service.

Simplify the consumer experience with mobile bill delivery and presentment

Enhance payment alerts with notifications sent directly to customer’s devices

Boost digital engagement with links to consumers’ complete statement and product documents

Allow easier customer enrollment — as simple as snapping a picture of a QR code or two taps in Apple Wallet or Google Pay

mobile wallet phone id card
moBills Digital Wallet Screen Demo Auto Loan

Up to 4

days earlier payment collection


reduction in payment confirmation calls


decrease in call center payment inquiries


reduction in early-stage delinquency


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