BNPL: Is It Worth the Hype?

Currently one of the fastest growing payment methods globally, “Buy Now Pay Later” (BNPL) is gaining momentum among younger shoppers as well as their older cohorts, with particularly strong growth in segments such as fashion.

Exploring the Current State of Property Tax Payments

People across the U.S. may disagree on the best style of pizza, or whether to call it soda or pop, but they’re fully united in their desire for simple, convenient property tax payments.

Consumer Payments in Europe: What Are the Trends That Are Here to Stay?

The way we pay for everything, from food to clothes and everything in between, is changing significantly. 80 percent of consumers report they have made more contactless payments than ever before, and nearly a quarter (24%) of these consumers are making more use of their mobile wallets.

The European Commission’s Consultations on Instant Payments in the EU: What Are the Questions and Why You Should Reply

On 24 March 2021, the European Commission (EC) published its Consultation Strategy on Instant Payments in the EU. This initiative is a follow-up to the EC’s Retail Payments Strategy (RPS), which I covered in another post, and it wishes to promote the availability of competitive homegrown and pan–European payment solutions.

EMV at the Pump: Is It Really That Secure?

Last weekend I went spring skiing, well spring snowboarding — but you know what I mean. It was sunny, with temperatures in the 50s — an epic day of carving mashed potatoes to close my snowboarding season.

Utilities: It’s Time to Put Your Arrears Behind You

As the economic crisis caused by the COVID-19 pandemic left many utilities customers financially insecure and unable to pay their bills, states across the country issued unprecedented moratoriums on utility shutoffs.

How to Resolve Delayed Mail Issues with Digital Payments

In light of the pandemic, the United States Postal Service (USPS) has been facing its own crisis. In late December 2020, only 38 percent of non-local first-class mail arrived on time, compared with 92 percent during the same time period in 2019.

Making Waves in Indonesia’s Payments Space [ALTO Q&A]

The Indonesian market is one to watch in the payments space. While paper-based transactions still reign supreme in the country, digital and real-time payments are now top-of-mind issues for regulators and businesses.

Could Increased Fraud Make the Mobile Payments Boom a Revenue Bust for Merchants?

Mobile payments are fast becoming mainstream, with ACI merchant customers seeing 30 percent of all eCommerce transactions in 2020 being made on mobile devices. In the United States, adoption is higher, with 42 percent of eCommerce transactions in 2020 on mobile – that’s a year-on-year growth rate of 55 percent.

Real-Time Payments Growth Across the World

Spurred by a year of unprecedented disruption, 2020 saw real-time payments grow larger—in terms of both volumes and values—and faster than anyone could have anticipated.

PCI DSS 4.0 Compliance – A Catalyst for Progressive Consumer Payments Modernization

2021 marks the beginning of the implementation of the new PCI DSS standards, with the final version of PCI DSS v4.0 currently planned for completion in Q4 2021.

The European Commission Inception Impact Assessment on real-time payments in the EU: Is the real-time payments’ future a regulated one?

On March 10, 2021, the European Commission (EC) published an Inception Impact Assessment (IIA) on the Commission’s planned initiative on real-time payments in the EU. The IIA is open for feedback until April 7, 2021, and you can provide your contribution here.