Why Real-Time Payments and Why Now?

As evidenced by ACI’s most recent Prime Time for Real-Timeglobal payments report, the real-time payments revolution has taken hold around the world. Consider, in just the past year and a half: India’s UPI set a record for monthly transactions with more than 3.5 billion in August 2021 The U.S.

Understanding Alternative (Bill) Payment Methods

Apple first introduced Apple Pay on September 9, 2014, promoting it as “a new category of service that will transform mobile payments with an easy, secure and private way to pay.

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

The European Commission’s Anti-Money Laundering and Countering Terrorist Financing Legislative Package: A Move Towards a More Effective Enforcement of EU AML/CTF Rules?

On 20 July 2021, the European Commission published an anti-money laundering and countering terrorist financing (AML/CTF) legislative package.

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

The U.S. Connected Economy: Making the Case for Real-Time Payments

In today’s “always on” world, consumers expect instant gratification in all areas of an increasingly connected economy. Consumer payments are no exception. Whether it’s making a banking transaction, paying a bill, shopping or dining out, consumers want assurance that the transaction is complete.

Big Data, Bigger Potential: How Retailers Can Benefit From Payment Analytics

Our lives are now subjected to more statistical analysis than ever before.

How Will Accelerated Adoption of Digital, Real-Time Payments in the U.S. and Beyond Lead to More Fraud?

The payments industry is brimming with experts voicing the predication that the future is digital and real-time. Rooted in consumers’ growing desire for convenience and waning patience, rising demand for digital and real-time payments is inevitable.

Addressing Security of Bill Payments Before it Slows Down Progression

The latest ACI Speedpay Pulse study on billing, payment and communication trends outlines recent movements in the industry regarding consumer sentiments toward, and use of, mobile wallets, real-time payments and the overall impact of the pandemic.

A Comprehensive Strategy for Fighting Gaming Fraud

By and large, video games are based around the principle of good guy versus bad guy. To defeat the bad guy(s), the good guy generally must deploy a multitude of weapons and devices through various levels, while not suffering too much damage.

Progressive Platform Modernization — Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.