QR Code payments grocery checkout

Merchants

June 18, 2021

QR Codes Strike Back!

Banking

June 15, 2021

Transformations and Trends Reshaping Payments in the Pacific

Blue data cloud

Banking

June 9, 2021

Real-Time Payments Fraud Detection: Smashing the Data Bottleneck with Network Intelligence

Businesswoman using a smartphone to buy something online

Merchants

June 8, 2021

The Buy Now Pay Later Boom: Spotlight on Klarna

Banking

June 15, 2021

Transformations and Trends Reshaping Payments in the Pacific

Over the past year, the long-term trend away from cash — and toward digital payments — has really ramped up in Australia and New Zealand. Similar to other global markets with well-established infrastructures, there was a rapid pivot by merchants and consumers to online shopping. In Australia, they quickly adopted “Tap & Go” payments at the urging of the government. The consequences of the COVID-19 pandemic and its impact on payment behaviors and modernization roadmaps are sure to be far reaching, though each country is at very different stages of development in terms of real-time payments.

Blue data cloud

Banking

June 9, 2021

Real-Time Payments Fraud Detection: Smashing the Data Bottleneck with Network Intelligence

The recent revolution in artificial intelligence (AI) promises to transform real-time payments fraud detection for central infrastructures (CIs) and payment networks. Network intelligence is one of the ways that the full benefit of AI can be realized.

Businesswoman using a smartphone to buy something online

Merchants

June 8, 2021

The Buy Now Pay Later Boom: Spotlight on Klarna

Sydney Skyline at Night

Banking

June 7, 2021

Global Versus Local: How Pacific Acquirers Can Compete with Global Giants

Acquirers throughout Australia and New Zealand are facing margin pressures and new entrants into the market. Global acquirers have now set their sights on the Pacific, making it an imperative for acquirers within the region to transform or risk getting left behind.

Cars in motion

Banking

June 2, 2021

Accelerating Payments Modernization for High- and Low-Value Payments

From government initiatives to the global pandemic, the demands for modernization have accelerated rapidly in 2021. Financial institutions (FIs) around the world are faced with the challenge of quickly meeting these immediate demands while also preparing for the future.

Security shield in matrix

Merchants

May 28, 2021

Manual Order Review: When Can Outsourcing Strengthen Your Last Line of Defense?

Manual order review (MOR) has often been referred to as the last line of defense to securing good revenue, but how does it fit into a merchant’s business? Striking the proper balance between automated fraud prevention tool(s) to allow legitimate orders to flow through, while identifying questionable ones, is a…

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Looking directly up at the skyline of the financial district in central London - stock image

Banking

May 27, 2021

How the European Commission’s Review of the Settlement Finality Directive is Linked to the Development of Open Finance in Europe

On 12 February 2021, the European Commission launched a public consultation on the review of the Settlement Finality Directive (SFD), which closed earlier this month.

Sunrise over earth

Banking

May 18, 2021

Payments Evolution Through Innovation: From Dromedaries to Digitization

In the beginning, human civilizations bartered for the exchange of goods and services. Goats for barley, sheep for minerals, camels for pottery, and so on and so forth. This approach lasted for centuries. But societies innovated, adopting the principle of “commodity money” (such as silver, gold or cowrie shells).

Banking

May 12, 2021

It’s Time for U.S. Payments Players to Build on Real-Time’s Breakthrough Year

We’ve become accustomed, in recent years, to talking of real-time payments in the U.S. in terms of its untapped mega-market potential. But, like so much else, it seems that the trend-shattering events of the previous year-and-a-bit have intervened to turn even that well-worn story on its head.

Women reviewing finances on mobile phone

Merchants

May 12, 2021

BNPL: Is It Worth the Hype?

Currently one of the fastest growing payment methods globally, “Buy Now, Pay Later” (BNPL) is gaining momentum among younger shoppers as well as their older cohorts, with particularly strong growth in segments such as fashion.

Filling out taxes

Billers

May 5, 2021

Exploring the Current State of Property Tax Payments

People across the U.S. may disagree on the best style of pizza, or whether to call it soda or pop, but they’re fully united in their desire for simple, convenient property tax payments.

Man on cellphone making payment

Banking

April 28, 2021

Consumer Payments in Europe: What Are the Trends That Are Here to Stay?

The way we pay for everything, from food to clothes and everything in between, is changing significantly. 80 percent of consumers report they have made more contactless payments than ever before, and nearly a quarter (24%) of these consumers are making more use of their mobile wallets.