Why Incremental Learning is a Gamechanger for Payments Fraud

Any innovation that helps merchants outfox fraudsters can’t come soon enough. An innovative, industry-first approach to machine learning, incremental learning represents a step change in fraud prevention. It identifies patterns earlier and more accurately, automating decisions and actions to keep merchants better protected than ever.

New Customer Journeys and Merchant Payments Innovation – Q&A with IKEA Retail and VW Payments

In the past 12-18 months, there has been monumental change in the way that customers interact with merchants, with no sector or vertical left untouched.

Is Fraud Friction Dampening Your Holiday Sales?

Keeping checkout friction low is always an issue for merchants seeking to boost conversion, but even more so during the holiday season, when offers and promotions aim to pull in new customers and drive higher sales.

Ringing Out Against Mobile Fraud

As peak season fast approaches, more people of all ages will be powering up their phones to browse and buy.

Time for Review: What is Next in the EU Retail Payment Services Legislation?

On October 27, I attended the CEPS ECRI event on “Time for review: EU retail payment services legislation,” which covered the achievements of Directive 2015/2366/EU (PSD2) and the next European policy steps in this regard. The panel was composed of Ms.

Buy Now Pay Later: Taking A Closer Look at Affirm

As we quickly approach the peak shopping season in Europe and North America (Black Friday and Cyber Monday are less than a month away), it’s time to take a closer look at one of the major “Buy Now, Pay Later” (BNPL) players in the United States.

A Primer on Tokens, Tokenization, Payment Tokens and Merchant Tokens

Merchants around the world are navigating the world of tokens and tokenization, payment tokens and merchant tokens. When used properly, tokenization for retail merchants serves a dual use; it can be used to protect sensitive card data, and it can serve as an enabler for omni-commerce.

Preparing for the Holidays: What Merchants Need to Know About UnionPay

We’ve all read about the pandemic bringing a significant increase in eCommerce and mCommerce.

Protecting Payments with Point-to-Point Encryption (P2PE) and Tokenization

The superheroes of PCI compliance – Point-to-Point Encryption (P2PE) and Tokenization – serve to protect sensitive payments data in flight, or at rest in merchants’ databases. But tokenization has some additional superpowers, beyond protecting payments, which all omni-channel merchants should know about.

Four Reasons Banks and Financial Institutions Should Fight Fraud in Real Time

Financial crime and fraud are recurrent problems for banks and intermediaries, causing losses worth billions every year – and these sums are only increasing. It is predicted that the global cost of fraud by 2027 will be USD $40.62 billion dollars, 25 percent higher than the fraud losses in 2020.

Real-Time in Real Life: The Evolution of Real-Time Payments in the U.S.

The growth and maturation of real-time payments throughout the world has predictably led to a rapid rise in challenges to solve, opportunities to exploit and questions to answer.

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.