A digital graphic of the globe, there are connecting lines to various different locations showing the digital sharing of information.


The Complete Guide to Merchant Payments Orchestration

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Why Financial Institutions Must Meet Consumer Expectations Through Modernization


The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets


Ready or Not? Real-Time Payments Are Coming, and Consumers Can’t Wait

A person is filling out their taxes at their desk with a pen and paper, their laptop is in the background.


Tax Trends 2023: Decrease in Scams Awareness, Even as Exposure Grows

Our annual survey of consumers’ tax filing and payment habits reveals a worrying decrease in awareness of scams, as well as higher costs to prepare taxes that are surely unwelcome, as the cost of living also rises.


The European Parliament draft report on the European Commission draft Regulation on instant credit transfers in euro: how could the content of the Regulation change?

On March 2, 2023, the European Parliament’s Committee on Economic and Monetary Affairs (ECON) adopted its draft report on the proposal for a Regulation on instant payments. The Rapporteur on the file in the ECON Committee is Mr. Michiel Hoogeveen MEP (ECR, the Netherlands).

Digital Wallet


A Global Overview on the Rise of Digital Wallets

The adoption of digital wallets, or eWallets, has brought about a revolutionary transformation in the global payments industry. These sophisticated payment methods offer consumers the ability to securely store and employ their credit and debit card information, along with various other modes of payment, electronically.


Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.


How Janie Gordon Is Making the Whole World Ready for Real-Time Payments

From the first time she met with senior leaders during the interview process, Janie was energized by the ubiquity of the company and the fact that ACI has the power to make individual transactions happen, while simultaneously modernizing whole countries, regions and even contents of financial systems.

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ACI Careers: What’s Kept Melissa McKendry at ACI for 25 Years

Melissa McKendry is frank about what originally attracted her to ACI twenty-five years ago. Melissa has stayed for more than two decades, and her work at ACI has become more than a paycheck.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

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5 Top Payments Trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.


Borrowers Want To Self-Serve Their Auto Loan Payments

Our latest survey of consumers’ bill-paying habits show a big shift toward mobile-payments adoption and related self-serve experiences, presenting big opportunities for lenders to dramatically lower their costs.


ACI Webinar About the EU Instant Payments Legislation – Redrawing the Payments Landscape

On the 29th of November 2022, ACI organized a webinar to discuss the European Commission’s  proposal for a Regulation on Instant Payments (IPs Regulation).

Real-Time Payments


Why Real-Time Payments Should Be Top of Merchants’ Wish Lists for 2023

Merchants need all the help they can get to optimize their income, liquidity and reach. Rising inflation, the cost-of-living crisis, and supply and cashflow issues are slowing down retail growth and shrinking margins, and as competition intensifies, they have to work even harder and invest more to win each sale. They need new solutions that help them differentiate, maximize profit potential and act as a catalyst for economic growth.


Billing and Payments Forecast for 2023: Predictions From Industry Experts

According to Chinese astrology, 2023 will be the Year of the Rabbit, closing out 2022 as the Year of the Tiger. This year certainly has been a tiger, with rising costs that have been hard to tame.

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Accelerating Commerce With Payment Links

When it comes to contactless ways to pay, customer expectations are shifting, and merchants are adapting to a digital world in which the payment experience is faster and more convenient than ever.