Light trails of passing cars.

Banking

September 27, 2021

ISO 20022 for Europe: How to Speak the New Language of High-Value and Real-Time Payments

Subscribing on a smartphone

Banking

September 24, 2021

Fraud Prevention on Subscription Plan: What Makes It an Attractive Model for Banks? [Q&A]

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

Mobile bill payment barcode scan concepts

Billers

September 9, 2021

Understanding Alternative (Bill) Payment Methods

Light trails of passing cars.

Banking

September 27, 2021

ISO 20022 for Europe: How to Speak the New Language of High-Value and Real-Time Payments

The implementation of the ISO 20022 data standard for financial messaging has been accepted by major central banks, payment schemes around the world and system operators including SWIFT.

Subscribing on a smartphone

Banking

September 24, 2021

Fraud Prevention on Subscription Plan: What Makes It an Attractive Model for Banks? [Q&A]

From music and movies to steaks and pet toys, subscription services are everywhere. In the U.S. alone, 69 percent of the population are subscribed to multiple services and 28 percent have at least four.

Aerial view of city

Banking

September 15, 2021

Why Real-Time Payments and Why Now?

As evidenced by ACI’s most recent Prime Time for Real-Timeglobal payments report, the real-time payments revolution has taken hold around the world. Consider, in just the past year and a half: India’s UPI set a record for monthly transactions with more than 3.5 billion in August 2021 The U.S.

Mobile bill payment barcode scan concepts

Billers

September 9, 2021

Understanding Alternative (Bill) Payment Methods

Apple first introduced Apple Pay on September 9, 2014, promoting it as “a new category of service that will transform mobile payments with an easy, secure and private way to pay.

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

Man holding a credit card and using smartphone for online shopping.

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Skyscrapers against blue sky with some clouds.

Banking

August 31, 2021

The European Commission’s Anti-Money Laundering and Countering Terrorist Financing Legislative Package: A Move Towards a More Effective Enforcement of EU AML/CTF Rules?

On 20 July 2021, the European Commission published an anti-money laundering and countering terrorist financing (AML/CTF) legislative package.

Data Security

Merchants

August 24, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

City skyline

Billers

August 20, 2021

The U.S. Connected Economy: Making the Case for Real-Time Payments

In today’s “always on” world, consumers expect instant gratification in all areas of an increasingly connected economy. Consumer payments are no exception. Whether it’s making a banking transaction, paying a bill, shopping or dining out, consumers want assurance that the transaction is complete.

Merchants

August 18, 2021

Big Data, Bigger Potential: How Retailers Can Benefit From Payment Analytics

Our lives are now subjected to more statistical analysis than ever before.

Metro in motion

Banking

August 13, 2021

How Will Accelerated Adoption of Digital, Real-Time Payments in the U.S. and Beyond Lead to More Fraud?

The payments industry is brimming with experts voicing the predication that the future is digital and real-time. Rooted in consumers’ growing desire for convenience and waning patience, rising demand for digital and real-time payments is inevitable.

scanning qr code with smartphone

Billers

August 10, 2021

Addressing Security of Bill Payments Before it Slows Down Progression

The latest ACI Speedpay Pulse study on billing, payment and communication trends outlines recent movements in the industry regarding consumer sentiments toward, and use of, mobile wallets, real-time payments and the overall impact of the pandemic.