Flexible Payment Options
One-time, digital, mobile payments and more
Innovative Offerings
Complete platform for digital engagement
Vast Global Network
Largest network of acquirers and alternative payment method providers
Increase Acceptance With ACI’s Merchant Acquirer Model
Ensure resiliency, optimize costs and stay ahead of emerging payment types
Maintain acceptance resilience by working with a full global network of acquirers
Reduce transaction costs through automated least cost routing
Accept more alternative payment types to meet expanding consumer expectations
Minimize declined transactions with smart routing to different acquirers
Customize Your Experience While Maintaining Compliance
Offer your customers a single, all-in-one solution through ACI’s secure RESTful APIs and SDK
Offer payments flexibility with cards, bank accounts, Apple Pay and Google Wallet options
Customize your collection offer to match your branding
Deliver a complete payments platform to maximize engagement and payments acceptance
Maintain ongoing PCI DSS-compliant payment processing, with ACI handling assessments, SAQ requirements and audits — without additional fees
Manage Risk and Risk Perception
Mitigate risk with a payments solution partner trusted by the IRS, large lenders, global banks and BPO organizations. ACI’s accounts receivable management capabilities offer world-class fraud management empowering your business for:
0.17%
Average Chargeback Rate on transaction volumes of more than one million*
- Fewer chargebacks and uncompleted payments
- Lower cost of collection
- Faster cash flow
- Freedom from compliance gaps
Fully Integrate Your Omni-Channel Payments Hub
Support inbound payments with omni-channel speed and efficiency using ACI Speedpay’s industry aligned payments hub capabilities
Provide advanced reporting and analytic features to drive business success
Secure payments data storage in a client-specific database
Real-time posting to your in-house account management tools
Support merchant acquiring, gateway services, bill presentment, settlement and reconciliation
Collection Agencies
Consumer Finance Collections
Debt Buyers
Government
Healthcare Collections
Student Collections
Subrogation
RELATED SOLUTIONS
Expanding Your Bill Payment Capabilities
Send and receive money in real time with ACI Worldwide’s bill payment software solutions
ACI Speedpay
Integrated suite of digital billing, payment, disbursement and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security
Virtual Collection Agent
An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process
Mobile Wallet Bill Presentment and Payments Platform
Award-winning bill presentment capabilities for your customers’ native digital wallets
Alternative Payment Methods
Provide customers with more ways to pay their bills online, anytime with Apple Pay, PayPal and Venmo payment options
* ACI customer data
Related Resources
Info Sheet
Billers
ACI Integrated Treasury Management
For many organizations finding it difficult to accept electronic payments, ACI® Client-Funded Integrated Treasury Management™ offers an easy way to receive payments.
Info Sheet
Billers
ACI Speedpay for Accounts Receivable Management
Today’s consumer faces an average of nearly 10 bills per month, making it easy for many to fall behind. This is particularly true during difficult times, such as the COVID-19 pandemic, where financial hardships force bill payers to prioritize which bills to pay — if they’re able to pay at all. ACI Speedpay for Accounts Receivable Management delivers a suite of products to help drive collections and improve engagement.
Resources
Billers
Monroe County Water Authority Gives 200,000 Customers Easy Pay Option
Monroe County Water Authority was able to expand mobile payment options and reduce the need for additional internal resources with pre-built integrations.
