Accounts Receivable Management

Drive Collections and Improve Engagement

Take advantage of the full collections lifecycle with ACI Speedpay’s accounts receivable management capabilities, a full suite of products for end-to-end communications, presentment, payments, settlement and more

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Flexible Payment Options
One-time, digital, mobile payments and more

Innovative Offerings
Complete platform for digital engagement

Vast Global Network
Largest network of acquirers and alternative payment method providers

Increase Acceptance With ACI’s Merchant Acquirer Model

Ensure resiliency, optimize costs and stay ahead of emerging payment types

Maintain acceptance resilience by working with a full global network of acquirers

Reduce transaction costs through automated least cost routing

Accept more alternative payment types to meet expanding consumer expectations

Minimize declined transactions with smart routing to different acquirers

Customize Your Experience While Maintaining Compliance

Offer your customers a single, all-in-one solution through ACI’s secure RESTful APIs and SDK

Offer payments flexibility with cards, bank accounts, Apple Pay and Google Wallet options

Customize your collection offer to match your branding

Deliver a complete payments platform to maximize engagement and payments acceptance

Maintain ongoing PCI DSS-compliant payment processing, with ACI handling assessments, SAQ requirements and audits — without additional fees

Manage Risk and Risk Perception

Mitigate risk with a payments solution partner trusted by the IRS, large lenders, global banks and BPO organizations. ACI’s accounts receivable management capabilities offer world-class fraud management empowering your business for:


Average Chargeback Rate on transaction volumes of more than one million*

  • Fewer chargebacks and uncompleted payments
  • Lower cost of collection
  • Faster cash flow
  • Freedom from compliance gaps

Fully Integrate Your Omni-Channel Payments Hub

Support inbound payments with omni-channel speed and efficiency using ACI Speedpay’s industry aligned payments hub capabilities

Provide advanced reporting and analytic features to drive business success

Secure payments data storage in a client-specific database

Real-time posting to your in-house account management tools

Support merchant acquiring, gateway services, bill presentment, settlement and reconciliation

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Grow Strong With an Award-Winning Partner

ACI Worldwide powers electronic payments for more than 6,000 organizations around the world. IDC Financial Insights placed ACI in its Top 20 2021 FinTech Rankings.


Expanding Your Bill Payment Capabilities

Send and receive money in real time with ACI Worldwide’s bill payment software solutions

* ACI customer data