Secure Omnichannel Payment Processing
ACI’s payments platform provides the flexibility to support in-store, online and mobile needs with the scalability to power sales today and in the future
Seamless Payments Across Multiple Merchant Shopping Channels
Serve your customers globally using their preferred payment methods anytime, any place
Deliver payment services across digital channels and in-store from the same payments platform
Support true multi-channel customer journeys with a consistent, seamless payments experience
Gain a single view of your customers across channels and enable personalized service and closer relationships
Bring digital payment experiences in-store with pay-by-mobile capabilities
Comply with nexo standards for fast, interoperable and borderless payments acceptance
Secure Your Ideal Payments Processing Platform
Choose a deployment model including in your private data center, public cloud or as a fully managed merchant payments service
Support the growth and deliver mission-critical payment solutions with a stable and scalable platform, with fully redundant data center facilities
Select your preferred acquirers, terminal vendors and more for a full omnichannel solution — also offered as a packaged, pre-certified solution for easy implementation and fast onboarding
Reduce the burden and costs of compliance
Stay Flexible and in Control Through Multi-Acquiring
Achieve acquirer independence to increase conversions and add flexibility, resilience and cost savings.
- Access local and cross-border acquirers through a simple integration to an independent eCommerce gateway
- Route transactions to the acquirers best suited to your business, location and transaction type
- Retry declined transactions without making further demands on your customers
Measure Revenue Uplift and Cost Reduction
ACI Worldwide’s payments acceptance rate of 98% consistently outperforms the industry average of 77%.* Get in touch with an ACI payments expert to realize your organization’s potential gains from investing in a payment optimization strategy.
ENABLE OMNI-COMMERCE PAYMENTS
ACI Worldwide delivers payment solutions that enable banks, merchants and billers to send and receive money in real time.
ACI Payments Orchestration Platform
Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform
ACI Smart Engage
Drive revenue from ads and other media with interactive shopping experiences and seamless mCommerce triggered by images, audio and geotags.
Protect your customer data and reduce PCI compliance obligations with single and multiuse tokens
In-Store Merchant Payments
Modern payments solution to support in-store digital innovation to meet growing demand for emerging payment methods
Increase conversions with BNPL: credit acceptance rates of up to 85%, access to larger credit lines and a 0-40% greater spend with BNPL versus credit cards
QR Code Payments
Discover the benefits of fully integrated QR code payments for quick service, fast casual and full-service restaurants
Zero Fee Crypto
Accept cryptocurrency payments from around the world and get next-day settlement with ACI Zero-Fee Crypto.
Gain greater flexibility and control over your acquiring relationships with ACI’s merchant payment offerings
Dedicated support from a global team of experienced fraud and risk analysts, working closely with merchants to develop and manage tailored, real-time risk strategies
Point-to-point encryption protects payment data by instantly encrypting the card and customer information from the terminal to the payments switch
*According to the 2021 MRC Global Fraud Survey