Simple
A single integration and contract gains access to 70+ BNPL lenders
Convenient
Allow customers to apply with all lenders with one credit application
Profitable
Increase checkout conversions and reach an 85% consumer credit approval rate*
Increase Credit Approval Rates
Leverage a wide network of buy now, pay later lenders — and all their financial products — to approve and accept more consumer applications.
Tap into a wider array of BNPL customers
20%
of “no bank” or “under banked” credit-worthy consumers
2 in 5
people use BNPL to avoid paying credit card interest**
85%
consumer credit approval rate*
Offer Consumers a Simpler Application Experience
Deliver the ultimate in consumer convenience with a single application, only one button to click and credit limits up to $20K USD.
Fill one credit application
Simplify and Optimize Your Buy Now, Pay Later Business
ACI PayAfter delivers instant access to 70+ BNPL providers, offering a simple way to ensure more creditworthy consumers are approved.
- Gain full access to all lenders through a single contract with ACI
- Surface key business insights through actionable data dashboards
- Optimize liquidity management with next-day settlement
- Reduce integration costs up to 40%*
RELATED SOLUTIONS
Take Your Solution Further
Explore related ACI Worldwide solutions to ensure your ongoing business success.
ACI Omni-Commerce
A secure, scalable, omnichannel payment processing platform with the flexibility to support in-store, online and mobile payments
ACI Secure eCommerce
A true payments orchestration platform with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers
International Payments Expansion
Single payments platform for flexibility, resilience and cost control in domestic and cross-border payments processing
*ACI internal customer data
**Study: Buy Now, Pay Later Services Continue Explosive Growth, Motley Fool, March 2021
Related Resources
Trends
Merchants
The Current State of Buy Now, Pay Later
Bring 70+ buy now, pay later lenders to your platform — quickly and easily — with ACI PayAfter. Through a single integration and contract, you can offer your customers a seamless, convenient way to ensure their credit approvals and raise your conversion rates. Learn more about this dynamic, new capability from ACI.
Resources
Merchants
Buy Now Pay Later: Taking A Closer Look at Affirm
As we quickly approach the peak shopping season in Europe and North America (Black Friday and Cyber Monday are less than a month away), it’s time to take a closer look at one of the major “Buy Now, Pay Later” (BNPL) players in the United States.
Video
Merchants
ACI PayAfter | Gain Access to 70+ BNPL Lenders in a Single Integration
Increase credit approvals and drive new revenue with ACI PayAfter, a powerful offering that instantly connects your customers to a wide array of buy now, pay later (BNPL) lenders
