New Merchant Channels

Innovative Digital Installment Capabilities

Take advantage of today’s most popular payment channels, including web and mobile, to offer your customers simple, satisfying and convenient buy now, pay later payment options.

digital installments hero image of paying bill on laptop

Expand Your Customer Base
Offer increased purchasing power to millions with outdated or incomplete credit scores.

Offer Flexible Payment Options
Take advantage of web, mobile and in-person cash payment capabilities.

Increase Sales and Reduce Costs
Move to transaction-based pricing instead of interchange or discount rates.

Attract More Customers

Offer the 26 million consumers who do not have a credit score, and the 19 million with outdated or incomplete credit scores1, a unique opportunity to become your customers.

Increase sales with flexible payment options and budgeting tools to meet consumer needs.

Issue refunds, rebates or commissions quickly and easily to delight consumers.

Accept payments anytime, anywhere — through nearly any channel, including in-person cash payments.

Increase engagement by leveraging mobile wallets already found on consumers’ devices.

Reduce abandonment by offering expanded payment options at checkout

Match consumer needs with flexible collections and adjustable payment terms

Simplify collections with ACI Virtual Collection Agent, part of the ACI Speedpay solution, that delivers self-service collection capabilities

Speed disbursements with eDisbursements to quickly give consumers their money

Lower operating costs with a transaction-based pricing strategy

Boost cross-sell opportunities using targeted communication and marketing offers

laptop and mobile on table for bill pay

Take Full Advantage of Buy Now, Pay Later

Meet increasing customer demand for buy now, pay later capabilities.

Related Solutions

Expand Your Payment Capabilities

Explore related ACI Worldwide solutions to ensure your ongoing business success.

ACI Speedpay

Integrated suite of digital billing, payment, disbursement and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security.

Virtual Collection Agent

An online, 24/7 debt collection service designed to emulate your best collection agents while increasing the overall consistency and efficiency of your debt collection process

Mobile Wallet Bill Presentment and Payment Platform

Award-winning bill presentment capabilities for your customers’ native digital wallet.

1Consumer Financial Protection Bureau