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Added Value in Digital Payment Processing

ACI Enterprise Payments Platform is a complete consumer payment processing solution, with digital channel and overlay capabilities to deliver value-added services to customers.

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High Volume Payment Processing

Meet the Challenge of High-Volume Payment Processing

Manage all payment types, including alternative and instant payments alongside cards and virtual instruments, from a single solution.

  • Manage cards and token-based digital payments
  • Enable consumer payment processing for online transactions
  • Converge cards and real-time payments to support digital innovation
  • Guarantee real-time reliability and availability for any payment type
  • Manage ATMs and digital banking channels, including emerging open banking trends
  • Enable comprehensive, real-time fraud detection
  • Lower total cost of ownership for current and future payment needs, card or non-card, and real-time transactions

India's HDFC Bank continues to partner with ACI to achieve its goals  >

Real Time Open Banking

Prepare for Real-Time Open Banking

Take consumer payment processing and acquiring beyond cards and deliver real-time payments experiences for customers while protecting against fraud.

  • Enable real-time payments and fraud prevention in advance of a new network being ready, placing you a step ahead of the competition
  • Extend the value of your payment processing with real-time and open banking capabilities
  • Deploy real-time balance capabilities to better serve customers without disrupting legacy systems
  • Leverage our experience powering real-time schemes worldwide

Westpac New Zealand prepares for real-time payments with ACI >

Benefit from Flexible Deployment Options

With on-premise, public cloud, hybrid deployment and SaaS offerings, ACI can meet the specific needs of your business.

  • Deploy Payments as a Service in ACI’s own data centers for customers in the U.K., U.S. and Europe
  • Lower operational costs via economies of scale and a shared access approach
  • Leverage managed service offerings via the public cloud
  • Meet peak volumes and save on costs with dynamic elasticity
  • Accelerate innovation through continuous implementation and development
  • Enhance collaboration between IT, DevOps, and third-party fintechs and partners
  • Ensure high availability, scalability and security through proven performance

Bring always-on real-time capabilities to your payment systems >

Flexible Deployment Options

Conductor Enters Acquiring Processing Market with ACI's Cloud-Enabled Solutions and Microsoft Azure

ACI's cloud solutions for retail payments and fraud and risk management allowed Conductor to provide advanced services to its customers and, furthermore, enable its debut in the acquiring processing market.

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Transform Your Legacy Systems into Next-Generation Technology

  • Combine features and functionalities of current systems and next-generation technologies in a coexistence environment
  • Continue business as usual while adding new services and innovating in a protected environment
  • Meet authentication and regulatory requirements
  • Transform your legacy systems at your own pace

Driving payments transformation across Africa for Altech Card Solutions >

Next Generation Technology

Prepare for the Future of Payments

Prime Time for Real-Time Global Payments Report

Create a comprehensive understanding of current immediate payments landscapes and discover some common indicators of immediate payments success in this global market report.

Explore the Report

Meeting the Challenges of Highly Dynamic Growth Markets

The world of payments is evolving at the speed of light, especially in fast growing transformational markets such as Latin America.

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ACI Worldwide Recognized as a Leader in the IDC MarketScape

Download the IDC MarketScape excerpt to see why ACI was named as a Leader for Worldwide Integrated Payment Platforms.

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Driving Payments Forward

ACI employees are part of a number of boards and industry groups, helping to influence and guide the payments industry as it evolves. Through our participation in these industry groups, we work with top payment players to create more targeted solutions that drive sales, ease new business and create a better payments ecosystem for all. ACI is a proud member of the following and many more organizations:

 New Payments Systems Operator (NPSO) | nexo | UK Payments Systems Regulator (PSR)