COnsumer payment processing
Card and Digital Payments Management
Complete end-to-end consumer payment processing, with digital channel and overlay capabilities to deliver value-added services to customers.
High-Volume Payment Processing
Manage all payment types, including alternative and instant payments alongside cards and virtual instruments, from a single solution.
- Manage cards and token-based digital payments
- Enable consumer payment processing for online transactions
- Converge cards and real-time payments to support digital innovation
- Guarantee real-time reliability and availability for any payment type
- Manage ATMs and digital banking channels, including emerging open banking trends
- Enable comprehensive, real-time fraud detection
- Lower total cost of ownership for current and future payment needs, card or non-card, and real-time transactions
Prepare for Real-Time Open Banking
Take consumer payment processing and acquiring beyond cards and deliver real-time payment experiences for customers while protecting against fraud.
Enable real-time payments and fraud prevention in advance of a new network being ready, placing you a step ahead of the competition
Extend the value of your payment processing with real-time and open banking capabilities
Deploy real-time balance capabilities to better serve customers without disrupting legacy systems
Leverage our experience powering real-time schemes worldwide
Benefit from Flexible Deployment Options
Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs.
- Deploy SaaS in ACI’s data centers for customers in the U.K., U.S. and Europe
- Lower operational costs via economies of scale and a shared access approach
- Leverage SaaS offerings via the public cloud to increase speed of implementation
- Meet peak volumes and save on costs with dynamic elasticity
- Accelerate innovation through continuous implementation and development
- Enhance collaboration between IT, DevOps, and third-party fintechs and partners
- Ensure high availability, scalability and security through proven performance
Transform Legacy Systems into Next-Gen Technology
Combine features and functionalities of current systems and next-generation technologies in a coexistence environment
Continue business as usual while adding new services and innovating in a protected environment
Meet authentication and regulatory requirements
Transform your legacy systems at your own pace
Driving Payments Forward
ACI employees are part of several boards and industry groups, helping to influence and guide the payments industry as it evolves. Through our participation in these industry groups, we work with top payment players to create more targeted solutions that drive sales, ease new business and create a better payments ecosystem for all. ACI is a proud member of the following and many more organizations:
Maximize Your Benefits
Explore related ACI Worldwide solutions to ensure your ongoing business success.
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types.
Digital Overlay Services
Gain full value from your digital payments solution, drive new revenues and rapidly bring innovative payment offerings and value-added services to market.
Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments.
Payment Testing (ASSET)
Simulate and test all elements of the underlying payments infrastructure to ensure reliable and error-free payment systems.
Payment Service Management
Integrated suite of advanced software products that provides in-depth monitoring and analysis of your payments transactions, applications and infrastructure.