Faster, More Accurate Fraud Detection
Adapt to changes in fraud and spending patterns in real-time and increase accuracy by as much as 40-50%.
Fewer False Positives
Improve fraud detection rates by as much as 22% while maintaining or improving false-positive rates for customer satisfaction.
Operational Efficiencies
Increase the accuracy and lifespan of existing models with patented incremental learning models.
Multi-Layered Fraud Strategies
Models trained on your own data and/or powerful consortium data, in combination with powerful rules.
Rapidly Deploy Machine Learning for Fraud Prevention
Many financial institutions struggle with artificial intelligence projects that necessitate big data consolidation into lakes and warehouses. ACI’s model generator enables banks, processors, acquirers and networks to rapidly create and adapt predictive machine learning models and business rules, leveraging data directly from payment flows.
Create and maintain predictive machine learning models within minutes
Streamline deployment of fraud strategies
Launch as a fully certified private offer via the Microsoft Azure Marketplace for automated deployment
Gain easy access to examine and analyze data, calculate scenarios and document key modeling steps
Powerful Community Models Tailored to Your Merchant Segment
Get customized models and a vast array of community data to accelerate and improve the efficiency of your fraud management.
Benefit from network fraud intelligence and in-depth sector expertise of our data scientists and fraud analysts
Leverage models customized to your business or tailored to retail, travel, telecommunications and QSR sectors
Deploy machine learning models as part of a multi-layered approach to online and mobile fraud prevention
Build customer profiles, spot emerging fraud signals and benefit from patented incremental learning technology that increases the lifespan of your models
75,000
Features of data points create a deeper understanding of consumer behavior
500
Unique behavioral attributes allow for more accurate detection of fraud patterns
Empower Business Users with Transparency and Insight
Traditional machine learning technologies required specialist data science skills, preventing business users from directly inputting fraud prevention expertise or extracting data. ACI’s model generator puts the power back into the hands of the business.
Create features, define coverage metrics and select candidate features in the workbench with automated analytics and results in publishing
Sustain relevance with static and adaptive features individually configured to maintenance plans
Comprehensively assess models with intuitive graphics
Build further models from a self-maintainable features library
Benchmark findings over an outside window and publish results with automated model training
Adjust models in real-time with control over incoming financial and non-financial events
Gain Full SWIFT gpi Enablement
Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice.
ACI is the first certified vendor of SWIFT gpi solutions. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs.
Enable Enterprise payments
Explore More Solutions
Learn about our additional solution capabilities.
ACI Fraud Management for Merchants
Multi-layered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers.
ACI Fraud Management for Banking
Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks.
Strong Customer Authentication
Complete fraud management solution that delivers full SCA compliance with value-added capabilities to enable your exemptions strategy.
Network Intelligence
Powerful proprietary technology that enables banks, processors, acquirers and networks to securely share and consume industry-wide fraud signals to feed their machine learning models alongside proprietary data
Robotic Process Automation
Advanced solution that allows businesses to improve operational efficiency and automatically respond to data, events and interactions to process transactions, trigger customer outreach or communicate with other digital systems.
Related Resources
Banking
Machine Learning Demystified
Detecting and preventing fraud is difficult, not least because it’s constantly evolving. Machine learning is being hailed as one of the key tools that can turn the tide in the battle against fraudsters. While the technique itself isn’t new, technology now enables the pooling and processing of mass data in a way that can boost machine learning power.
Banking
Why Banks Must Democratize Machine Learning for Fraud Prevention and Payments Intelligence
Banks are already actively on the path to digital transformation, considering new technologies, new customer experiences and new business models. A critical piece of this digital transformation centers on better understanding the wealth of data within the banks’ systems and mining it for improved customer insight. In the New Payments Ecosystem, data is as valuable to the bank and its customers as the deposits held in their accounts, and it should be protected, and leveraged for the benefit of the customer.
Banking
The Untapped Opportunity of Machine Learning for Real-Time Payments Fraud Prevention
Artificial Intelligence (AI) is among the buzzwords of the moment, but when it comes to tangible innovations that have the potential to drive rapid ROI, machine learning should be part of every bank or processor’s strategy. No matter the size of the institution.
