Machine Learning

Defeat Fraud With Powerful Machine Learning

Protect customers and dramatically reduce false positives through rapid deployment of advanced machine learning models and powerful automated model generation capabilities. Guided and automated machine learning serves as part of a multilayered fraud strategy designed for rapid deployment and ease of use by business users

Faster, More Accurate Fraud Detection
Adapt to changes in fraud and spending patterns in real time and increase accuracy by as much as 40-50%

Fewer False Positives
Improve fraud detection rates by as much as 22% while maintaining or improving false positive rates for customer satisfaction

Operational Efficiencies
Increase the accuracy and lifespan of existing models with patented incremental learning models

Multilayered Fraud Strategies
Models trained on your own data and/or powerful consortium data, in combination with powerful rules

Rapidly Deploy Machine Learning for Fraud Prevention

Many financial institutions struggle with artificial intelligence projects that necessitate big data consolidation into lakes and warehouses. ACI’s model generator enables banks, processors, acquirers and networks to rapidly create and adapt predictive machine learning models and business rules, leveraging data directly from payment flows.

Create and maintain predictive machine learning models within minutes

Streamline deployment of fraud strategies

Launch as a fully certified private offer via the Microsoft Azure Marketplace for automated deployment

Gain easy access to examine and analyze data, calculate scenarios and document key modeling steps

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features of data points create a deeper understanding of consumer behavior


unique behavioral attributes allow for more accurate detection of fraud patterns

suspicious activity device
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Powerful Community Models Tailored to Your Segment

Get customized models and a vast array of community data to accelerate and improve the efficiency of your fraud management.

Benefit from network fraud intelligence and in-depth sector expertise of our data scientists and fraud analysts

Leverage models customized to your business or tailored to retail, travel, telecommunications and QSR sectors

Deploy machine learning models as part of a multilayered approach to online and mobile fraud prevention

Build customer profiles, spot emerging fraud signals and benefit from patented incremental learning technology that increases the lifespan of your models

Democratize Machine Learning

Take machine learning to a tactical level in a faster and unlimited manner. ACI’s model generator puts the power back into the hands of the business.

  • Create models as needed and focus on multiple channels and typologies
  • Define coverage metrics and select candidate features with automated analytics and results in publishing
  • Leverage your existing data and resources to convert raw data into adaptive, relevant features
  • Form scoring model foundations easily with a fully integrated and intuitive dashboard interface

Turn Complexity Into Simplicity

  • Adjust models in real time to pinpoint assertive and strong fraud signals
  • Control models based on incoming financial and non-financial events
  • Individually configure static and adaptive features to maintain relevance
  • Build further models from a self-maintainable features library
  • Manipulate live data without risking performance

Quality Features Create High Performance

  • Benchmark findings over an outside window and publish results with automated model training
  • Reduce fraud losses through improved detection and preparation for future fraud threats
  • Enhance operational efficiency with improved false positive rates and detection rates
  • Reduce the ongoing burden and regulatory risk of exporting and submitting data externally
  • Improve customer experience ensuring fraud is declined and genuine transactions are approved

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