Faster, More Accurate Fraud Detection
Adapt to changes in fraud and spending patterns in real time and increase accuracy by as much as 40-50%
Fewer False Positives
Improve fraud detection rates by as much as 22% while maintaining or improving false positive rates for customer satisfaction
Operational Efficiencies
Increase the accuracy and lifespan of existing models with patented incremental learning models
Multilayered Fraud Strategies
Models trained on your own data and/or powerful consortium data, in combination with powerful rules
Rapidly Deploy Machine Learning for Fraud Prevention
Many financial institutions struggle with artificial intelligence projects that necessitate big data consolidation into lakes and warehouses. ACI’s model generator enables banks, processors, acquirers and networks to rapidly create and adapt predictive machine learning models and business rules, leveraging data directly from payment flows.
Create and maintain predictive machine learning models within minutes
Streamline deployment of fraud strategies
Launch as a fully certified private offer via the Microsoft Azure Marketplace for automated deployment
Gain easy access to examine and analyze data, calculate scenarios and document key modeling steps
75,000
features of data points create a deeper understanding of consumer behavior
500
unique behavioral attributes allow for more accurate detection of fraud patterns
Powerful Community Models Tailored to Your Segment
Get customized models and a vast array of community data to accelerate and improve the efficiency of your fraud management.
Benefit from network fraud intelligence and in-depth sector expertise of our data scientists and fraud analysts
Leverage models customized to your business or tailored to retail, travel, telecommunications and QSR sectors
Deploy machine learning models as part of a multilayered approach to online and mobile fraud prevention
Build customer profiles, spot emerging fraud signals and benefit from patented incremental learning technology that increases the lifespan of your models
Democratize Machine Learning
Combine and Create
Analyze and Refine
Sustain and BenchmarkTake machine learning to a tactical level in a faster and unlimited manner. ACI’s model generator puts the power back into the hands of the business.
- Create models as needed and focus on multiple channels and typologies
- Define coverage metrics and select candidate features with automated analytics and results in publishing
- Leverage your existing data and resources to convert raw data into adaptive, relevant features
- Form scoring model foundations easily with a fully integrated and intuitive dashboard interface
Turn Complexity Into Simplicity
- Adjust models in real time to pinpoint assertive and strong fraud signals
- Control models based on incoming financial and non-financial events
- Individually configure static and adaptive features to maintain relevance
- Build further models from a self-maintainable features library
- Manipulate live data without risking performance
Quality Features Create High Performance
- Benchmark findings over an outside window and publish results with automated model training
- Reduce fraud losses through improved detection and preparation for future fraud threats
- Enhance operational efficiency with improved false positive rates and detection rates
- Reduce the ongoing burden and regulatory risk of exporting and submitting data externally
- Improve customer experience ensuring fraud is declined and genuine transactions are approved
Enable payment Protection
Explore More Solutions
Learn about our additional solution capabilities.
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers
ACI Fraud Management for Banking
Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks
Strong Customer Authentication
Complete fraud management solution that delivers full SCA compliance with value-added capabilities to enable your exemptions strategy
Network Intelligence
Proprietary technology that enables banks, processors, acquirers and networks to securely share and consume industry-wide fraud signals to feed their machine learning models
Robotic Process Automation
Advanced solution that allows businesses to improve operational efficiency and automatically respond to data, events and interactions
Chargeback Protection and Management
Don’t allow chargebacks to impact your revenue — safeguard your business with ACI’s chargeback protection service
Related Resources
Trends
Banking
Machine Learning Demystified
Detecting and preventing fraud is difficult, not least because it’s constantly evolving. Machine learning is being hailed as one of the key tools that can turn the tide in the battle against fraudsters. While the technique itself isn’t new, technology now enables the pooling and processing of mass data in a way that can boost machine learning power.
Podcast
Merchants
Artificial Intelligence Project of the Year: Why Machine Learning Is the Newest Leader in Fraud Prevention
Now lauded by experts as the newest leader in fraud prevention, machine learning is fast becoming an essential tool in mitigating cybercrime — but not all machine learning models are built the same.
Resources
Global Cross-Channel Payment Fraud Increases 13 Percent During 2018 Peak Holiday Season
NAPLES, FLA—January 15, 2019—New benchmark data from ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, revealed a 13 percent increase in fraud attempts in the ‘buy online pickup in-store’ (BOPIS) channel during the 2018 peak holiday season. Based on hundreds of millions of merchant transactions, including some of the world’s leading global retail brands, BOPIS also saw consumer transactions peak at 20 percent right before Christmas as shoppers bought last-minute gifts before the holiday.
