Blog

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Merchants

The sales that never post: Christian Schönhuth on recovering margin at checkout

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Billers

Debit is having a moment: Why consumers prefer it and why billers win when they support it

Contactless payment cards stacked on a keyboard, representing digital banking and secure payment sol.

Billers

The demographic shift powering debit: Why younger, digital‑first customers are choosing it over ACH

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Banking

Pay-by-bank, tokenization, and the UK national payments vision: Paul Horlock, Santander UK

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Banking

Is your card platform holding back growth? Legacy vs. modern explained

Learn how card platform choices impact cost, speed to market, and revenue, and why modernization is now a critical driver of growth.

Apple Pay contactless payment being made at a vending machine.

Merchants

When gas prices rise, how can fuel retailers protect traffic and loyalty

Learn how fuel merchants can adapt to rising prices with clearer value, smarter loyalty strategies, and payment experiences that keep customers coming back.

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Billers

Why the health plan payments experience is becoming the new front door for members

Payments shape member trust, retention, and cost. Learn how health plans can reduce friction, improve premium continuity, and modernize member payments.

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Banking

Why Age of Information (AoI)  is no longer a reliable indicator of trust

Learn how network visibility exposes hidden fraud risk inside digital identities and enables continuous, context-driven trust decisions

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Banking

The end of the batch era

Dr Leda Glyptis explains why payments transformation fails on governance, habits, and operating models—not technology—in a real‑time, irreversible world.

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Billers

Digital is the default, but control, trust, and flexibility drive choice—College tuition payments in 2026

How students and parents want to pay tuition in 2026—digital-first, multi-payer, and driven by trust, control, and clear payment visibility.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

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Billers

From principle to operating model: Rethinking customer onboarding—Part 2

A practical onboarding blueprint covering phases, metrics, and risk controls to deliver faster time to value and stronger customer trust.

Payment kiosk for parking or toll payments with card reader and keypad.

Merchants

Why payments matter at every touchpoint across the fuel site

Discover the full payments landscape of fuel retail and why orchestration across touchpoints is essential for loyalty, security, and operational efficiency.

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Merchants

PSD3/PSR: What changes for PSPs and how to get operationally ready

Learn what’s changing under PSD3 & PSR for PSPs and how to prepare for stronger fraud prevention, greater transparency, and evolving support expectations.

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Banking

Barry Eichengreen on Money Beyond Borders, the Dollar’s Future, and the Rise of Stablecoins

The dollar’s erosion is gradual—but the next inflection point will be decided by payments infrastructure, digital rails, and institutional trust.

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Banking

Why advisory and consulting firms should get to know ACI Connetic

ACI Connetic changes how banks approach payments modernization. Here’s why advisory firms should get ahead of it.

Person using digital wallet app on smartphone for secure mobile payments.

Billers

Why modern bill pay requires more than the lowest-cost rail

Modern bill pay isn’t about cheaper rails—it’s about certainty. Discover how debit and wallet payments lower cost to collect and improve customer confidence.