Authoring the next chapter of intelligent payments orchestration
Transformative payments software that empowers you with the flexibility, intelligence, and scalability to deliver a seamless experience.
Consumer transactions processed annually:
Estimated transactions based on ACI internal data
Banking
Stay ahead, today and tomorrow, with ACI Connetic
ACI Connetic
Innovate while you operate with a unified, future-proof, cloud-first platform for all payment types, plus fraud protection.
Explore ACI Connetic
Merchant Payments
Get a competitive advantage with a single platform that streamlines complexity
ACI Payments Orchestration Platform
Optimize and grow your business with everything you need in one place, on our cloud-native merchant payments platform.
Explore ACI Payments Orchestration Platform
Billing and bill payments
Never miss a payment
ACI Speedpay
Make bill pay fast, easy, and secure for you and your customers with one resilient, modern platform.
Explore ACI Speedpay- Auto Finance
- Utility
- Insurance
- Telecommunications
- Digital Entertainment
- Mortgage Servicers
- Financial Institutions
Fraud management
Outpace, outsmart, and outperform fraud
Precisely predict and prevent fraud with AI-powered journeys built on one of the largest intelligence networks.
Explore ACI Payments Intelligence
Find solutions that scale for every industry
The world’s most impressive companies have one thing in common—they all rely on ACI to power their payments.
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Fueling and convenience
Go the extra mile for your customers.
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Auto finance
Collect more for less.
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Healthcare payers
Keep members happy with easier ways to bill and pay.
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Grocery
Meet shopper expectations in-store and online.
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Accounts receivable management
Drive collections and improve engagement.
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Government
Simplify and modernize citizens’ payments.
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Retailer
Provide the payment options your customers want.
Trusted by clients in 94 countries… and counting
See intelligent payments orchestration in action
Here are some real-life stories from the world’s best banks, merchants, and others who power their payments with ACI.
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How KTC leveraged AI for precise fraud management
Cash-out scam initial detection rate increase from 33% to
50%
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Moneris reduces operating costs and improves service
Average loss per merchant incident file has gone down by
25%
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Aegean airlines flies ahead of online fraud
Proven fraud defense, stopping threats with
97% accuracy
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Oklahoma Wesleyan University transforms its payments experience
ACI Speedpay fully deployed in
60 days
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Mango increases acceptance, reduces risk and expands eCommerce reach
ACI fraud management solution boosted acceptance rates to
97%
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Octane drives seamless, self-service mobile wallet experiences
Increase in NPS score
83%
Powering the world’s payments ecosystem
ACI is working towards a world where everyone can access and exchange money quickly, easily, and securely.
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777.5B
estimated annual consumer transactions
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25
billion cloud transactions processed annually
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CNBC World’s Top Fintech Companies: 2025
Recognized as a World’s Top Fintech Company –Payments
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Datos Insights Report 2025
Leading Provider of Fraud Orchestration Solutions – ACI Payments Intelligence Framework
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Global Financial Tech Innovation Awards 2025
The Asian Banker Best Corporate Banking and Payment Technology Initiative in Asia Pacific – ACI Enterprise Payments Platform
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Datos Insights Report 2024
Best in class in Payments Orchestration – ACI Payments Orchestration Platform
Learn more about payments—browse ACI’s library for tips, trends, and insights from the experts
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Whitepaper
Redefining the payments hub
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Trends
Datos Report: Banks must centralize payments and move forward with urgency
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ACI Blog
How Click to Pay turns seamless payments into a competitive advantage
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ACI Blog
Payment gateways vs. payments orchestration: what’s the difference, and why it matters
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ACI Blog
Navigating the future of payments: Tackling fraud, risk, and compliance
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Trends
2025 ACI Speedpay Pulse Report: The need for speed is accelerating
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ACI Blog
AI and the next frontier in account takeover (ATO) detection
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ACI Blog
The digital wallet wave: Why lenders can’t afford to miss it