Blog

Mobile payment transaction with contactless card and smartphone at a cafe.

Merchants

Top five tips for implementing alternative payment methods

High voltage power lines with illuminated cables against a dark sky.

Billers

Visa’s service-fee update for utilities: What changes and what doesn’t

Secure payment processing network with interconnected nodes and dollar signs.

Merchants

The sales that never post: Christian Schönhuth on recovering margin at checkout

Woman using mobile payment app on smartphone for secure transactions.

Banking

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Contactless payment cards stacked on a keyboard, representing digital banking and secure payment sol.

Billers

The demographic shift powering debit: Why younger, digital‑first customers are choosing it over ACH

Debit is becoming the default for daily spend. See how mobile wallets, habits, and visibility are reshaping payments behavior.

Business professional using a mobile device for secure digital payments at ACI Worldwide.

Billers

From principle to operating model: Rethinking customer onboarding—Part 2

A practical onboarding blueprint covering phases, metrics, and risk controls to deliver faster time to value and stronger customer trust.

Person using digital wallet app on smartphone for secure mobile payments.

Billers

Why modern bill pay requires more than the lowest-cost rail

Modern bill pay isn’t about cheaper rails—it’s about certainty. Discover how debit and wallet payments lower cost to collect and improve customer confidence.

Person using a mobile banking app to manage finances on smartphone.

Billers

From signature to success: Rethinking bill pay customer onboarding – Part 1

Discover what it takes to deliver a bill pay provider onboarding experience that ensures continuity, reduces risk, and builds trust from day one.

Digital payment technology with interconnected screens and data interfaces.

Billers

The modern debit card: The engine behind seamless payments

Learn why billers rely on debit cards to reduce costs and false declines while enabling mobile‑first, tokenized payments that deliver seamless customer experiences.

Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today’s digital payments experience

Digital wallets and pay services have transformed the way we think about money, turning smartphones into secure, all-in-one hubs for transactions.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Woman paying a bill

Billers

Never miss a payment: Building resiliency with a three-layer strategy

Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Digital payments fraud in the utility sector is a growing concern. The shift from traditional paper checks to digital payments within the industry has opened new avenues for fraud1.

women sitting on steps

Billers

A generational change in higher education payment habits

The landscape of the payments industry is changing rapidly, and educational institutions must understand and adapt to the evolving habits of students and parents.

Secure mobile payment transaction with digital code on smartphone screen.

Billers

Finally, insurers are embracing surcharging and saving millions in the process

Interchange and network fees levied for accepting credit cards are the one factor that dwarfs all others when insurers start digging into the cost of getting paid.

Paying bill on mobile phone

Billers

How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members

I recently attended the 2024 America's Credit Unions Governmental Affairs Conference, where one of the speakers said something that caught my ear: Essentially, the younger demographic is not fully aware of the concept of a credit union, its unique characteristics compared to other financial entities and the reasons why they might want to consider banking with them.