Payment service management
In-Depth Payment Monitoring and Analysis
Deliver actionable insight in real-time, allowing full visibility and analysis of trends, optimized operations, improved security and enhanced customer journeys across payment transactions, applications and infrastructure
On-Demand Insights
Real-time business insights, performance and availability monitoring
Seamless Integration
Integrate with existing management frameworks like IBM Tivoli and HP Operations Manager (Open View)
Error Recognition
Quickly identify infrastructure and application performance issues such as database errors, down connections and slow processing
Modernize your payments experience
A Single, Comprehensive View of Payments
Payment Service Management powered by IR Transact enables you to centrally monitor your entire IT-based payments infrastructure.
Provide a single clean view for both the business and the IT organization to increase organizational efficiency
Quickly identify and resolve application, reviewer or network issues
Optimize the customer experience by quickly identifying items sitting in queues
Receive leading-edge monitoring and management capabilities while preserving legacy investments
Ensure Top-Level Performance and Availability
Payment Service Management powered by IR Transact allows the retail payment industry to accelerate their digital transformation.
Maximize the customer experience by ensuring the availability of terminals, interchanges and issuers
Proactively monitor performance with real-time alerts
Improve the efficiency of your organization by quickly identifying problematic activities
Insight to Action
Payment Service Management powered by IR Transact allows you to take control of your entire payments environment. With less risk and more peace of mind, see how you can respond faster to issues, effectively preventing outages.
IR Transact for High Value Real-Time Payments
Merging productivity, performance and operations, the IR Transact for High Value Real-Time Payments module can be added to Payment Service Management for IR Transact to provide unprecedented insight into High Value Real-Time Payments.
IR Transact for Fraud Management
Through graphical, intuitive dashboards and trend analysis, fraud managers can proactively monitor and manage the Fraud Management for Banking application, its environment and the activities of its operators in real-time.
IR Transact for Enterprise Payments Platform
Through interactive dashboards and metrics, provide a comprehensive view of your payments environment, including TPS, trends per region and card type, the value of approved/declined transactions per codes and more.
IR Transact for Consumer Payment Processing
In-depth monitoring and analysis of transactions, applications and infrastructure enables you to proactively ensure your payment systems are performing efficiently and effectively across your entire business.
enhance your payments infrastructure
Unlock Your Potential
ACI Worldwide delivers mission-critical payments software that enables banks, merchants and billers to send and receive money in real time.
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, mandates and new competition across all lines of business and payment types
ACI Low Value Real-Time Payments
Connect to all global real-time schemes with a configurable, pre-packaged solution for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity
Consumer Payment Processing
End-to-end management of consumer payment instruments, banking channels and transaction processing for both cards and new digital payment types
Related Resources
Resources
Banking
Digital Payments Overlay Services: Accelerating Real-Time Payments Growth
The global real-time payments landscape is transforming every day, as the world moves toward payments that offer a multitude of digital payment overlay services that drive consumer experience and adoption. But what are digital payment overlay services? They are ancillary services that often ride the real-time payments rails, and can be flexible, nimble drivers of innovation. These digital services – piggy-backing on the standard real-time payments rails – not only add value to core payments, but also bring about convenience and ease of use for all participants in the payments ecosystem.
Resources
Banking
How to Leverage #NewPayments Transformation in Transaction Banking
Market pressures including new regulation, evolving customer demand, and competitive threats are transforming the payments ecosystem. New kinds of competitors are emerging, from start-up backgrounds, but also well established businesses are entering from non-payment industries. These new competitors are leveraging new technologies to offer new experiences to traditional banking customers. And not just in the consumer payments or retail banking space. It’s just as important for banks servicing corporate customers to adapt to survive and thrive in this New Payments Ecosystem. The hierarchy of payment needs teaches us why we need to build a path to transformation that rests upon a strong foundation of #sleepatnightability. A successful evolution means fast and open payments that don’t break the bank. To guide your journey to the New Payments Ecosystem, here are 10 ways transaction banks can follow the hierarchy of payment needs to jumpstart their digital transformation projects today.
Resources
Banking
Instant Payments Are at the Heart of the New Global Payments Landscape: 10 Trends to Watch in 2018
2017 was a big year for immediate payments: European Banking Association, Real-Time 1 (EBA RT1) SEPA Credit Transfer Instant, The Clearing House (TCH) Real-Time Payments in the U.S., and the Australian New Payments Platform (NPP) schemes, all either going live, or in the case of Australia, about to go live. These schemes enable real-time payment transfers across the United States, 34 European countries and Australia, with the potential to reach nearly another 1 billion people. This comes on top of the existing live schemes in the UK, China and India, so that over half of the global population now can access real-time payments solutions.
