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Digital Payments Transformation

Real-time and Open APIs Drive Payments Transformation

Discover what’s driving digital payments innovation, and where banks are prioritizing investment

Banks must implement strategic solutions for keeping pace with today’s demands, while building a foundation for digital transformation.  This report from ACI and Ovum highlights top trends and areas of investment for retail banks worldwide.

Key report insights include:

- 68% of banks are enhancing online payments capabilities like tokenization, while real-time payments drive a new wave of payment hub investment for 43% of respondents

- Banks are increasingly optimistic about open banking opportunities, with 87% reporting a clear strategy for Open APIs-- a dramatic increase from 2017

- In preparation for the new payments ecosystem, banks are looking to balance security and compliance alongside innovation.

Read the report for more guiding insights as you consider your digital payment investment strategies.

Download report