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  • Getting the timing right for a SEPA end date

    Tuesday, February 09, 2010

    Many people I have spoken to in the industry believe that finally, in 2010, we will see the announcement of an end date for SEPA. It is something many of us have been calling for, and now it looks like it might happen soon, so I can't help but wonder what the impact will be.

  • Where next for contactless?

    Thursday, January 28, 2010

    In the last week or so we have seen announcements from PKO Bank Polski and Intesa Sanpaolo about their plans to roll out contactless to their customers, with PKO Polski reporting that 6 million cards will be replaced in the project.

  • The race against fraud

    Thursday, January 21, 2010

    A recent news story on financial crime caught my attention: “Subramaniam went to great trouble to hide his activity. He seems to have thought that carrying data around on memory sticks and using internet cafes would somehow protect him from scrutiny. He was wrong, says Lemon” (Finextra, 15 January 2010)

  • Can Faster Payments compete with checks?

    Recently, I attended the Federal Reserve task force meeting in Chicago. As a participant in the Federal Reserve’s task forces for Payments and Security, ACI has recently added our UP Immediate Payments solution to the newly opened Faster Payments Capability Showcase. As a result, this meeting offered an opportunity to collaborate with representatives from across the industry to identify ways to partner and bring immediate payments forward in the United States.

  • So far so bad

    It seems wrong to start the New Year on a sour note, but as we approach the two-year anniversary of the SEPA Credit Transfer (SCT) go-live, it’s hard to find a silver lining to this particular cloud.

  • EMV in the U.S: The picture six months on – Part 1

    EMV in the U.S: The picture six months in – Part 1

    It has been six months since the EMV liability shift occurred in the US on October 1, 2015 – and it’s time to assess our progress, challenges and outlook.