Skip to content

  • The Real Payments Impacts from Liquidity Regulations

    Wednesday, October 27, 2010

    As a key theme for SIBOS there is a lot of discussion about the impact of regulations, and the unexpected consequences that all too often accompany new rules.

  • Can Africa Learn Lessons from SEPA

    Tuesday, October 26, 2010

    It's very interesting to see that Southern Africa plans a SEPA-style payments harmonisation and that they consider that learning from the experience in Europe could be very useful. Something that immediately springs to mind is to treat self-regulation with caution. In Europe, we are now actively seeking regulatory intervention to set an end date for the withdrawal of the legacy payment instruments as the SEPA initiative feels as though it is stalled without that. Self-regulation simply did not deliver.

  • Throughout everything, reliability is what counts

    Tuesday, October 26, 2010

    Over the last couple of weeks, we have been running a short poll on the ACI website to ask peoples’ views on payment systems in advance of Sibos, and the results are now in.

  • Real Time Protections From Social Media Fraud

    Monday, October 25, 2010

    I recently contributed a post on how social media can be both a blessing and a curse for banks, financial institutions and their customers. In this post, I’d like to share some ways financial institutions can protect themselves and their customers from the potential of fraud.

  • "Real-Time" Liquidity Management Values to be Realised

    Monday, October 25, 2010

    In today’s banking environment, payments data and transactions live on their own islands, separated according to discrete payment businesses or at least discrete geographic units, rather than linked together for holistically serving all these liquidity purposes. Banks might pursue integrating some of these systems in an equally silo’d fashion, through extensive and expensive systems integration projects, but those approaches are not repeatable, adjustable or easily refinable. Real-time insight cannot be delivered on demand across a diverse spectrum of activities, and real-time actions and responses cannot be automated with any ease or consistency.

  • SIBOS 2010: Recovery

    Monday, October 25, 2010

    It's Monday morning and everything is really getting started. Every last t has been crossed and i dotted. With that in mind, there is just time to take a look at the third and final theme that delegates will be discussing in Amsterdam - recovery - and how payments can play their role in achieving this.

  • Who has accountability for Liquidity Management?

    Monday, October 25, 2010

    Very few banks have mastered the art of accountability when it comes to liquidity management. Corporate treasury and finance generally are responsible for the function in most institutions, depending on the purpose for which liquidity is being managed, but often neither has it firmly in its domain.

  • Sibos 2010: Rebuilding Trust

    Friday, October 22, 2010

    In yesterday’s blog, I focused on what regulation means for the payments industry. This time it is another of the key themes being discussed at Sibos that takes the focus: rebuilding trust.

  • Wire Transfer Fraud who is Responsible

    Friday, October 22, 2010

    I recently wrote about the risks that banks face with respect to the alarming scale and sophistication of today's wire transfers. Related to this is the issue of acccountability and responsibility.

  • Sibos 2010: Regulation

    Thursday, October 21, 2010

    The global financial industry is only days away from Sibos and at ACI we’re ready to go. The stand is arranged, the meetings have been set up and the events have been planned. We’ve also been giving some thought to the key themes that are being discussed throughout the week - regulation, rebuilding trust and recovery – and what they mean for the payments industry.

GET THE LATEST PAYMENTS NEWS
     DELIVERED TO YOUR INBOX