Displaying 1 - 10 of 168 Payments and Industry Trends blog posts
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Turning Impetus into Action: Real-Time Payments in ASEAN
Thursday, August 09, 2018 Leslie Choo to Immediate Payments, Payments and Industry TrendsFinancial institutions across ASEAN member states are increasing investment in payments, with 64% planning to increase investment over the next 18-24 months, compared to 56% in the broader Asia region and 53% globally. With investment in ASEAN outpacing the global average, the “2018 ASEAN Payments Insight Survey” shines a light on the key drivers for increased payments investment and the expected benefits.
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ACI Watford runs first Coding for Girls Camp in Europe
Thursday, August 02, 2018 Katrin Boettger to Payments and Industry TrendsThe ACI Watford Office recently teamed up with local West Herts College to run its first Coding for Girls Camp in the UK. The free, one-day event was designed to introduce girls from year (grade) 7-9 to the world of technology, offering a crash course in computer programming; including HTML, CSS and Java. I spoke to Melissa McKendry, VP of retail banking implementation services and Watford Site Leader at ACI, to find out more.
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Mid-Year Payments Reflections… And What 2018 Has Left Up Its Sleeve
Tuesday, July 17, 2018 Mark A. Ranta to Payments and Industry TrendsIt has been a while since I had a chance to collect my thoughts, nee, reflections. My all-time favorite movie reminds us all that “Life moves pretty fast. If you don't stop and look around once in a while, you could miss it.” And with this advice in mind, I want to share my thoughts on the ‘Big 3’ of 2018 so far… and prep us all on what to look for as the calendar churns through its last six pages.
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Taking Payments and Fintech for Granted? (A Lyrical Edition)
Friday, June 29, 2018 Dan Ring to Payments and Industry TrendsBased on a very quick search of the Googles, there are 128,014 songs that contain the lyrics “take for granted”— from the likes of Mary J. Blige, Social Distortion, Madness and Frank Sinatra as well as countless other great (and not-so-great) crooners. And that would make for a sizable Spotify playlist… and I do love my Spotify playlists (I’ve been on a Wham! kick lately).
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Consumer Payments: Will ‘Request for Payment’ Be the Next 'Big Thing'?
Thursday, June 14, 2018 Dean Wallace to Immediate Payments, Payments and Industry TrendsThis week, NatWest announced that it has teamed up with British mobile phone retailer Carphone Warehouse to trial a new online shopping system that lets customers pay directly through their bank account, without using a debit or credit card.
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A Rocky Mountain High on Payments Innovation
Friday, June 01, 2018 Dan Ring to Payments and Industry TrendsWe were so high last week; in fact, we were a figurative mile high… in sunny Denver for our annual ACI Exchange user conference. And among the myriad highs during the week was our own ‘Un-conference,’ which generated major buzz that sparked an enormous appetite for some tasty innovation. Some of the ideas generated included the following:
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The Age of Consent – Who Owns “Big Data”?
Wednesday, May 23, 2018 Lu Zurawski to Payments and Industry TrendsThe EU General Data Protection Regulation will enter in force at the end of this week, and there can be very few businesses today that are not scrabbling to meet compliance objectives.
GDPR sets out rights of citizens and consumers as owners of their own personal data, meaning that data can only be processed by a company if the data subject has given consent to the processing of his or her personal data for specific purposes, or if that data is essential to fulfil the service contracted by the data subject. So far, so good. Arguably many companies will alter existing customer agreements in search of compliance.
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Gen Z: A Day In The (Payments) Life
Thursday, May 17, 2018 Kyle Safranek to Payments and Industry TrendsThere has been an immense focus placed on the ‘Millennial’ generation, and for good reason, as they have become a driving force in the future of payments. This generation looks to technology to solve their payments needs—and it’s all about the factors of convenience, speed and flexibility. And as a college student, my typical daily ‘payments routines’ reflect these factors. With that, I wanted to share a snapshot, which I think demonstrates how my own demographic is influencing the payments industry.
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Cash... Almost As Good As Money! (The Story of Two Americans in London)
Friday, May 11, 2018 Dan Ring to Payments and Industry TrendsMark, although we were both recently in London, shockingly, our paths didn’t cross—the city was bustling as the Commonwealth leaders had all descended upon the British capital, which was also readying for its annual Marathon. You were there for work (cooped up in conference rooms) while I was there for fun (and the surprisingly fantastic weather made my trip that much more enjoyable). So enjoyable in fact that I’d rate my trip a 9.7 out of 10, a rarity these days. The reason for the 0.3 demerits? A frustrating taxi experience!
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The 12 Biggest Security Threats to Payments
Thursday, April 26, 2018 Gene Scriven to Payments Risk Management, Bill Pay, Payments and Industry TrendsConsumers ask a lot of you in terms of convenience, speed and, above all, security. This puts the pressure on you to offer a pain-free consumer experience that is also highly secure. And when you accept payments, you need to secure all parts of your organization. Here’s an actual example: one major breach occurred when an air conditioning vendor was hacked, allowing hackers to access the corporate network and finally the point of sale network. This highlights the importance of understanding the threat landscape we face today.