Displaying 1 - 10 of 200 Payments and Industry Trends blog posts
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What Will 2020 Bring for Payments in Latin America?
Monday, February 03, 2020 Federico Vilanova to Payments and Industry Trends2019 was yet another year of payments disruption throughout the LATAM region. Thanks in large part to the proliferation of fintechs, Latin American banks and processors have been under immense pressure to modernize their offerings, while also gaining the agility to quickly bring new products to market.
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Request for Payment and Other Real-Time Payments Trends That Will Shape 2020
Wednesday, January 29, 2020 Craig Ramsey to Immediate Payments, Payments and Industry TrendsIn 2020, the conversation around real-time payments will increasingly be about what banks can do with real-time, as they move beyond setting up to support real-time payments schemes. New use cases will emerge – but there are a few main trends that are likely to shape the direction of real-time in the year ahead.
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2020: The Year of (Near) Cashless Transactions?
Thursday, January 09, 2020 Dan Ring to Payments and Industry TrendsHappy belated New Year and raise your hand if you make and/or follow New Year’s resolutions. I used to and then realized they were exercises in futility. But, over this past holiday, I thought I’d give the resolution game one more shot. This one was more a realistic goal than it was a resolution, but who can really tell the difference anyway!?! I decided to go cashless over the holidays, which can still be somewhat challenging for many in the US (though my friends in other countries are probably ridiculing me right now). I was traveling (to NYC and Florida) and wanted to pack as little as possible (in both my luggage and my wallet). I’m all about loyalty card points these days, hence the 2 back-to-back trips.
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Three Merchant Payment Trends to Watch in 2020
Wednesday, December 18, 2019 Benny Tadele to eCommerce, Merchant Retail, Payments and Industry TrendsIn 2019, merchants everywhere were challenged by pressure from new entrants, the continued breakdown of traditional industry boundaries and growing customer preference for a digitally-led or digitally-influenced purchasing experience.
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The Invisibility Cloak of Payments: What Are the Consequences?
Wednesday, November 20, 2019 Silvia Mensdorff-Pouilly to Payments and Industry TrendsIf you could pick any superpower, what would you pick? Children often pick "invisibility.” Oh, the possibilities of being invisible! What fun! You can walk into a candy store and take all the candy you want, you can stay downstairs late with your parents and listen to what they’re saying, you can sneak out without anybody noticing… But when you think about it, there are also disadvantages that come with this superpower.
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Looking Back at Money20/20 USA: Where Do We Go From Here?
Monday, November 18, 2019 Rawan Shawar to Payments and Industry TrendsNow that the dust has settled on another successful Money20/20 USA in Las Vegas, it allows for a moment of reflection on what some of the announcements and trends mean for the ever-changing financial industry. Discussions spanned a variety of topics, including the future of international and digital expansion of PSPs, how organizations developing cryptocurrency wallets plan to enter the payments space, and how challenger banks plan to revolutionize the banking experience. Inclusivity was a recurring theme throughout – and nowhere was this more evident than in the Rise Up program.
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Women in Payments: Driving Diversity in the Payments Industry
Thursday, November 14, 2019 Nidhi (Mathson) Alberti to Payments and Industry TrendsAs the Australia Women in Payments Symposium approaches, I took a moment to chat with ACI’s Felicity Blake, country manager, New Zealand, who will be participating (among other experts) in a panel on Rising to the Diversity Challenge.
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2020 Fraud Predictions: What to Expect Across the Globe as Cybercrime Evolves
Wednesday, November 06, 2019 Nidhi (Mathson) Alberti to Payments and Industry Trends, Payments Risk ManagementOur payment experts take stock of the trends that shaped 2019 and make their predictions for where they see the industry heading in 2020.
I sat down with our own fraud experts, Marc Trepanier, principal fraud consultant for North America, and Giselle Lindley, principal fraud consultant for APAC, to get their thoughts on what we can expect in the year ahead around payments fraud.
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Real-Time Payments Hits Its Stride in the U.S.
Tuesday, November 05, 2019 Bridget Hall to Payments and Industry Trends, Immediate PaymentsThe recent announcement of FedNow in the U.S., the launch of cross-border services like SWIFT gpi, and multiple real-time payment systems including The Clearing House’s (TCH) RTP system and Zelle underline the fact that real-time payments are here to stay. The need to deliver real-time payment services to customers has never been more pressing for banks, credit unions, processors, acquirers and fintechs. However, the U.S. payments ecosystem – and its infrastructure – must keep pace with global markets to remain competitive, and interoperability between real-time payment systems will be key.
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Deep Dive: Latin American Fintech Market (Part 2)
Monday, October 28, 2019 Luis Bastidas to Payments and Industry Trends, Retail PaymentsTo support fintechs’ development and create a more inclusive financial system, governments across the Latin American region should adopt different regulations. Some good practices implemented in other countries, like the U.K. or Singapore, could also be adopted in Latin America, such as temporary exemptions on fintech authorizations on behalf of regulating entities, or the creation of temporary regulation sandboxes in which fintechs can operate, evaluate their business models and offer their innovative products in supervised environments.