Displaying 1 - 10 of 122 payments_and_industry_trends blog posts

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  Zelle’s Secret to Successful Immediate Payments Adoption

  Friday, September 15, 2017 Sandra Horn to Payments and Industry Trends, Immediate Payments

  As Zelle launches its standalone app, it is already very well positioned to be successful in the P2P space. The network dominates access to U.S. bank accounts and is gaining new customers at a speedy pace of 50,000 per day^{[ 1 ]}.

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  How to Deliver on Customer Experience in a Digital Payments Era

  Tuesday, September 12, 2017 Silvia Mensdorff-Pouilly to Retail Payments, Payments and Industry Trends

  Don’t Break the Bank – Building for the New Payments Ecosystem.

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  Contactless Turns Ten: The Shift to Contactless Universal Payments is Now Well Established

  Tuesday, September 12, 2017 Lu Zurawski to Merchant Retail, Payments and Industry Trends

  In September 2007, Barclaycard first introduced contactless payments to the UK. Ten years on, and many Brits would no longer want to live without a contactless card in their wallet. In fact, six out of ten Brits now pay with "touch and go," and according to the UK Cards Association 108 million contactless cards are in circulation in the UK, with volumes of transactions currently reaching £400 million per month.

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  Cómo los Ponibles están cambiando los pagos en Colombia [How Wearables Are Changing Payments in Colombia]

  Tuesday, September 05, 2017 Mariana Posada to Payments and Industry Trends

  Available in Spanish and English

  Thanks to the payment industry’s ongoing digital transformation and countless innovations adopted by banks, fintechs and retailers, it is now possible to make payments via bracelets, rings, watches, and even jackets—these are called Ponibles in Colombia. You know them as ‘Wearables.’

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  Pairing Payments Innovation with Security Needs in Southeast Asia

  Wednesday, August 30, 2017 Leslie Choo to Payments and Industry Trends, Retail Payments

  Many Asian governments – most notably those of Singapore and Hong Kong – have launched well-received initiatives to encourage collaboration rather than competition between the fintech start-up world and banks. This has enabled traditional banks to tap into the innovative solutions that fintechs offer, while the banks themselves bring to the table considerable experience with data, resilience, reliability and customer protection.

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  Getting a Gauge on Payment App Season

  Monday, August 28, 2017 Dan Ring to Payments and Industry Trends

  Dear Mark, this is a 100% true story (and a solid ‘Ranting’ to boot). As you know, I just returned from a lovely and relaxing vacation (or as our European colleagues call it, holiday). And as I got into my car this morning—for the first time in more than a week—I realized the gas tank was near-empty and that my low-tire indicator light was on… and I needed to get my daughter to camp en route to coming into the office.

  You’d think this a minor inconvenience, right? Well…

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  API Stairway: The Five Steps to Open Payments

  Wednesday, August 23, 2017 Mark A. Ranta to Payments and Industry Trends

  In my pre-EBAday rantings, I discussed Open APIs in the context of one of the greatest rock songs of all time (Stairway to Heaven, for the uninitiated). Waxing poetic about a topic is one thing, but marrying it to concrete steps is another. So, while our Stairway to Open API utopia was a nice background, it’s time to talk about the flights of stairs we’ll have to take to arrive at those pearly entry gates.

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  PSD2 Carries Over to the U.S. – Via the Phone in Your Hand

  Wednesday, August 16, 2017 Seth Ruden to Payments and Industry Trends, Payments Risk Management

  Let me ask you a favor. Could you put down your phone for just a minute? Unless, of course, you’re reading this on your mobile device.

  It can be an uphill battle asking someone to put down their phone these days. I have a tween, so I know the struggle! One of the reasons we’re so reticent to do so is the sheer power contained within these devices. At this point, it controls the music, the temperature, the locks and even the lighting in your home, and that’s not even touching on its entertainment value, or its capabilities as a payment device. The device, in its present form, has been around for ten years now, and in 2017, it’s safe to say there’s no going back.

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  Assessing Same-day ACH In The New Era of Real-time Payments

  Friday, July 28, 2017 David Grindal to Payments and Industry Trends, Immediate Payments

  The pace of payments has risen sharply in the U.S. since the introduction of same-day ACH in September 2016. Following the global movement towards immediate payments, the pace is set to pick up as real-time speed arrives through schemes such as The Clearing House (TCH) Real-time Payments System and Zelle networks.

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  The Many Delicious Flavors of P2P

  Friday, July 21, 2017 Dan Ring to Payments and Industry Trends

  We’re now very much into the height of summer (real feel today outside my door is 98 degrees, not to be confused with that amazing band from the 90s). And following the recent Zelle launch, we’re also very much into the height of P2P hype. As Mark and I are wont to do, we’re mixing up food and payments (a delicious combo)! And in this case, we’re talking about one of our favorite summer (or year-round) treats, ice cream. We’ve waxed poetic about ice cream in prior blogs (i.e., shops at the Cape and in Newport that still abide by old-school cash-only policies, etc.). Specific to this post, if you think about it, the roster of P2P options continues to increase, like the number of amazing flavors that Ben & Jerry’s offers these days. And with spoons in our mouths and napkins in our hands, it’s time to rant!