Blog

The most expensive mistake in payments right now is doing nothing
Backing the wrong payment innovation is a cheap lesson if you learn fast. Moving slowly is not. Phil Bruno on stablecoins, agentic commerce and delay.

AI in payments: Why it won’t transform the industry, but it will reveal who’s ready
AI is real in fraud detection, but legacy systems keep most banks from using it fully. See why payments modernization has to come before the AI roadmap.

Payments sovereignty is just the beginning: Why banks must prepare for a more complex payments future
New payment rails don’t replace old ones. Learn how banks can build payments sovereignty, offer customer choice and stop AI-powered fraud from executing.

Standing still is the real risk in cards. Q&A with cards & payments expert, Dean Wallace
Learn where the real pressure on cards in banking is coming from, the hidden costs of legacy platforms, and why modernization has moved from IT priority to CEO agenda.

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight
Fraud prevention is shifting. Learn how liability changes and real-time data sharing help banks stop scams before money moves.

Real-time payments outrun the rules: Craig Ramsey on pay-by-bank and orchestration
Real-time payments are scaling faster than rules. Learn how orchestration, pay-by-bank, and regulation gaps are reshaping bank strategy.
Leadership in an era of transformation
Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Is your card platform holding back growth? Legacy vs. modern explained
Learn how card platform choices impact cost, speed to market, and revenue, and why modernization is now a critical driver of growth.

Bet on what’s new or fix what scales? John Dawson on payments innovation, AI, and trust
Payments are moving faster—but trust must keep up. Learn what leaders must solve around AI accountability, fraud, and payments innovation.

Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough
Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.

Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing
Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.

The end of the batch era
Dr Leda Glyptis explains why payments transformation fails on governance, habits, and operating models—not technology—in a real‑time, irreversible world.

Cards vs pay-by-bank: ACI’s Dean Wallace on why habit and convenience, not disruption, decides who dominates the checkout
Cards still dominate checkout despite pay-by-bank growth. Learn why habit, convenience, and acceptance shape payment choice.



