Blog

AI-powered digital payment processing technology with data streams and futuristic interface.

Banking

Payments should feel like Amazon shipping. Here’s why they don’t.

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Merchants

When demand spikes, retailers can’t afford payment failures

Smartphone screen displays AI shopping assistant in a retail store setting.

Merchants

Agentic commerce in fashion: Shoppers want AI to save them money, not spend it

Person holding a credit card and using a tablet for payment.

Billers

Debit is gaining ground in bill pay, and raising the stakes for utilities

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Banking

The most expensive mistake in payments right now is doing nothing

Backing the wrong payment innovation is a cheap lesson if you learn fast. Moving slowly is not. Phil Bruno on stablecoins, agentic commerce and delay.

AI and digital payment technology chip for secure transactions.

Banking

AI in payments: Why it won’t transform the industry, but it will reveal who’s ready

AI is real in fraud detection, but legacy systems keep most banks from using it fully. See why payments modernization has to come before the AI roadmap.

Real-time payments

Banking

Payments sovereignty is just the beginning: Why banks must prepare for a more complex payments future

New payment rails don’t replace old ones. Learn how banks can build payments sovereignty, offer customer choice and stop AI-powered fraud from executing.

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Banking

Standing still is the real risk in cards. Q&A with cards & payments expert, Dean Wallace

Learn where the real pressure on cards in banking is coming from, the hidden costs of legacy platforms, and why modernization has moved from IT priority to CEO agenda.

Woman using mobile payment app on smartphone for secure transactions.

Banking

Beyond reimbursement: ACI’s Jackie Barwell on stopping APP scams while the money is still in flight

Fraud prevention is shifting. Learn how liability changes and real-time data sharing help banks stop scams before money moves.

High-speed digital data streams representing financial technology and secure payment processing.

Banking

Real-time payments outrun the rules: Craig Ramsey on pay-by-bank and orchestration

Real-time payments are scaling faster than rules. Learn how orchestration, pay-by-bank, and regulation gaps are reshaping bank strategy.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

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Banking

Is your card platform holding back growth? Legacy vs. modern explained

Learn how card platform choices impact cost, speed to market, and revenue, and why modernization is now a critical driver of growth.

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Banking

Bet on what’s new or fix what scales? John Dawson on payments innovation, AI, and trust

Payments are moving faster—but trust must keep up. Learn what leaders must solve around AI accountability, fraud, and payments innovation.

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Banking

Agentic commerce, AI, and where payments really makes its money: Geoffrey Barraclough

Explore what drives payments revenue today and why AI and agentic commerce aren’t yet delivering at scale.

Financial data analytics and digital payment technology by ACI Worldwide.

Banking

Catching scams while the call is still live: JT’s Damian Di Carlo on the telco signal banks are missing

Payments miss key fraud signals. Discover how real-time telecom data helps detect and stop scams in progress.

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Banking

The end of the batch era

Dr Leda Glyptis explains why payments transformation fails on governance, habits, and operating models—not technology—in a real‑time, irreversible world.

Mobile payment transaction with credit card and smartphone for secure online payments.

Banking

Cards vs pay-by-bank: ACI’s Dean Wallace on why habit and convenience, not disruption, decides who dominates the checkout

Cards still dominate checkout despite pay-by-bank growth. Learn why habit, convenience, and acceptance shape payment choice.