Banking

ISO 20022 – Expanding like no tomorrow

Banking

Navigating the Future: ACI’s ATM Transaction Processing Trends

Hands typing on a smart phone over a desk in the dark

Banking

APP Frauds & Mandatory Reimbursement: What It Means for You

Paying bill on mobile phone

Billers

How a Modern Payments Experience Can Help Credit Unions Gain and Retain Younger Members

Merchants

5 Ways Optimizing Reconciliation Boosts Merchants’  Financial Health

Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.

Merchants

Long Live Digital Payments!

Good news for U.S. merchants of all kinds – money will be easier to spend than ever before through different means to digitize payments. Over the last 50 years, consumer spending habits have surged through the use of credit and debit cards and, more recently, the introduction of real-time payments and other alternative payment forms such as PayPal, Zelle and Venmo. U.S. market projections (see chart below) indicate that consumers will continue to adopt and expand usage of all non-check and non-cash payment types over the next five years.

Merchants

Are you Coordinating or Orchestrating Payments?

Online payments are very complex, with multiple channels, payment types, processors, service providers, unique fraud and regulations that vary in every country. In-store complexities are even greater, with payment stacks often growing organically or through acquisitions instead of strategically.

Merchants

7 Ways Payments Orchestration is a Game Changer

As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs.

Merchants

Payment Gateways vs. Payments Orchestration: What’s the difference, and why it matters

Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.

A digital graphic of the globe, there are connecting lines to various different locations showing the digital sharing of information.

Merchants

The Complete Guide to Merchant Payments Orchestration

Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Woman buying something on mobile device

Merchants

Payments in Merchant Mobile Apps – Embed or Dead?

You cannot have mCommerce without payments What’s the point of having a mobile app if it doesn’t have payments? Redirecting consumers to make payments in a resized online form is challenging to do on a small mobile phone, especially if you are, like most people, multitasking in some way.

Merchants

Decrypting Crypto: Staying Safe With Crypto Payments

As cryptocurrency payments in the merchant sector become more established, and merchants consider offering crypto as a way to pay, they will also be asking themselves if transactions are secure enough for everyday payments.

Banking

What is the Digital Operational Resilience Act (DORA)? Final Council of the European Union Compromise Texts of the DORA Directive and the DORA Regulation

On 23 June 2022, the Council of the European Union published the consolidated version of the DORA Directive.

Merchants

New Experiences Driven by QR Codes

The use of QR codes for payments has made a giant leap forward over the past couple of years.

Man Ordering Fresh Food Delivery With Mobile Phone

Merchants

Can Grocers Survive Uberization?

Rapid grocery delivery services are proving popular with “I want it now” digital consumers.

Merchants

Making Your Mobile App More Engaging

The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.