How to use AI to stay ahead of fraud during peak seasons

High-volume transaction periods are critical to revenue but open the door to criminals. See how artificial intelligence slams that door shut to provide protection when you need it the most.

Rethinking fraud prevention with adaptive anomaly detection

Traditional fraud prevention can't keep up with advanced scammers. Anomaly detection provides the essential protection required in today’s digital-first world.

Visa to begin declining subscriptions enabled by Apple/Google Pay

On this page If you are among the 2 billion people worldwide who use Apple Pay or Google Pay, you may have set up your payment credentials for subscriptions or recurring payments on a merchant’s eCommerce site. When these credentials are configured for payments, they are device tokens (DPANs).

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

One token to bind them all

On this page Payment tokens are utilized by processors, gateways, acquirers, networks, and mobile devices. How can merchants effectively manage them all? This article explains why merchants need a token strategy. If you need a primer or refresher on the topic, please read Network Tokenization: The Complete Guide for Merchants.

Maximizing the potential of eCommerce plugins

Why fast-tracking payments for eCommerce platforms a gamechanger for payment service providers and merchants

Navigating merchant payments with industry experts

Payments orchestration is a game-changing strategy that centralizes payment flows across multiple providers and systems, but not all solutions are built the same. As the global economy becomes increasingly digital, organizations face a significant shift in payment processing and management.

Pivoting to the new way of intelligent decision-making: The journey toward convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today – the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Need a refreshing spike in summer sales? Follow Amazon’s lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.

Powering the world’s payments ecosystem with a best-in-class payments orchestration platform

Analyst firm Datos Insights recently released their Datos Matrix: Payment Orchestration Vendor Evaluation comparing payments orchestration vendors and named ACI’s merchant payments orchestration platform “Best in Class.” The main scoring categories Datos used to analyze payment vendors were provider stability, client strength, client service, product features, and functionality.

The Strategic Pivot: Why Smart Merchant Acquirers Are Turning to Payment Orchestration

As competition intensifies and merchants move to multi-acquirer models, traditional acquirers must up their game with end-to-end solutions that offer greater choice, reach, and capability.