Combat sophisticated fraud with a trusted platform that guarantees performance
- Combine multiple scores to understand behavior and increase conversions and acceptance rates
- Detect anomalies using a real-time, cloud-based service with AI and machine learning
- Enhance payment strategies with support from a dedicated risk optimization team
Balance risk, cost, and user experience
Address threats
Boost predictability
Improve decisioning
360° overview
Trusted partnersAddress fraud threats and increase precision with ACI’s global intelligence
Harness AI to fight the different faces of fraud in real-time – from synthetic identity fraud, bot attacks, and account takeover to friendly fraud.
- Automate decision-making and reduce manual intervention
- Understand patterns and behaviors to support each decision seamlessly
- Leverage your existing data and resources to convert raw data into adaptive, relevant features
Power your payments ecosystem with AI and boost predictability
Fraud costs merchants millions. Stop scammers before they stop you.
- Accelerate AI adoption to combat threats in real time
- Seamlessly integrate dedicated models that can run in sync
- Automate model adjustment without disrupting customer experiences
Built with the next-gen technology: Signals, the payments DNA
In this AI-driven era, organizations must take the lead in establishing trust using precise global intelligence while conforming to rapidly changing compliance regulations.
- Boost decision-making transparency using signals
- Enable business users with explainable outcomes without requiring the domain expertise
- Leverage a diverse library of signals to support scaling strategies while keeping fraud at minimal levels
Enable a 360° transaction overview
With ACI’s unique position in the ecosystem, we build a comprehensive consortium of data and intelligence that boosts acceptance rates and minimizes chargebacks. Benefit from extensive profiling and end-to-end risk mitigation to protect customer relationships. ACI understands each consumer’s identity with real-time signals on a leading platform.
Trusted partners for compliance conformity
Now is the time for merchants to meet the evolving and stringent compliance requirements of today’s payment systems. Reduce your compliance burden by working with a trusted partner that understands complex regional and global payment requirements.
- Protect against malicious software and viruses
- Track and monitor access to cardholder data and network resources
- Safeguard data in transit by encrypting transmissions across open, public networks
Stop fraudsters with digital identity services
Fraudsters bet on businesses’ inability to make sense of the many data signals that comprise a customer’s digital identity. The ACI fraud management solution breaks down data silos, utilizing 10,000+ signals from various sources, 8,000+ AI features and 500+ behavior attributes to deliver more accurate, confident decisions.
RELATED SOLUTIONS
Stay Secure
ACI’s industry-leading fraud prevention is delivered via a powerful combination of machine learning, predictive and behavioral analytics, positive profiling, customized fraud strategies, and expert support.
ACI Payments Orchestration Platform
Design payment flows that connect to multiple payment providers and maximize customer conversions using ACI Worldwide’s payments orchestration platform
Digital identity solutions
Real-time fraud prevention technology designed to increase conversion and block savvy fraudsters
Strong customer authentication compliance
Secure electronic payments and reduce your PSD2 compliance burden with ACI Worldwide’s strong customer authentication solutions
Incremental machine learning
Avoid chargebacks and protect your business’s reputation by leveraging machine learning for fraud detection and prevention
Automated dispute manager
Streamline your dispute and adjustment process across all payment schemes with this advanced solution
Risk analysts
Dedicated support from a global team of experienced fraud and risk analysts, working closely with merchants to develop and manage tailored, real-time risk strategies
Chargeback protection and management
Don’t allow chargebacks to impact your revenue — safeguard your business with ACI’s chargeback protection service
Payment analytics for merchants
Omnichannel payment analytics with customer dashboards, reporting and more to help merchants maximize profits with actionable data insights
Tokenization
Protect your customer data and reduce PCI compliance obligations with single and multiuse tokens
P2P encryption
Point-to-point encryption protects payment data by instantly encrypting the card and customer information from the terminal to the payments switch
Related Resources
Podcast
Merchants
Artificial Intelligence Project of the Year: Why Machine Learning Is the Newest Leader in Fraud Prevention
Now lauded by experts as the newest leader in fraud prevention, machine learning is fast becoming an essential tool in mitigating cybercrime — but not all machine learning models are built the same.
Info Sheet
Merchants
Future-Proofing Fraud Prevention Management
ACI’s fraud orchestration technology enables ACI Fraud Management to utilize a vast array of data signals from multiple sources globally and turn them into effective decisions. Fraud orchestration is the only layer businesses need to deliver a holistic real-time fraud prevention operation that guarantees strong conversion, growth and cost reduction.
Case Study
Merchants
Tesco Mobile dials up digital growth
Discover how Tesco Mobile scaled secure, frictionless digital payments with ACI Worldwide’s orchestration platform and AI-powered fraud prevention — achieving zero downtime, faster payment innovation, and enhanced customer satisfaction.
