Modernize Your Payments Infrastructure in the Cloud
Backed by flexible deployment options and more than two decades of cloud expertise, ACI can speed your transformation and help you derive the full benefits of the cloud
Choose Your Ideal Deployment
Cloud Solutions Built for Your Business
Banks and Intermediaries
Take advantage of today’s opportunities — real-time payments growth, ISO 20022 migration, open banking and more — with ACI’s cloud-ready payment solutions. Gain the full benefits of the cloud, including:
Reduced Total Cost of Ownership including FTE, through full support of ACI’s leading technology and industry experts.
Lower Cost Per Transaction through economies of scale and operational efficiencies.
Complete compliance and outsourced maintenance and operations.
Progressive Payments Modernization in line with your business strategy.
ACI offers comprehensive solutions for merchants and payment providers, supporting both card-present and card-not-present payments and providing industry-leading fraud prevention and detection capabilities through our data centers.
Accelerated innovation through continuous implementation and development
Dynamic elasticity to meet peak volumes and cost savings
Enhanced collaboration between IT, DevOps, and third-party fintechs and partners
Proven performance that ensures high availability, scalability and security
Transforming Your Payments in the Cloud
ACI Speedpay gives insurers, healthcare providers, governments, utilities, colleges and subscription providers a 24x7x365, state-of-the-art processing environment that:
Ensures compliance with PCI, CFPB, HIPAA and numerous other compliance standards
Reduces the costs of ongoing compliance and day-to-day operations
Delivers an integrated platform for rapid innovation
Provides flexibility in offering and managing a broad range of payment channels
Take Your Payments to the Cloud with ACI
Focus Your Resources on Your Core Business
Maximize Your Benefits
Explore related ACI Worldwide solutions to ensure your ongoing success.
Integrated suite of digital billing, payment, disbursement and communication services that lowers the cost of presenting and accepting bill payments while delivering industry-leading security
ACI Secure eCommerce
A powerful payments gateway with sophisticated real-time fraud prevention capabilities, advanced business intelligence tools and access to an extensive global network of acquirers and alternative payment methods
A secure, scalable, omni-channel payment processing platform with the flexibility to support in-store, online and mobile payments
ACI Fraud Management for Merchants
Multilayered, real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers
ACI High Value Real-Time Payments
Gain multi-bank, multi-currency processing capabilities and seamless integration to multiple clearing and settlement mechanisms
ACI Enterprise Payments Platform
Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, mandates and new competition across all lines of business and payment types
ACI Digital Business Banking
Cloud-based digital banking platform with a vast API library and market-leading payments functionality to enable banks to reduce expenses and increase market share
ACI Fraud Management for Banking
Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks