Displaying 51 - 60 of 205 Payments and Industry Trends blog posts
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US States' Rights and Fintech?
Friday, October 12, 2018 Paul McMeekin to Payments and Industry TrendsI moved to the United States (from England) well over a decade ago now, but one thing that I’ve always found interesting, puzzling and at times downright dumbfounding is the various levels of government. City, county, state and federal government bodies – all with a role to play. However, as I studied the history of my new home, I’ve became increasingly fascinated with how the Constitution and Bill of Rights were written.
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The Mexican Fintech Revolution – ¿Qué onda in Open Banking?
Wednesday, August 22, 2018 Rachael Tomaney to Retail Payments, Payments and Industry TrendsMexico has joined an elite group of nations, being amongst the first to pass open banking regulations. Specifically designed to open up its financial services and technology sector, the so-called ‘Fintech Law’ appears to have taken notes from PSD2, UK Open Banking, Singapore’s ‘organic’ approach, and others – and balances these against Mexico’s unique context and aims.
ACI’s Lu Zurawski, one of the industry's foremost open payments experts, and Sonia Gomez, a Latin America payments authority, discuss this balancing act; including the drivers, the regulation and the potential benefits.
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Turning Impetus into Action: Real-Time Payments in ASEAN
Thursday, August 09, 2018 Leslie Choo to Immediate Payments, Payments and Industry TrendsFinancial institutions across ASEAN member states are increasing investment in payments, with 64% planning to increase investment over the next 18-24 months, compared to 56% in the broader Asia region and 53% globally. With investment in ASEAN outpacing the global average, the “2018 ASEAN Payments Insight Survey” shines a light on the key drivers for increased payments investment and the expected benefits.
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ACI Watford runs first Coding for Girls Camp in Europe
Thursday, August 02, 2018 Katrin Boettger to Payments and Industry TrendsThe ACI Watford Office recently teamed up with local West Herts College to run its first Coding for Girls Camp in the UK. The free, one-day event was designed to introduce girls from year (grade) 7-9 to the world of technology, offering a crash course in computer programming; including HTML, CSS and Java. I spoke to Melissa McKendry, VP of retail banking implementation services and Watford Site Leader at ACI, to find out more.
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Mid-Year Payments Reflections… And What 2018 Has Left Up Its Sleeve
Tuesday, July 17, 2018 Mark A. Ranta to Payments and Industry TrendsIt has been a while since I had a chance to collect my thoughts, nee, reflections. My all-time favorite movie reminds us all that “Life moves pretty fast. If you don't stop and look around once in a while, you could miss it.” And with this advice in mind, I want to share my thoughts on the ‘Big 3’ of 2018 so far… and prep us all on what to look for as the calendar churns through its last six pages.
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Taking Payments and Fintech for Granted? (A Lyrical Edition)
Friday, June 29, 2018 Dan Ring to Payments and Industry TrendsBased on a very quick search of the Googles, there are 128,014 songs that contain the lyrics “take for granted”— from the likes of Mary J. Blige, Social Distortion, Madness and Frank Sinatra as well as countless other great (and not-so-great) crooners. And that would make for a sizable Spotify playlist… and I do love my Spotify playlists (I’ve been on a Wham! kick lately).
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Consumer Payments: Will ‘Request for Payment’ Be the Next 'Big Thing'?
Thursday, June 14, 2018 Dean Wallace to Immediate Payments, Payments and Industry TrendsThis week, NatWest announced that it has teamed up with British mobile phone retailer Carphone Warehouse to trial a new online shopping system that lets customers pay directly through their bank account, without using a debit or credit card.
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A Rocky Mountain High on Payments Innovation
Friday, June 01, 2018 Dan Ring to Payments and Industry TrendsWe were so high last week; in fact, we were a figurative mile high… in sunny Denver for our annual ACI Exchange user conference. And among the myriad highs during the week was our own ‘Un-conference,’ which generated major buzz that sparked an enormous appetite for some tasty innovation. Some of the ideas generated included the following:
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The Age of Consent – Who Owns “Big Data”?
Wednesday, May 23, 2018 Lu Zurawski to Payments and Industry TrendsThe EU General Data Protection Regulation will enter in force at the end of this week, and there can be very few businesses today that are not scrabbling to meet compliance objectives.
GDPR sets out rights of citizens and consumers as owners of their own personal data, meaning that data can only be processed by a company if the data subject has given consent to the processing of his or her personal data for specific purposes, or if that data is essential to fulfil the service contracted by the data subject. So far, so good. Arguably many companies will alter existing customer agreements in search of compliance.
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Gen Z: A Day In The (Payments) Life
Thursday, May 17, 2018 Kyle Safranek to Payments and Industry TrendsThere has been an immense focus placed on the ‘Millennial’ generation, and for good reason, as they have become a driving force in the future of payments. This generation looks to technology to solve their payments needs—and it’s all about the factors of convenience, speed and flexibility. And as a college student, my typical daily ‘payments routines’ reflect these factors. With that, I wanted to share a snapshot, which I think demonstrates how my own demographic is influencing the payments industry.