Displaying 51 - 60 of 181 Payments and Industry Trends blog posts
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It’s A Hard Knock Life: Digital Transformation for Payment Service Providers in the New Payments Ecosystem
Tuesday, February 20, 2018 Silvia Mensdorff-Pouilly to Payments and Industry TrendsIs it a hard-knock life for processors and PSPs? Margins are constantly under pressure, and there’s the need for constant innovation, not to mention rock-solid #SleepAtNightability of solutions. And if there’s even the slightest crack in the fundamentals, customers will surely let you know all about it!
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Instant Payments Are at the Heart of the New Global Payments Landscape: 10 Trends to Watch in 2018
Friday, February 16, 2018 Barry Kislingbury to Immediate Payments, Payments and Industry Trends2017 was a big year for immediate payments: European Banking Association, Real-Time 1 (EBA RT1) SEPA Credit Transfer Instant, The Clearing House (TCH) Real-Time Payments in the U.S., and the Australian New Payments Platform (NPP) schemes, all either going live, or in the case of Australia, about to go live. These schemes enable real-time payment transfers across the United States, 34 European countries and Australia, with the potential to reach nearly another 1 billion people. This comes on top of the existing live schemes in the UK, China and India, so that over half of the global population now can access real-time payments solutions.
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The Complexities of Cannabis: Banks, Merchants, Consumers and More
Wednesday, February 07, 2018 Dan Ring to Payments and Industry TrendsCannabis—it’s no longer the verboten 800-pound pink elephant (though I think that might be a new strand). It’s about as mainstream as well…mainstream. And as we begin our latest Rantings Rant, it seems like the last time we (well, not you or I) experienced something like this, Al Capone and Elliot Ness were facing off during the time of Prohibition (if you’ve never seen the film The Untouchables, I highly recommend it!).
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KodakCoin, and Six Ways That Blockchain Could Really Be Leveraged
Thursday, January 25, 2018 Lu Zurawski to Payments and Industry TrendsThe newest cry in the cryptocurrency clamour? That of heritage-photography-giant-cum-new-kid-on-the-payments-block, Kodak. Unbelievably, they have managed to out-blockchain the long-island-iced-tea company in their audacity, and (more than) double their share price to boot.
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Why User Engagement Matters, Even for Enterprise Applications
Wednesday, January 24, 2018 Shmuel Bollen to Payments and Industry Trends, Retail PaymentsAs a User Experience Designer at ACI, I spend a lot of time watching users interact with my designs. I need to make sure our solutions work properly, but lately I’m more interested in how they make my users feel. Engagement is a dominant concept in user interface design right now. It’s important because positive emotional experiences often lead to increased use and loyalty.
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Five Payments Trends to Watch in 2018 [Part 1]
Monday, January 22, 2018 Rachel Hunt to Retail Payments, Payments and Industry Trends2018 is set to be a year of rapid change and new challenges for payments players. The floodgates are opening with PSD2 and UK Open Banking coming into force, bringing an onslaught of new competitors and potential partners. Whether evolution is mandated or market-driven, banks and processors are facing a critical year in their long-term success.
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Five Payments Trends to Watch in 2018 [Part 2]
Monday, January 22, 2018 Rachel Hunt to Retail Payments, Payments and Industry TrendsThe New Payments Ecosystem Is Here. The floodgates are opening with PSD2 and UK Open Banking coming into force, bringing an onslaught of new competitors and potential partners. Whether evolution is mandated or market-driven, banks and processors are facing a critical year in their long-term success.
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When Is Processing Payments in The Cloud More Secure?
Wednesday, January 17, 2018 Marc Sczesnak to Bill Pay, Payments Risk Management, Payments and Industry TrendsBack when I started my career, “Jessie’s Girl” by Australian rocker Rick Springfield topped the charts, the federal funds rate was 20 percent and most organizations were reliant upon one or more mainframe computers that were hosted in an internal “computer room.”
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Oh, the Different Ways to Pay Today (Not by Doctor Seuss)
Wednesday, January 10, 2018 Dan Ring to Payments and Industry TrendsMark, Mega Millions tickets cost 2 dollars now?!? I don’t have 2 dollars in my wallet... I don’t have any dollars in my wallet!
And due to my lack of paper currency, if I’m not in it, I can’t win it. And I wanna win it, which has got me to thinking (again) about the new(er) ways to pay. When we last tackled the topic, I think we were ranting about wearable rings, speedos, the Rio Games and maybe Ryan Lochte’s hair. We’re now approaching a saturation point when it comes to places (on the body) to put payment mechanisms (especially if you’re in Rio!).
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Payments’ Big Five: What We Will Be Hearing About in 2018
Thursday, January 04, 2018 Andy McDonald to Merchant Retail, Payments and Industry TrendsThe new year is here… so while resolutions are enacted, and almost inevitably broken before the month is out, it is also the time to look ahead at what the next year may bring. One thing that is clear is that payments will become an even more important ingredient in the business strategy of every merchant. From my perspective, these are the five trends that will have the biggest impact in 2018.