Displaying 31 - 40 of 173 Payments and Industry Trends blog posts
-
Why User Engagement Matters, Even for Enterprise Applications
Wednesday, January 24, 2018 Shmuel Bollen to Payments and Industry Trends, Retail PaymentsAs a User Experience Designer at ACI, I spend a lot of time watching users interact with my designs. I need to make sure our solutions work properly, but lately I’m more interested in how they make my users feel. Engagement is a dominant concept in user interface design right now. It’s important because positive emotional experiences often lead to increased use and loyalty.
-
Five Payments Trends to Watch in 2018 [Part 1]
Monday, January 22, 2018 Rachel Hunt to Retail Payments, Payments and Industry Trends2018 is set to be a year of rapid change and new challenges for payments players. The floodgates are opening with PSD2 and UK Open Banking coming into force, bringing an onslaught of new competitors and potential partners. Whether evolution is mandated or market-driven, banks and processors are facing a critical year in their long-term success.
-
Five Payments Trends to Watch in 2018 [Part 2]
Monday, January 22, 2018 Rachel Hunt to Retail Payments, Payments and Industry TrendsThe New Payments Ecosystem Is Here. The floodgates are opening with PSD2 and UK Open Banking coming into force, bringing an onslaught of new competitors and potential partners. Whether evolution is mandated or market-driven, banks and processors are facing a critical year in their long-term success.
-
When Is Processing Payments in The Cloud More Secure?
Wednesday, January 17, 2018 Marc Sczesnak to Bill Pay, Payments Risk Management, Payments and Industry TrendsBack when I started my career, “Jessie’s Girl” by Australian rocker Rick Springfield topped the charts, the federal funds rate was 20 percent and most organizations were reliant upon one or more mainframe computers that were hosted in an internal “computer room.”
-
Oh, the Different Ways to Pay Today (Not by Doctor Seuss)
Wednesday, January 10, 2018 Dan Ring to Payments and Industry TrendsMark, Mega Millions tickets cost 2 dollars now?!? I don’t have 2 dollars in my wallet... I don’t have any dollars in my wallet!
And due to my lack of paper currency, if I’m not in it, I can’t win it. And I wanna win it, which has got me to thinking (again) about the new(er) ways to pay. When we last tackled the topic, I think we were ranting about wearable rings, speedos, the Rio Games and maybe Ryan Lochte’s hair. We’re now approaching a saturation point when it comes to places (on the body) to put payment mechanisms (especially if you’re in Rio!).
-
Payments’ Big Five: What We Will Be Hearing About in 2018
Thursday, January 04, 2018 Andy McDonald to Merchant Retail, Payments and Industry TrendsThe new year is here… so while resolutions are enacted, and almost inevitably broken before the month is out, it is also the time to look ahead at what the next year may bring. One thing that is clear is that payments will become an even more important ingredient in the business strategy of every merchant. From my perspective, these are the five trends that will have the biggest impact in 2018.
-
The EBA’s Regulatory Technical Standards Provide the “How” to PSD2’s “What”
Thursday, December 28, 2017 Paul Thomalla to Payments and Industry TrendsFebruary 2017 saw the release of the long-awaited draft regulatory technical standards (RTS) for strong customer authentication (SCA) from the European Banking Authority (EBA). The RTS defines the technical framework for the implementation of PSD2 with primary focus on SCA, and common and secure connection (CSC). In short, we could say that PSD2 covers the “what” aspect of the regulation whereas the RTS defines the “how” this is to be done.
-
The Bank of the Future: 2040 and the Reality of AR and VR
Wednesday, December 13, 2017 Dan Ring to Payments and Industry Trends, Retail PaymentsMark, when I envision the bank of the future, I imagine Twiki and Buck Rogers at a casino. Or maybe I once dreamed that—I’m old and my mind is going. So what are we talking about and what can we envision when it comes to the bank of the future? And by future, I’m talking about 2040, before certain cities might be flooded (by water). But I digress, as this isn’t a post about climate change.
-
Oh payment trends, oh payment trends….
Wednesday, November 29, 2017 Mark A. Ranta to Payments and Industry TrendsAs the first flakes start to fall and the smells in the air start to change (as my esteemed colleague Seth mentioned in his recent post), my favorite sign of the holiday season begins to appear—the trends to watch in the coming year.
-
Dumbing Down Payments and Fintech Jargon… Just in Time for the Holidays!
Thursday, November 09, 2017 Dan Ring to Payments and Industry TrendsMark, is there a slightly less insulting phrase for “dumbing down” something? I ask because there are some terms and topics making bigly waves today and many/most consumers outside of payments/banking/fintech/tech might not understand their significance and why they should care. With that, can we take a moment to simplify these terms and topics, while also conveying their importance to the masses—from your mother-in-law to your daughter’s daycare provider to “the old man sitting next to me making love to his tonic and gin” (I’m a sucker for Billy Joel).