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Improve your economics

ACI solutions are available in both on-premise and Software as a Service (SaaS) delivery models. By selecting a SaaS option, you can reduce your investment in infrastructure, hardware, software and human resources — shifting capital to operating expenses and ensuring long-term predictable fees through a subscription-based pricing model.

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88% of ACI customers choosing a SaaS delivery model saw benefits in six months or less*

boost availability & scalability

ACI delivers SaaS-based solutions to 4,600+ customers, providing:

  • Flexible resources to scale up or down
  • Full redundancy and disaster recovery
  • Guaranteed service levels
  • Decreased burden on your IT department
  • Reduced need for large-scale IT projects
ensure security & compliance

Our data centers and processes are fully audited, compliant and certified:

  • PCI
  • SSAE-16
  • SOC2
  • ITIL

We provide world-class payment system security with:

  • State-of-the-art hardware, software and physical security controls
  • Best-in-class processes, tracking and reporting
  • In-house security, compliance and risk management expertise
get faster results

Through data centers in the U.S., Ireland, England, India, China and South Africa, ACI’s SaaS solutions provide value faster than on-premise systems. Benefit from:

  • Seamless upgrades
  • Simplified integration and deployments
  • Defined implementation plan and timetable
  • Systems that facilitate faster innovation and easy adoption of new solutions


of the world’s top banks trust ACI’s SaaS-based payment solutions*


Retail Payments

Enroll customers, issue payment instruments, process transactions and manage the lifecycle of merchants and consumers.

Transaction Banking

Offer digital banking for treasury management, payments processing and financial messaging.


Accept payments securely from any device.

Scheels case study

Bill Payment

Offer the easiest ways for consumers to view and pay your bills.

Top 25 bank case study

Immediate Payments

Guarantee immediate availability of funds to the beneficiary.

Access UK Faster Payments

Payments Risk Management

Get a 360-degree view of risk across accounts and lines of business.

Crew clothing case study

*Source: Techvalidate Survey