Sibos 2025: Showcasing ideas, not declaring change

Sibos 2025 signaled a shift toward proactive modernization, emphasizing practical tech integration and evolving regulations in banking.

Navigating the future of payments: Tackling fraud, risk, and compliance

In today's rapidly evolving payments landscape, financial institutions and businesses face unprecedented challenges in fraud prevention, risk management, and regulatory compliance

Unified corporate payments: How banks can win corporate clients with seamless service

On this page Corporate banking is undergoing digital transformation as clients demand faster, simpler, and more integrated services. One critical area of opportunity is corporate payments. Traditionally, companies have navigated a maze of payment types: domestic ACH, international wires via SWIFT, regional systems like SEPA, emerging real-time payments, and more.

The blended merchant account: A game changer for banks and merchants

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazil’s Pix and India’s UPI to new initiatives like Wero in Europe, is changing the game.

Reimagining payments insurance: A revenue growth opportunity for innovative bank product leaders

On this page In the fast-evolving world of real-time account-to-account (A2A) payments, visionary banking leaders are seizing the moment to redefine how their institutions manage risk and generate new revenue.

A call for urgency: The payment industry’s compounding complexity conundrum

The payments industry is transforming at breakneck speed, from the emergence of new payment types to the increasing utilization of innovative technologies. These changes are causing a rise in complexity when managing payment operations. This compounding complexity is now reaching a fevered pitch, so much so that industry analyst firms are calling for immediate action and are looking at new pathways to address increasing market demands.

The evolution of payments: When size, speed, and change collide

The payments industry is the largest interconnected complex business on the planet. We can validate that statement in a myriad of ways – the sheer number of people and businesses transacting, the number of transactions themselves, or the total dollar value of those transactions, which are expected to exceed $3.

The payment industry has three Rs: Rules, requirements, and regulations

Every child entering primary school learns about the three Rs: reading, writing, and arithmetic. All three are essential for survival in society. The payments market has its own set of three Rs: rules, requirements, and regulations.

More widely available instant payments are coming to Europe: How Banks and PSPs can prepare for IPR

European payments are moving toward significant transformation as the European Parliament and the Council of the European Union (EU) adopted the Instant Payments Regulation (IPR) in February 2024, entering into effect on April 8, 2024.

Banks are overwhelmed by payments data. Does unified processing offer a lifeline?

The volume of payments data available to banks today has surged almost to the point of overwhelm: it has created as many operational challenges as it has growth opportunities.

Unified payments processing is the solution to banks’ crushing compliance burden

Surging digital payment volumes and related compliance demands are heaping pressure on banks to scale their processing capacity and optimize operations.

The 2024 global payments and fintech trends

ACI Worldwide has been supporting real-time payments since 2005, processing hundreds of millions of payments monthly across 26 networks. We provide software solutions to participant banks and central banks, facilitating secure real-time payment processing and offering fraud protection services.