Hands in the middle

Uncategorized

May 25, 2022

Embracing Diversity When Working Across Cultures

Keyhole abstract

Banking

May 19, 2022

How to Unlock the Potential for Instant Payments?

city street at night

Banking

May 16, 2022

A Real-Time Payments Retrospective

Looking directly up at the skyline of the financial district in central London - stock image

Banking

May 13, 2022

No Time To Waste Ahead of U.K.’s New Payments Architecture Launch

Making a contactless payment at a restaurant

Merchants

April 21, 2022

Can Sensitive Cardholder Data Be Shared Without Worrying About PCI Compliance?

In a previous blog post, Can Cardholder Data be Stored Without Involving PCI Scope?, we discussed how the Payment Card Industry Data Security Standard (PCI DSS) says it is possible to store a unique token that represents a cardholder’s Primary Account Number (PAN).

PCI scope for card payments

Merchants

March 23, 2022

Can Cardholder Data be Stored Without Involving PCI Scope?

Is it possible to store cardholder data without PCI scope? The short answer is no, but that doesn’t mean you cannot store a reference to it. Let me explain.

A woman is using a mobile phone

Merchants

December 16, 2021

The Current Challenges of Buy Now, Pay Later

By now, everyone has either heard about, considered using or indeed fully adopted one or more of the BNPL payment methods available to consumers. Its meteoric rise as a prominent payment method is nothing short of spectacular, but as with anything new, there is room for improvement. In this post, we look at some of the challenges BNPL has in its current format.

Data Security

Merchants

October 18, 2021

Data Is Evolving – Are Your Fraud Prevention Services Keeping Pace?

It’s a constant struggle – as consumer behavior evolves, so do fraud tactics, as fraudsters seek vulnerabilities exposed by rapid change. And there’s no disputing that the pandemic has changed consumer behavior and accelerated the adoption of digital payment methods.

Cyber crime, A hacker using a virus to attack software

Merchants

September 8, 2021

Getting Medieval: A (Modern) Multilayered Approach to Payments Security

PCI compliance is a detailed and grueling process for a reason; fraudsters will exploit any weakness they can uncover. History has shown that even major merchants that consumers would assume are fully protected can get breached.

PSD2 and SCA

Merchants

September 2, 2021

Payments Orchestration: Music to the Ears of Merchants?

Payments orchestration is a hot topic in eCommerce and involves working with multiple payment providers to optimize customer conversion, enhance cost savings and improve fraud prevention processes.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Merchants

June 24, 2021

Amazon Prime Day: We All Love a Good Bargain… So Do Fraudsters

Each year, Amazon’s Prime Day event proves to be even more successful than the last in terms of sales volume. And this year was no exception.

Data and Analytics

Merchants

June 23, 2021

Monetizing Payments Data: How Merchants Can Leverage the Power of Analytics

In the world of commerce, everything is driven by data. The information that merchants collect and analyze determines the marketing channels they use, what products they stock and which customers they focus on.

QR Code payments grocery checkout

Merchants

June 18, 2021

QR Codes Strike Back!

In the early 2010s, quick response (QR) codes were widely viewed as a challenger to NFC-based payments. While that held true in various Asian markets, QR codes remained largely absent from the U.S. and other western markets.

Security shield in matrix

Merchants

May 28, 2021

Manual Order Review: When Can Outsourcing Strengthen Your Last Line of Defense?

Manual order review (MOR) has often been referred to as the last line of defense to securing good revenue, but how does it fit into a merchant’s business? Striking the proper balance between automated fraud prevention tool(s) to allow legitimate orders to flow through, while identifying questionable ones, is a…

Merchants

January 7, 2021

Merchants Don’t Need a Payments Gateway, They Need a Payments Hub

The term “payments gateway” over-simplifies what it takes to process a payment. The terminology comes from the early days of online payment processing, but has now entered the vernacular for all aspects of merchant payments, including online, mobile and in-store.

Merchants

December 8, 2020

A Robust Fraud Strategy Is Crucial for Airline Industry Take-Off Post-Pandemic

With national lockdowns and bans on international travel significantly curtailing passenger numbers, the airline industry has been one of the worst hit by the global COVID-19 pandemic. It’s been estimated that the global airline industry will lose up to $252 billion in 2020.