The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets

The first quarter of the year has been exciting for merchants, globally. While ACI’s recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.

Ready or Not? Real-Time Payments Are Coming, and Consumers Can’t Wait

Merchants must recognize and respond to customer needs for checkout diversity to keep their sales experiences hyper-relevant to stay competitive.

Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

Banks and merchants must find ways to fill gaps in each other’s transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.

Payments in Merchant Mobile Apps – Embed or Dead?

You cannot have mCommerce without payments What’s the point of having a mobile app if it doesn’t have payments? Redirecting consumers to make payments in a resized online form is challenging to do on a small mobile phone, especially if you are, like most people, multitasking in some way.

Decrypting Crypto: Staying Safe With Crypto Payments

As cryptocurrency payments in the merchant sector become more established, and merchants consider offering crypto as a way to pay, they will also be asking themselves if transactions are secure enough for everyday payments.

New Experiences Driven by QR Codes

The use of QR codes for payments has made a giant leap forward over the past couple of years.

Top 3 Consumer Bill Pay Insights From the Latest ACI Speedpay Pulse Survey

Our latest bi-annual survey of consumers’ bill paying habits shows a large shift toward mobile adoption, indicating that Request to Pay is gaining traction. Plus, with faster payments more in demand than ever, the data reveals that 2022 is shaping up to be another year of big change for billers.

Can Grocers Survive Uberization?

Rapid grocery delivery services are proving popular with “I want it now” digital consumers.

Making Your Mobile App More Engaging

The mobile app market is predicted to generate up to USD $950 billion by 2023. Merchants must have a mobile app to take full advantage of this growth, but so does everyone else.

Meet the True Enabler of Omni-Commerce

In a previous blog post, we talked about how you can share merchant tokens without worrying about PCI compliance. We closed that discussion with the promise to detail the many reasons you would share merchant tokens.

Incremental Learning: The Real-Time Hero Taking on Fraud

In the fast-moving world of merchant fraud, we can no longer rely on the past to predict the future. The speed and scale of change is such that traditional machine learning (ML) methods, which analyze historical fraud trends, can’t keep up.

Can Payments Orchestration Help Business Sing? Here Are 10 Questions That Merchants Must Ask Themselves

Payments orchestration is the process of working with — or orchestrating — multiple payment providers, acquirers and banks to optimize customer experience and conversion, enhance cost savings, ensure regulatory compliance, improve fraud prevention processes and enable global coverage.