How Click to Pay turns seamless payments into a competitive advantage

The evolution of eCommerce has been a story of balancing simplicity and security. As consumers increasingly demand fast, frictionless payment options, merchants must keep pace or risk cart abandonment and missed sales opportunities.

Loyalty, mobile apps, and payments… Oh my!

The CSN study gives hope for advancements at the c-store, but in many ways, it raises nearly as many questions as it answers.

How acquirers can raise their game to be more, do more, and deliver more

The merchant acquiring landscape is evolving rapidly. How merchants handle payments is no longer seen as a purely operational issue – it’s now recognized as a strategy to drive revenue.

Why white label is a powerful strategy for merchant acquirers: 6 insider secrets to get it right

For many merchant acquirers, a white label approach to payments orchestration is a smart strategy to keep capabilities and platforms ahead of the curve to meet aggressive expansion goals.

The Strategic Pivot: Why Smart Merchant Acquirers Are Turning to Payment Orchestration

As competition intensifies and merchants move to multi-acquirer models, traditional acquirers must up their game with end-to-end solutions that offer greater choice, reach, and capability.

Powering the world’s payments ecosystem with a best-in-class payments orchestration platform

Analyst firm Datos Insights recently released their Datos Matrix: Payment Orchestration Vendor Evaluation comparing payments orchestration vendors and named ACI’s merchant payments orchestration platform “Best in Class.” The main scoring categories Datos used to analyze payment vendors were provider stability, client strength, client service, product features, and functionality.

Navigating merchant payments with industry experts

Payments orchestration is a game-changing strategy that centralizes payment flows across multiple providers and systems, but not all solutions are built the same. As the global economy becomes increasingly digital, organizations face a significant shift in payment processing and management.

Need a refreshing spike in summer sales? Follow Amazon’s lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Pivoting to the new way of intelligent decision-making: The journey toward convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today – the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.

Financial crime hits new heights – how merchants can fight back

According to Datos Fraud Experts, who just published their top 10 risks for 2024, fraudsters’ use of artificial intelligence (AI)-generated attacks tops the list as the number one risk. Datos' research shows that 81% of fraud executives are concerned that fraudsters using generative AI will exceed current fraud defenses. And TransUnion confirms this, sharing 60% of auto finance fraud losses are due to synthetic identity fraud. 2024 is the year for organizations to leverage AI tools and shore up fraud defenses.

5 Ways Optimizing Reconciliation Boosts Merchants’  Financial Health

Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.