The Finance Monthly Fintech Awards recognize businesses and individuals that are driving the fintech sector forward through innovation in financial technology, including payments innovation, customer experience, data and cybersecurity.

ACI’s multi-tiered UP Payments Risk Management solution utilizes advanced data analytics, adaptive machine learning and customer profiling techniques to ensure that valid transactions are processed, while potentially fraudulent ones are identified and isolated. The solution includes a unique combination of patented predictive models, flexible rules engine, automated alerts and processes, business intelligence portal and unrivalled global fraud intelligence – all supported by a team of expert risk analysts.

“Our solution supports the business success of merchants, banks and financial intermediaries operating in a challenging – and constantly evolving – payments landscape,” said Andreas Suma, vice president, ACI Worldwide. “It’s an honor for our dedicated fraud team to be recognized by Finance Monthly, and validation that our approach – combining extensive fraud and transaction data from across the payments universe with services that range from insights to complex risk strategy development with ACI’s global fraud experts – is a winning formula.”

ACI’s real-time fraud management services protect any payment, regardless of channel (card-present/card-not-present), payment engine, or segment (bank, intermediary or merchant). Flexible deployment models enable the solution to be used on-premise as licensed software, or cloud-based, operated in payments-grade global data centers.