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Man looking stressed while using smartphone at home.

Merchants

When demand spikes, retailers can’t afford payment failures

Smartphone screen displays AI shopping assistant in a retail store setting.

Merchants

Agentic commerce in fashion: Shoppers want AI to save them money, not spend it

Person holding a credit card and using a tablet for payment.

Billers

Debit is gaining ground in bill pay, and raising the stakes for utilities

Woman with purple hoodie and headphones, wearing sunglasses, against colorful abstract background.

Merchants

9 key insights from 3,000 fashion shoppers on payments, channel blending, and AI