Blog

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Merchants

When demand spikes, retailers can’t afford payment failures

Smartphone screen displays AI shopping assistant in a retail store setting.

Merchants

Agentic commerce in fashion: Shoppers want AI to save them money, not spend it

Person holding a credit card and using a tablet for payment.

Billers

Debit is gaining ground in bill pay, and raising the stakes for utilities

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Merchants

9 key insights from 3,000 fashion shoppers on payments, channel blending, and AI

Woman holding a credit card while using a laptop at home.

Billers

Why lenders should treat debit as a strategic payments rail

Discover why lenders are prioritizing debit to reduce payment friction, improve delinquency outcomes, and create better borrower experiences.

A person paying with a credit card using tap to pay at a restaurant table

Billers

Debit is having a moment: Why consumers prefer it and why billers win when they support it

Not offering debit creates friction, failed payments, and higher costs. Learn why debit is essential for improving payment success and cash flow.

Contactless payment cards stacked on a keyboard, representing digital banking and secure payment sol.

Billers

The demographic shift powering debit: Why younger, digital‑first customers are choosing it over ACH

Debit is becoming the default for daily spend. See how mobile wallets, habits, and visibility are reshaping payments behavior.

Silhouette of a person in a digital cityscape with colorful bokeh lights, representing secure paymen.

Billers

Why the health plan payments experience is becoming the new front door for members

Payments shape member trust, retention, and cost. Learn how health plans can reduce friction, improve premium continuity, and modernize member payments.

Business professional using a mobile device for secure digital payments at ACI Worldwide.

Billers

From principle to operating model: Rethinking customer onboarding—Part 2

A practical onboarding blueprint covering phases, metrics, and risk controls to deliver faster time to value and stronger customer trust.

Person using digital wallet app on smartphone for secure mobile payments.

Billers

Why modern bill pay requires more than the lowest-cost rail

Modern bill pay isn’t about cheaper rails—it’s about certainty. Discover how debit and wallet payments lower cost to collect and improve customer confidence.

AI-powered financial technology infrastructure for secure payments and banking solutions.

Leadership in an era of transformation

Navigate the future of payments with insights on today’s barriers, leadership strategies, and ecosystem shifts.

Person using a mobile banking app to manage finances on smartphone.

Billers

From signature to success: Rethinking bill pay customer onboarding – Part 1

Discover what it takes to deliver a bill pay provider onboarding experience that ensures continuity, reduces risk, and builds trust from day one.

Digital payment technology with interconnected screens and data interfaces.

Billers

The modern debit card: The engine behind seamless payments

Learn why billers rely on debit cards to reduce costs and false declines while enabling mobile‑first, tokenized payments that deliver seamless customer experiences.

Young women sending money through digital wallet, using wireless technology

Billers

Digital wallets or pay services? Understanding the roles that power today’s digital payments experience

Digital wallets and pay services have transformed the way we think about money, turning smartphones into secure, all-in-one hubs for transactions.

Woman paying a bill

Billers

Never miss a payment: Building resiliency with a three-layer strategy

Safeguard revenue, customer trust, and compliance amid increasing demand for urgent bill payments.

Efficient financial data analysis on computer screen with a woman reviewing documents.

Billers

Bill pay isn’t what it used to be, and that’s a good thing

This transition didn’t happen overnight. It took years of innovation and careful integration to transform outdated payment systems into the modern, scalable, secure, and resilient platforms we use today.

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Digital payments fraud in the utility sector is a growing concern. The shift from traditional paper checks to digital payments within the industry has opened new avenues for fraud1.