digital circuits

Banking

July 28, 2021

Progressive Platform Modernization — Eight Steps to Success

People Walking in Shopping Center

Banking

July 27, 2021

The European Commission’s Proposal for a New Consumer Credit Directive: Will This Create a Harmonized European Consumer Credit Market?

Sunset scene of cityscape with blue sky and clouds.

Banking

July 26, 2021

What’s Next for Real-Time and Digital Payment Experiences?

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.

Banking

July 23, 2021

Top Three Considerations for the Acceleration of the Digital Economy in LATAM

People Walking in Shopping Center

Banking

July 27, 2021

The European Commission’s Proposal for a New Consumer Credit Directive: Will This Create a Harmonized European Consumer Credit Market?

On June 30, the European Commission (EC) issued a proposal for a new Consumer Credit Directive (‘the Proposal’).

Sunset scene of cityscape with blue sky and clouds.

Banking

July 26, 2021

What’s Next for Real-Time and Digital Payment Experiences?

The payments industry is constantly looking at ways to streamline retail payments, reduce costs, increase security and improve the customer experience. But these efforts inevitably introduce more players into the ecosystem, or lower cost and risk on one side (i.e.

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.

Banking

July 23, 2021

La Aceleración de la Economía Digital en América Latina: Las Tres Principales Consideraciones

En nuestro reciente webinar de Making Payments, “La aceleración de la economía digital: Riesgos, retos y cómo superarlos”, expertos de Microsoft, Puntored y ACI Worldwide compartieron sus conocimientos sobre estos tres temas a los que se enfrentan las instituciones financieras en Latinoamérica: 1. COVID-19 como acelerador de la digitalización 2.

Young woman sitting on the sofa in the living room, managing online banking with mobile app on smartphone. Transferring money, paying bills, checking balance.

Banking

July 23, 2021

Top Three Considerations for the Acceleration of the Digital Economy in LATAM

In our recent Making Payments webinar, The Acceleration of the Digital Economy: Risks and Challenges and How To Overcome Them (Spanish), experts from Microsoft, Puntored and ACI Worldwide shared their insights on these three pressing topics facing financial institutions across LATAM: 1. COVID-19 as a digitalization accelerator 2.

Long exposure of a freeway at night

Banking

July 22, 2021

A Aceleração da Economia Digital: Riscos, Desafios e Como Superá-los

Em nosso recente webinar da série Making Payments, especialistas da Mastercard, Microsoft e ADIQ compartilharam seus insights sobre como foram capazes de superar os desafios de inovação mais urgentes no Brasil e como outras organizações podem se preparar para o futuro dos pagamentos digitais.

Long exposure of a freeway at night

Banking

July 22, 2021

Acceleration of the Digital Economy in Brazil: Risks, Challenges and Solutions

In our recent Making Payments webinar, experts from Mastercard, Microsoft and ADIQ shared their insights on how they were able to overcome the most pressing innovation challenges within Brazil, and how other organizations can prepare for the future of digital payments.

Prime Time for Real-Time

Global Payment Trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

July 8, 2021

Southeast Asia: Primed for Real-Time Payments to Enter the Mainstream

There has been an exponential increase in demand for digital services across Southeast Asia (SEA), with the COVID-19 pandemic changing the way we live, work and shop.

Abstract computer hardware

Banking

July 7, 2021

Agentes de Pagamento em Alerta Enquanto Reguladores Impulsionam uma Digitalização Mais Rápida

Entre a pandemia da COVID-19, ambientes regulatórios acelerados e novos participantes disruptivos no mercado, os negócios de pagamento na América Latina devem estar preparados para a incerteza máxima.

Low Angle View Of Modern Buildings Against Clear Blue Sky

Banking

June 29, 2021

The European Commission’s Directive on Distance Marketing of Consumer Financial Services: What Does This Mean for the Industry?

On May 28 2021, the European Commission (EC) issued an Inception Impact Assessment on the Directive on Distance Marketing of Consumer Financial Services, which is out for public consultation until the June 25.

Skyscrapers in financial district

Banking

June 21, 2021

The Increasing Digitalization of B2B Payments

Craig Ramsey has his finger on the pulse of how new payment types are transforming the business of banking. Recently, I recently spoke to Craig, ACI’s head of real-time payments – banking, to get his insights on how these trends will impact B2B payments specifically.

Banking

June 15, 2021

Transformations and Trends Reshaping Payments in the Pacific

Over the past year, the long-term trend away from cash — and toward digital payments — has really ramped up in Australia and New Zealand. Similar to other global markets with well-established infrastructures, there was a rapid pivot by merchants and consumers to online shopping. In Australia, they quickly adopted “Tap & Go” payments at the urging of the government. The consequences of the COVID-19 pandemic and its impact on payment behaviors and modernization roadmaps are sure to be far reaching, though each country is at very different stages of development in terms of real-time payments.

Blue data cloud

Banking

June 9, 2021

Real-Time Payments Fraud Detection: Smashing the Data Bottleneck with Network Intelligence

The recent revolution in artificial intelligence (AI) promises to transform real-time payments fraud detection for central infrastructures (CIs) and payment networks. Network intelligence is one of the ways that the full benefit of AI can be realized.